{"id":1074,"date":"2018-07-19T08:05:16","date_gmt":"2018-07-19T08:05:16","guid":{"rendered":"https:\/\/www.mapfre.com.tr\/blog\/?p=1074"},"modified":"2024-09-18T12:55:56","modified_gmt":"2024-09-18T12:55:56","slug":"kasko-sigortasi-nedir","status":"publish","type":"post","link":"https:\/\/www.mapfre.com.tr\/blog\/yasa\/otomobil\/kasko-sigortasi-nedir\/","title":{"rendered":"Kasko Sigortas\u0131 Nedir?"},"content":{"rendered":"<p><strong>Ara\u00e7 sigortalar\u0131ndan biri olan kaskonun amac\u0131, sigortalanan otomobilin u\u011frayaca\u011f\u0131 zararlar\u0131n kar\u015f\u0131lanmas\u0131n\u0131 sa\u011flamakt\u0131r. <\/strong>?<\/p>\n<p>Motorlu kara ta\u015f\u0131t\u0131n\u0131n, sahibinin iste\u011fi ve iradesi d\u0131\u015f\u0131nda hasara u\u011framas\u0131, kazaya kar\u0131\u015fmas\u0131, h\u0131rs\u0131zl\u0131\u011fa u\u011framas\u0131 durumunda sigorta sahibine tazminat \u00f6denmesi i\u00e7in kasko yapt\u0131r\u0131l\u0131r. Kasko, iste\u011fe ba\u011fl\u0131d\u0131r; trafik sigortas\u0131 gibi zorunlu de\u011fildir.<br \/>\n\u00c7o\u011fu zaman, poli\u00e7elerde bu durumun aksi belirtilmedi\u011fi s\u00fcre boyunca kasko, T\u00fcrkiye s\u0131n\u0131rlar\u0131 i\u00e7inde ge\u00e7erlidir.<\/p>\n<p><strong><em>Araban\u0131za kasko sigortas\u0131 yapt\u0131rd\u0131\u011f\u0131n\u0131zda, arac\u0131n zarar g\u00f6rd\u00fc\u011f\u00fc andan itibaren 5 i\u015f g\u00fcn\u00fc i\u00e7inde sigortac\u0131ya bildirmelisiniz. B\u00f6yle bir durumda, gerekli evraklar hasar tespiti tamamland\u0131\u011f\u0131nda, 15 g\u00fcn i\u00e7inde taraf\u0131n\u0131za tazminat miktar\u0131 bildirilecektir.<\/em><\/strong><\/p>\n<p>Kasko sigortas\u0131nda, ana teminatlara dikkat etmelisiniz.<br \/>\nMapfre Sigorta\u2019n\u0131n Kasko Sigortas\u0131n\u0131n ana teminatlar\u0131n\u0131 biliyor musunuz?<\/p>\n<ul>\n<li>Arac\u0131n karayolunda veya demiryolunda kullan\u0131labilen motorlu, motorsuz ara\u00e7larla \u00e7arp\u0131\u015fmas\u0131<\/li>\n<li>Araca sabit veya hareketli bir cismin \u00e7arpmas\u0131 veya arac\u0131n b\u00f6yle bir cisme \u00e7arpmas\u0131 devrilmesi, d\u00fc\u015fmesi ve yuvarlanmas\u0131 gibi kazalar<\/li>\n<li>\u00dc\u00e7\u00fcnc\u00fc ki\u015filerin k\u00f6t\u00fc niyet veya muziplikle yapt\u0131klar\u0131 hareketler ile fiil ehliyetine sahip olmayan ki\u015filerin yol a\u00e7aca\u011f\u0131 zararlar<\/li>\n<li>Arac\u0131n yanmas\u0131<\/li>\n<li>Arac\u0131n veya ara\u00e7 par\u00e7alar\u0131n\u0131n \u00e7al\u0131nmas\u0131 veya \u00e7al\u0131nmaya te\u015febb\u00fcs edilmesi<\/li>\n<li>Grev, lokavt, karga\u015fal\u0131k, halk hareketleri ve ter\u00f6r sonucu olu\u015fan zararlar ile bunlar\u0131n etkilerini azaltmak i\u00e7in yetkili organlar taraf\u0131ndan yap\u0131lan m\u00fcdahalelerde olu\u015fan zararlar<\/li>\n<li>Sel ve su bask\u0131n\u0131 zararlar\u0131<\/li>\n<li>Ara\u00e7ta