{"id":10563,"date":"2025-10-21T07:56:22","date_gmt":"2025-10-21T07:56:22","guid":{"rendered":"https:\/\/www.mapfre.com.tr\/blog\/?p=10563"},"modified":"2025-10-21T07:56:25","modified_gmt":"2025-10-21T07:56:25","slug":"ozel-saglik-sigortasi-check-up-karsilar-mi","status":"publish","type":"post","link":"https:\/\/www.mapfre.com.tr\/blog\/yasa\/ozel-saglik-sigortasi-check-up-karsilar-mi\/","title":{"rendered":"\u00d6zel Sa\u011fl\u0131k Sigortas\u0131 Check-Up Kar\u015f\u0131lar m\u0131?"},"content":{"rendered":"\n<p>Check-up; genel sa\u011fl\u0131k durumunu \u00f6l\u00e7mek amac\u0131yla yap\u0131lan muayene, test ve g\u00f6r\u00fcnt\u00fcleme gibi bir dizi taramay\u0131 i\u00e7eren bir sa\u011fl\u0131k hizmetidir. Bir\u00e7ok farkl\u0131 hastal\u0131\u011f\u0131n erken te\u015fhisi i\u00e7in \u00f6nemli bir i\u015flem olan check-up, bu \u00f6zelli\u011fi nedeniyle \u00f6zel sa\u011fl\u0131k sigortalar\u0131n\u0131n da ba\u015fl\u0131ca teminatlar\u0131ndan biridir. \u00d6zel sa\u011fl\u0131k sigortan\u0131z varsa ve bu teminat\u0131 eklediyseniz \u00fccretsiz check-up yapt\u0131rma hakk\u0131n\u0131z olur.&nbsp;<\/p>\n\n\n\n<!--more-->\n\n\n\n<p>\u015eimdi, \u00f6zel sa\u011fl\u0131k sigortalar\u0131ndaki check-up teminatlar\u0131 ile ilgili detaylara g\u00f6z atal\u0131m.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u00d6zel Sa\u011fl\u0131k Sigortas\u0131 Neleri Kar\u015f\u0131l\u0131yor?<\/strong><\/h2>\n\n\n\n<p>Check-up konusundan \u00f6nce \u00f6zel sa\u011fl\u0131k sigortalar\u0131n\u0131 incelememizde fayda var. \u00d6zel sa\u011fl\u0131k sigortas\u0131 (\u00d6SS), iste\u011fe ba\u011fl\u0131 \u015fekilde yap\u0131lan ve anla\u015fmal\u0131 \u00f6zel hastanelerde \u00fccretsiz hizmet almay\u0131 sa\u011flayan bir sigorta \u00fcr\u00fcn\u00fcd\u00fcr. Kar\u015f\u0131lad\u0131\u011f\u0131 kalemler ise genellikle ayakta ve yatarak olmak \u00fczere iki gruba ayr\u0131l\u0131r.<\/p>\n\n\n\n<p>Ayakta tedavi teminatlar\u0131; doktor muayenesi, re\u00e7eteli ila\u00e7, tan\u0131 ama\u00e7l\u0131 inceleme ve fizik tedavi gibi harcamalar\u0131 kar\u015f\u0131lar. Yatarak tedavinin kapsam\u0131nda ise hastaneye yat\u0131\u015f, baz\u0131 cerrahi i\u015flemler, yo\u011fun bak\u0131m, doktor masraf\u0131, suni uzuv ve benzeri harcamalar vard\u0131r.&nbsp;<\/p>\n\n\n\n<p>Bu ana teminatlar\u0131n yan\u0131nda \u00f6zel sa\u011fl\u0131k sigortalar\u0131nda ek teminatlar ve baz\u0131 ayr\u0131cal\u0131klar da bulunur. \u0130ste\u011fe ba\u011fl\u0131 poli\u00e7eye eklenebilen ve sigorta \u015firketine g\u00f6re farkl\u0131l\u0131k g\u00f6sterebilen bu teminatlar\u0131n aras\u0131nda annelik ve yurt d\u0131\u015f\u0131 tedavisi gibi hizmetler vard\u0131r. Check-up teminat\u0131 da poli\u00e7enin bu k\u0131sm\u0131nda yer al\u0131r.<\/p>\n\n\n\n<p>Yani \u201cCheck-up \u00f6zel sa\u011fl\u0131k sigortas\u0131na dahil midir?