\u0130ster 2. el isterseniz yeni olsun, tabii ki ara\u00e7 sat\u0131n al\u0131rken dikkat etmeniz gerekenler bulunuyor. Ancak konu 2. el ara\u00e7 oldu\u011funda daha dikkatli olmakta fayda var. \u00c7\u00fcnk\u00fc ara\u00e7 daha \u00f6nce kullan\u0131ld\u0131\u011f\u0131 i\u00e7in belirli kontrolleri yapmaman\u0131z halinde bir bor\u00e7 veya sorun ile kar\u015f\u0131la\u015fman\u0131z m\u00fcmk\u00fcn. Bunun i\u00e7in de 2. el ara\u00e7 sat\u0131n almadan \u00f6nce \u015fu noktalara dikkat etmelisiniz: <\/p>\n\n\n\n
- \n
- Arac\u0131 sat\u0131n almaya karar verdikten sonra ilk dikkat etmeniz gereken konulardan biri arac\u0131n \u00fczerinde bor\u00e7 veya haciz gibi al\u0131m sat\u0131m\u0131 engelleyecek bir durumun olup olmad\u0131\u011f\u0131d\u0131r. E\u011fer b\u00f6yle bir durum varsa sat\u0131c\u0131n\u0131n \u00f6ncelikle bu borcu kapatmas\u0131 istenir.\u00a0<\/li>\n\n\n\n
- Sat\u0131n al\u0131m i\u015flemi noter huzurunda yap\u0131l\u0131r. Noter vekili \u00f6ncelikle arac\u0131n sigortas\u0131n\u0131n yeni al\u0131c\u0131 taraf\u0131ndan yap\u0131l\u0131p yap\u0131lmad\u0131\u011f\u0131n\u0131 sorar. Sonras\u0131nda ise arac\u0131n \u00fccretinin Takasbank hesab\u0131na yat\u0131r\u0131lmas\u0131 konusunda y\u00f6nlendirme yapar. Sat\u0131c\u0131ya arac\u0131n \u00fccreti i\u015flemler tamamland\u0131ktan sonra Takasbank \u00fczerinden iletilir. Noterlerde bu s\u00fcre\u00e7le ilgili detayl\u0131 a\u00e7\u0131klaman\u0131n oldu\u011fu y\u00f6nlendirmeler bulunur. Takasbank \u00fczerinden \u00f6deme iletme s\u00fcreci g\u00fcvenlik tedbirleri nedeniyle y\u00fcr\u00fcrl\u00fc\u011fe girmi\u015f bir uygulamad\u0131r. Bu sayede t\u00fcm al\u0131\u015fveri\u015f s\u00fcrecinin do\u011fru bir \u015fekilde yap\u0131ld\u0131\u011f\u0131ndan emin olundu\u011funda Takasbank\u2019a emanet edilen tutar, al\u0131c\u0131n\u0131n hesab\u0131na aktar\u0131l\u0131r.<\/li>\n<\/ul>\n\n\n\n
Ruhsat ve plaka i\u015flemlerinden sonra noter s\u00fcreci tamamlanm\u0131\u015f olur. <\/p>\n\n\n\n
Yeni Ara\u00e7 Al\u0131m\u0131nda Sigorta S\u00fcresi Ne Kadar?<\/strong><\/h2>\n\n\n\n
![\"Yeni](\"https:\/\/www.mapfre.com.tr\/blog\/media\/2025\/11\/yeni-arac-aliminde-sigorta-sureci-ne-kadar.jpg\")
<\/figure>\n\n\n\n2. el ara\u00e7lar\u0131n al\u0131m sat\u0131m\u0131nda yap\u0131lmas\u0131 istenilen trafik sigortas\u0131ndaki 15 g\u00fcnl\u00fck s\u00fcre 5 Aral\u0131k 2024 tarihi itibariyle kald\u0131r\u0131ld\u0131. Art\u0131k ara\u00e7 al\u0131m sat\u0131m i\u015fleminin ger\u00e7ekle\u015fmesi i\u00e7in \u00f6ncelikle mevcut kullan\u0131c\u0131n\u0131n Zorunlu Trafik Sigortas\u0131\u2019n\u0131 iptal ettirmesi ve arac\u0131 sat\u0131n alacak ki\u015finin araca trafik sigortas\u0131 yapt\u0131rmas\u0131 gerekiyor. Bu durumda s\u0131k\u00e7a sorulan sorulardan biri olan \u201cSigortas\u0131z ara\u00e7 sat\u0131l\u0131r m\u0131?\u201d sorusu da cevap bulmu\u015f oluyor: Hay\u0131r, sigortas\u0131z ara\u00e7 sat\u0131\u015f\u0131 m\u00fcmk\u00fcn de\u011fildir.<\/p>\n\n\n\n