sigara ve benzeri maddelerin temas\u0131 sonucu olu\u015fan yang\u0131n d\u0131\u015f\u0131ndaki zararlar<\/li>\n<li>Yetkili olmayan ki\u015filere \u00e7ektirilen araca gelen zararlar ile kurallara uygun olmadan \u00e7ekilen veya \u00e7ektirilen ara\u00e7lara gelen zararlar<\/li>\n<li>Kemirgen hayvanlar\u0131n araca verece\u011fi zararlar<\/li>\n<li>S\u0131f\u0131r ya\u015f ara\u00e7larda Yeni De\u011fer Teminat\u0131<\/li>\n<li>\u00d6zel\/hususi otomobil ve 4 ki\u015fiye kadar oturma yeri olan kamyonet ara\u00e7larda 48 saati ge\u00e7en onar\u0131mlarda ikame ara\u00e7<\/li>\n<\/ul>\n<p>Mapfre Sigorta\u2019n\u0131n <strong>Kasko Sigortas\u0131<\/strong> hakk\u0131nda detayl\u0131 bilgiye ula\u015fmak i\u00e7in, <a href=\"https:\/\/www.mapfre.com.tr\/sigorta-tr\/bireysel\/oto\/oto\/kasko-sigortasi\/\"><strong>t\u0131klayabilirsiniz.<\/strong><\/a><\/p>\n<h2><strong>Peki, Kasko Sigortas\u0131 \u0130le Zorunlu Trafik Sigortas\u0131 Aras\u0131ndaki Fark Nedir?<\/strong><\/h2>\n<p>Kasko sigortas\u0131, araban\u0131za gelen maddi zararlar\u0131 teminat alt\u0131na al\u0131yor. Trafik sigortas\u0131 ise, \u00fc\u00e7\u00fcnc\u00fc ki\u015filere verilen maddi zararlar\u0131 teminat alt\u0131na al\u0131yor. Trafik sigortas\u0131 zorunluyken, kasko sigortas\u0131 iste\u011fe ba\u011fl\u0131d\u0131r. Trafik sigortas\u0131, ki\u015filere gelen zararlar\u0131 kar\u015f\u0131lad\u0131\u011f\u0131 i\u00e7in, arac\u0131n hasar\u0131n\u0131 kar\u015f\u0131lam\u0131yor. Kasko sigortas\u0131, araca gelen zararlar\u0131 kar\u015f\u0131l\u0131yor.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ara\u00e7 sigortalar\u0131ndan biri olan kaskonun amac\u0131, sigortalanan otomobilin u\u011frayaca\u011f\u0131 zararlar\u0131n kar\u015f\u0131lanmas\u0131n\u0131 sa\u011flamakt\u0131r. ? Motorlu kara ta\u015f\u0131t\u0131n\u0131n, sahibinin iste\u011fi ve iradesi&hellip;<\/p>\n","protected":false},"author":3,"featured_media":999,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[911,914],"class_list":["post-1074","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-otomobil","tag-oto-yasam","tag-yol-asistani"],"_links":{"self":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/1074","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/comments?post=1074"}],"version-history":[{"count":4,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/1074\/revisions"}],"predecessor-version":[{"id":1827,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/1074\/revisions\/1827"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media\/999"}],"wp:attachment":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media?parent=1074"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/categories?post=1074"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/tags?post=1074"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}