\u201d sorusunun cevab\u0131, poli\u00e7enize ba\u011fl\u0131 olarak de\u011fi\u015fir. Sigorta \u015firketiniz bu teminat\u0131 sunuyorsa veya iste\u011fe ba\u011fl\u0131 bir teminat olarak siz poli\u00e7enize eklediyseniz \u00f6zel sa\u011fl\u0131k sigortan\u0131z check-up i\u015flemlerini kar\u015f\u0131lar.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u00d6zel Sa\u011fl\u0131k Sigortas\u0131 Check-Up Kapsam\u0131<\/strong><\/h2>\n\n\n\n<p>\u00d6zel sa\u011fl\u0131k sigortalar\u0131ndaki genel check-up paketleri, temel sa\u011fl\u0131k muayeneleri i\u00e7in gerekli testleri kapsayacak \u015fekilde tasarlan\u0131r. Kapsam detaylar\u0131, sigorta \u015firketine ve poli\u00e7e t\u00fcr\u00fcne g\u00f6re de\u011fi\u015fiklik g\u00f6sterebilir. Peki, check-up neleri kapsar ve check-up\u2019ta genellikle hangi testler yap\u0131l\u0131r?<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Akci\u011fer grafisi\u00a0<\/li>\n\n\n\n<li>ESR (Sedimentasyon)<\/li>\n\n\n\n<li>Eketrokardiyogram (12 derivasyonlu EKG)<\/li>\n\n\n\n<li>Gukoz (AK\u015e)<\/li>\n\n\n\n<li>Kan say\u0131m\u0131 (Hemogram)<\/li>\n\n\n\n<li>Total kolesterol<\/li>\n\n\n\n<li>Kreatinin<\/li>\n\n\n\n<li>Poliklinik &#8211; check-up muayenesi<\/li>\n\n\n\n<li>SGOT (AST)<\/li>\n\n\n\n<li>SGPT (ALT)<\/li>\n\n\n\n<li>Tam idrar tahlili<\/li>\n\n\n\n<li>Acil kan \u015fekeri<\/li>\n\n\n\n<li>Doktor de\u011ferlendirmesi<\/li>\n<\/ul>\n\n\n\n<p>\u00d6zel sa\u011fl\u0131k sigortan\u0131zla yapt\u0131raca\u011f\u0131n\u0131z check-up i\u015fleminin bu testlerden hangilerini kapsad\u0131\u011f\u0131n\u0131 poli\u00e7enizden \u00f6\u011frenebilirsiniz. Poli\u00e7enize tam kapsaml\u0131 check-up teminat\u0131 eklediyseniz listedeki testlerin tamam\u0131n\u0131 yapt\u0131rman\u0131z m\u00fcmk\u00fcn. Temel check-up paketlerinde ise sadece belirli testler yapt\u0131r\u0131labilir.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Check-Up Hizmetlerinden \u00dccretsiz Yararlanmak \u0130\u00e7in Ne Yap\u0131lmal\u0131?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"788\" height=\"443\" src=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2025\/10\/check-up-hizmetlerinden-ucretsiz-yararlanma.jpg\" alt=\"\u00fccretsiz check-up hizmeti \" class=\"wp-image-10564\" srcset=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2025\/10\/check-up-hizmetlerinden-ucretsiz-yararlanma.jpg 788w, https:\/\/www.mapfre.com.tr\/blog\/media\/2025\/10\/check-up-hizmetlerinden-ucretsiz-yararlanma-300x169.jpg 300w, https:\/\/www.mapfre.com.tr\/blog\/media\/2025\/10\/check-up-hizmetlerinden-ucretsiz-yararlanma-768x432.jpg 768w, https:\/\/www.mapfre.com.tr\/blog\/media\/2025\/10\/check-up-hizmetlerinden-ucretsiz-yararlanma-585x329.jpg 585w\" sizes=\"auto, (max-width: 788px) 100vw, 788px\" \/><\/figure>\n\n\n\n<p>Check-up \u00fccreti \u00f6demeden bu hizmetten yararlanabilmeniz i\u00e7in \u00f6ncelikle \u00f6zel sa\u011fl\u0131k sigortas\u0131 poli\u00e7enize ilgili teminat\u0131 ekletmelisiniz. Poli\u00e7enizde bu teminat varsa anla\u015fmal\u0131 sa\u011fl\u0131k kurumlar\u0131ndan \u00fccretsiz check-up hizmeti alabilirsiniz. Bunun i\u00e7in de sigorta \u015firketinizin anla\u015fmal\u0131 oldu\u011fu sa\u011fl\u0131k kurumlar\u0131n\u0131 \u00f6\u011frenmelisiniz.