2. el ara\u00e7 al\u0131m sat\u0131m\u0131nda 15 g\u00fcnl\u00fck sigorta s\u00fcresinin kald\u0131r\u0131lmas\u0131 ile arac\u0131n mevcut sahibinin ya\u015fayabilece\u011fi ma\u011fduriyetlerin \u00f6n\u00fcne ge\u00e7mek ama\u00e7lan\u0131yor. Eski y\u00f6netmelikte 15 g\u00fcn boyunca devam eden trafik sigortas\u0131 esnas\u0131nda yeni kullan\u0131c\u0131n\u0131n araca maddi hasar vermesi, eski kullan\u0131c\u0131n\u0131n devam eden sigortas\u0131na yans\u0131yor ve eski kullan\u0131c\u0131 sorumlu olmad\u0131\u011f\u0131 bir kazan\u0131n sorumlulu\u011funu \u00fcstlenmek durumunda kal\u0131yordu. \u015eimdi ise ara\u00e7 sat\u0131\u015f\u0131 ger\u00e7ekle\u015fmeden \u00f6nce sigorta iptali yap\u0131ld\u0131\u011f\u0131 i\u00e7in eski ara\u00e7 sahibinin ara\u00e7 \u00fczerindeki t\u00fcm sorumlulu\u011fu da ortadan kalkm\u0131\u015f oluyor.<\/p>\n\n\n\n
K\u0131sacas\u0131 bu d\u00fczenlemenin trafik sigortas\u0131n\u0131n \u00f6nemine daha da \u00e7ok vurgu yapt\u0131\u011f\u0131n\u0131 s\u00f6ylemek m\u00fcmk\u00fcn. 15 g\u00fcnl\u00fck s\u00fcrenin kald\u0131r\u0131lmas\u0131yla birlikte sigortas\u0131z ara\u00e7lara uygulanan cezalara da ciddi oranda art\u0131\u015f uyguland\u0131. Bu nedenle de Zorunlu Trafik Sigortas\u0131<\/a> yapt\u0131rmak hem yasal a\u00e7\u0131dan bir zorunluluk ta\u015f\u0131r hem de ara\u00e7 kullan\u0131c\u0131lar\u0131n\u0131 ciddi risklere kar\u015f\u0131 koruyan bir i\u00e7eri\u011fe sahip diyebiliriz.\u00a0<\/p>\n\n\n\n
Sat\u0131lan Ara\u00e7 \u0130\u00e7in Sigorta Paras\u0131n\u0131 Almak M\u00fcmk\u00fcn m\u00fc?<\/strong><\/h2>\n\n\n\n
![\"Sat\u0131lan](\"https:\/\/www.mapfre.com.tr\/blog\/media\/2025\/11\/satilan-arac-icin-sigorta-parasini-almak-mumkun-mu.jpg\")
<\/figure>\n\n\n\nEvet, m\u00fcmk\u00fcn. \u0130kinci el ara\u00e7 sat\u0131\u015f i\u015flemi esnas\u0131nda mevcut kullan\u0131c\u0131 Zorunlu Trafik Sigortas\u0131\u2019n\u0131 iptal eder ve e\u011fer varsa prim iadesi al\u0131r. Kullan\u0131c\u0131, \u00f6demeyi hangi yolla yapt\u0131ysa (kredi kart\u0131, banka kart\u0131, nakit vs.) iadeyi de ayn\u0131 yolla al\u0131r. Sat\u0131lan arac\u0131n sigorta paras\u0131n\u0131 geri alma s\u00fcresi sigorta \u015firketine ve bankaya g\u00f6re de\u011fi\u015fkenlik g\u00f6sterse de ortalama 5 i\u015f g\u00fcn\u00fcd\u00fcr.<\/p>\n\n\n\n
Zorunlu Trafik Sigortas\u0131 ve Kasko Aras\u0131ndaki Fark Nedir?<\/strong><\/h2>\n\n\n\n
Zorunlu Trafik Sigortas\u0131, ad\u0131 \u00fcst\u00fcnde zorunludur ve yapt\u0131r\u0131lmad\u0131\u011f\u0131 takdirde cezai i\u015flem uygulan\u0131r; kasko ise zorunlu de\u011fildir. Zorunlu Trafik Sigortas\u0131 kaza durumunda kar\u015f\u0131 tarafa verdi\u011finiz zarar\u0131 kar\u015f\u0131larken tercihe ba\u011fl\u0131 olarak yapt\u0131raca\u011f\u0131n\u0131z kasko ise kaza an\u0131nda kendi arac\u0131n\u0131zdaki hasar\u0131 kar\u015f\u0131lar. Detaylar i\u00e7in Zorunlu Trafik Sigortas\u0131 ile kasko aras\u0131ndaki farklar\u0131<\/a> detayl\u0131 olarak anlatt\u0131\u011f\u0131m\u0131z yaz\u0131m\u0131z\u0131 inceleyebilirsiniz.<\/p>\n\n\n\n
Sonu\u00e7 olarak Zorunlu Trafik Sigortas\u0131 yapt\u0131rsan\u0131z bile trafikte kendinizi ve arac\u0131n\u0131z\u0131 g\u00fcvence alt\u0131na alman\u0131z gereken durumlarla da kar\u015f\u0131la\u015fman\u0131z m\u00fcmk\u00fcn. Bu nedenle de trafi\u011fe \u00e7\u0131kmadan \u00f6nce trafikte kar\u015f\u0131la\u015fabilece\u011finiz olumsuz durumlara kar\u015f\u0131 \u00f6nlem alman\u0131zda fayda var. \u201cPeki, nas\u0131l \u00f6nlem alaca\u011f\u0131m?\u201d diyorsan\u0131z MAPFRE Sigorta her zaman yan\u0131n\u0131zda. <\/p>\n\n\n\n
MAPFRE Sigorta\u2019dan kasko sigortas\u0131<\/a> yapt\u0131rarak arac\u0131n\u0131z\u0131 olas\u0131 risklere kar\u015f\u0131 g\u00fcvence alt\u0131na alabilirsiniz. \u0130htiya\u00e7 ve taleplerinize uygun kasko sigorta poli\u00e7esini hemen olu\u015fturmak i\u00e7in de Kasko Sigorta teklifi sayfam\u0131z\u0131<\/a> ziyaret edebilirsiniz. Ara\u00e7 sigortalar\u0131 hakk\u0131nda daha detayl\u0131 bilgi almak isterseniz de sat\u0131\u015f kanallar\u0131m\u0131zla<\/a> ileti\u015fime ge\u00e7ebilirsiniz.<\/p>\n\n\n\n
MAPFRE Sigorta<\/p>\n","protected":false},"excerpt":{"rendered":"
\u0130kinci el ara\u00e7 ald\u0131ktan sonra sigorta s\u00fcreci nas\u0131l ilerler? Zorunlu trafik sigortas\u0131 ve kasko ad\u0131mlar\u0131n\u0131 \u00f6\u011frenmek i\u00e7in t\u0131klay\u0131n. <\/p>\n","protected":false},"author":19,"featured_media":10601,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6,887],"tags":[911,914],"class_list":["post-10598","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-otomobil","category-yasa","tag-oto-yasam","tag-yol-asistani"],"_links":{"self":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/10598","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/comments?post=10598"}],"version-history":[{"count":1,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/10598\/revisions"}],"predecessor-version":[{"id":10602,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/10598\/revisions\/10602"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media\/10601"}],"wp:attachment":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media?parent=10598"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/categories?post=10598"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/tags?post=10598"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}