<\/p>\n\n\n\n<p>Bu a\u015famada anla\u015fmal\u0131 hastanelerin hepsinin check-up hizmeti vermeme ihtimalini de g\u00f6z \u00f6n\u00fcnde bulundurmal\u0131s\u0131n\u0131z. \u00c7\u00fcnk\u00fc anla\u015fmal\u0131 kurumlar, poli\u00e7eye ve poli\u00e7enizdeki check-up paketine g\u00f6re de\u011fi\u015febilir. Dolay\u0131s\u0131yla sigorta \u015firketinizle ileti\u015fime ge\u00e7erek detayl\u0131 bilgi almal\u0131s\u0131n\u0131z.&nbsp;<\/p>\n\n\n\n<p>Anla\u015fmal\u0131 hastaneler aras\u0131ndan size en uygun olan\u0131 se\u00e7tikten sonra kurum ile ileti\u015fime ge\u00e7menizde fayda var. \u00c7\u00fcnk\u00fc bir\u00e7ok hastane randevulu sistemle \u00e7al\u0131\u015f\u0131r. Ayr\u0131ca check-up i\u00e7in gerekli bran\u015flardaki t\u00fcm doktorlar\u0131n hastanede olmas\u0131 gerekir. Bu nedenle hastane ile ileti\u015fime ge\u00e7erek check-up randevusu olu\u015fturabilirsiniz.&nbsp;<\/p>\n\n\n\n<p>Baz\u0131 testlerden \u00f6nce yemek yememeniz gerekebilir. Bu nedenle randevu olu\u015ftururken hastane personelinden haz\u0131rl\u0131k s\u00fcreci ile ilgili bilgi almay\u0131 ihmal etmeyin. Randevu zaman\u0131 hastaneye gidip kayd\u0131n\u0131z\u0131 a\u00e7t\u0131r\u0131rken \u00f6zel sa\u011fl\u0131k sigortan\u0131z oldu\u011funu beyan etmeniz halinde check-up hizmetinden \u00fccretsiz faydalanabilirsiniz.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u00d6zel Sa\u011fl\u0131k Sigortas\u0131nda Check-Up \u0130\u00e7in Ek \u00dccret \u00d6denir mi?<\/strong><\/h2>\n\n\n\n<p>Check-up fiyatlar\u0131 her hastanede ve sa\u011fl\u0131k kurulu\u015funda farkl\u0131 olabilir. Poli\u00e7edeki paketinizde yer almayan bir test yapt\u0131rmak isterseniz o zaman ek \u00fccret \u00f6demeniz gerekebilir.<\/p>\n\n\n\n<p>Buna ek olarak check-up testleri sonucunda te\u015fhis edilen bir hastal\u0131kla ilgili tedavi alman\u0131z gerekti\u011finde ilgili tedavi t\u00fcr\u00fcn\u00fcn de poli\u00e7enizde olmas\u0131 gerekir. Poli\u00e7enizin kapsamad\u0131\u011f\u0131 tedavi t\u00fcrleri i\u00e7in de ek \u00fccretle kar\u015f\u0131la\u015fabilirsiniz. Kapsaml\u0131 bir \u00f6zel sa\u011fl\u0131k sigortas\u0131 ile bu t\u00fcr risklere girmeden tamamen \u00fccretsiz tedavi hizmeti alabilirsiniz.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u00d6SS ile Y\u0131lda Ka\u00e7 Kez Check-Up Yapt\u0131r\u0131labilir?<\/strong><\/h2>\n\n\n\n<p>\u00d6zel sa\u011fl\u0131k sigortalar\u0131ndaki check-up teminatlar\u0131 genellikle y\u0131lda 1 kez \u015feklindedir. Sa\u011fl\u0131\u011f\u0131n\u0131zla ilgili herhangi bir \u015fikayetiniz olmasa bile y\u0131lda en az 1 kere check-up yapt\u0131rman\u0131zda fayda var. Bu 1 kerelik check-up hakk\u0131n\u0131 da \u00f6zel sa\u011fl\u0131k sigortas\u0131 ile teminatlar dahilinde \u00fccretsiz olarak alabilirsiniz. Hizmeti, poli\u00e7enin ge\u00e7erli oldu\u011fu tarihler aras\u0131nda diledi\u011finiz bir g\u00fcnde kullanabilirsiniz.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Hangi Hastanelerde \u00dccretsiz Check-Up Yapt\u0131r\u0131labilir?<\/strong><\/h2>\n\n\n\n<p>\u00d6zel sa\u011fl\u0131k sigortalar\u0131ndaki check-up teminatlar\u0131, \u00fclke genelindeki anla\u015fmal\u0131 sa\u011fl\u0131k kurumlar\u0131nda ge\u00e7erlidir. Hangi hastanelerde ge\u00e7erli oldu\u011fu ise sigorta \u015firketinin yapt\u0131\u011f\u0131 anla\u015fmalara ve yapt\u0131rd\u0131\u011f\u0131n\u0131z poli\u00e7eye g\u00f6re de\u011fi\u015fkenlik g\u00f6sterir. Poli\u00e7enizdeki check-up ve di\u011fer sa\u011fl\u0131k hizmetlerini kolayca alabilmek i\u00e7in anla\u015fmal\u0131 kurum a\u011f\u0131 yayg\u0131n olan sigorta \u015firketlerini se\u00e7menizde fayda var.<\/p>\n\n\n\n<p>MAPFRE Sigorta\u2019n\u0131n T\u00fcrkiye genelindeki yayg\u0131n anla\u015fmal\u0131 kurum a\u011f\u0131 sayesinde \u00f6zel sa\u011fl\u0131k kurumlar\u0131nda kolayl\u0131kla muayene ve tedavi i\u015flemlerinizi tamamlayabilirsiniz. <a href=\"https:\/\/form.mapfre.com.tr\/iletisim\/formlar\/#\/3s-saglik-sigortasi-on-basvuru\" target=\"_blank\" rel=\"noreferrer noopener\">MAPFRE 3S \u00d6zel Sa\u011fl\u0131k Sigortas\u0131<\/a> ve <a href=\"https:\/\/form.mapfre.com.tr\/iletisim\/formlar\/#\/fark-yok-on-basvuru-2\" target=\"_blank\" rel=\"noreferrer noopener\">Fark Yok Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131 <\/a>ile check-up da dahil olmak \u00fczere geni\u015f kapsaml\u0131 sa\u011fl\u0131k hizmetlerine \u00fccretsiz bir \u015fekilde eri\u015febilirsiniz. Sa\u011fl\u0131\u011f\u0131n\u0131z\u0131 g\u00fcvence alt\u0131na almak istedi\u011finizde, MAPFRE Sigorta her zaman yan\u0131n\u0131zda.<\/p>\n\n\n\n<p>MAPFRE Sigorta<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00d6zel sa\u011fl\u0131k sigortas\u0131n\u0131n poli\u00e7eye g\u00f6re de\u011fi\u015fen check-up kapsam\u0131n\u0131, avantajlar\u0131n\u0131 ve dikkat etmeniz gereken detaylar\u0131 \u00f6\u011frenmek i\u00e7in t\u0131klay\u0131n. <\/p>\n","protected":false},"author":19,"featured_media":10565,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7,887],"tags":[899,901],"class_list":["post-10563","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-iyi-yasam","category-yasa","tag-ipucu","tag-saglik"],"_links":{"self":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/10563","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/comments?post=10563"}],"version-history":[{"count":1,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/10563\/revisions"}],"predecessor-version":[{"id":10566,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/10563\/revisions\/10566"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media\/10565"}],"wp:attachment":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media?parent=10563"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/categories?post=10563"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/tags?post=10563"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}