{"id":11096,"date":"2026-09-10T13:03:06","date_gmt":"2026-09-10T13:03:06","guid":{"rendered":"https:\/\/www.mapfre.com.tr\/blog\/?p=11096"},"modified":"2026-09-10T13:03:10","modified_gmt":"2026-09-10T13:03:10","slug":"ozel-saglik-sigortasinda-annelik-teminati-neleri-kapsar","status":"publish","type":"post","link":"https:\/\/www.mapfre.com.tr\/blog\/yasa\/ozel-saglik-sigortasinda-annelik-teminati-neleri-kapsar\/","title":{"rendered":"\u00d6zel Sa\u011fl\u0131k Sigortas\u0131nda Annelik Teminat\u0131: Neleri Kapsar?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>\u00d6zel sa\u011fl\u0131k sigortas\u0131nda annelik teminat\u0131<\/strong>, gebelik s\u00fcrecindeki belirli sa\u011fl\u0131k giderleri ile do\u011fum ve do\u011fum sonras\u0131nda olu\u015fabilecek baz\u0131 masraflar\u0131n poli\u00e7e ko\u015fullar\u0131 kapsam\u0131nda kar\u015f\u0131lanmas\u0131n\u0131 sa\u011flayan ek bir g\u00fcvencedir.<\/p>\n\n\n\n<!--more-->\n\n\n\n<p class=\"wp-block-paragraph\">Annelik teminat\u0131n\u0131n kapsam\u0131; sigorta \u015firketine, se\u00e7ilen \u00fcr\u00fcne, poli\u00e7e limitlerine, kat\u0131l\u0131m oranlar\u0131na ve bekleme s\u00fcresine g\u00f6re de\u011fi\u015febilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Gebelik planlayanlar i\u00e7in \u00f6zel sa\u011fl\u0131k sigortas\u0131 se\u00e7erken yaln\u0131zca do\u011fum masraflar\u0131n\u0131n kar\u015f\u0131lan\u0131p kar\u015f\u0131lanmad\u0131\u011f\u0131na de\u011fil; <strong>gebelik kontrolleri, normal veya sezaryen do\u011fum, yeni do\u011fan bebe\u011fin ilk bak\u0131m masraflar\u0131 ve bebe\u011fe sunulan ek g\u00fcvenceler<\/strong> gibi detaylara da bakmak \u00f6nemlidir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Mapfre Sigorta 3S \u00d6zel Sa\u011fl\u0131k Sigortas\u0131 kapsam\u0131nda sunulan Annelik Teminat\u0131 da anne aday\u0131n\u0131n gebelik ve do\u011fum s\u00fcrecindeki belirli sa\u011fl\u0131k ihtiya\u00e7lar\u0131n\u0131n g\u00fcvence alt\u0131na al\u0131nmas\u0131na yard\u0131mc\u0131 olur.<\/p>\n\n\n\n<h2 id=\"h-annelik-teminati-nedir\" class=\"wp-block-heading\"><strong>Annelik Teminat\u0131 Nedir?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Annelik teminat\u0131, \u00f6zel sa\u011fl\u0131k sigortas\u0131na eklenebilen ve <strong>gebelik, do\u011fum ve do\u011fum sonras\u0131ndaki belirli sa\u011fl\u0131k giderlerini<\/strong> poli\u00e7ede belirtilen ko\u015fullar do\u011frultusunda kar\u015f\u0131layan bir teminatt\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Annelik teminat\u0131n\u0131n kapsam\u0131 \u00fcr\u00fcne g\u00f6re de\u011fi\u015febilir. Bu nedenle poli\u00e7e se\u00e7erken \u015fu konular\u0131n incelenmesi \u00f6nemlidir:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Gebelik rutin kontrollerinin kapsam\u0131<\/li>\n\n\n\n<li>Normal ve sezaryen do\u011fum giderleri<\/li>\n\n\n\n<li>Do\u011fum sonras\u0131 anneye ili\u015fkin tedavi giderleri<\/li>\n\n\n\n<li>Yeni do\u011fan bebe\u011fin ilk muayene ve bak\u0131m masraflar\u0131<\/li>\n\n\n\n<li>Kuv\u00f6z ve yeni do\u011fana y\u00f6nelik ek teminatlar<\/li>\n\n\n\n<li>Annelik teminat\u0131n\u0131n bekleme s\u00fcresi<\/li>\n\n\n\n<li>Teminat limitleri ve kat\u0131l\u0131m oranlar\u0131<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Mapfre Sigorta <a href=\"https:\/\/www.mapfre.com.tr\/sigorta-tr\/bireysel\/3s-saglik-sigorta-sistemi\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>3S \u00d6zel Sa\u011fl\u0131k Sigortas<\/strong><\/a><strong>\u0131\u2019nda Annelik Teminat\u0131, Yatarak Tedavi Teminat\u0131 ile birlikte al\u0131nabilir.<\/strong><\/p>\n\n\n\n<h2 id=\"h-ozel-saglik-sigortasi-dogum-masraflarini-karsilar-mi\" class=\"wp-block-heading\"><strong>\u00d6zel Sa\u011fl\u0131k Sigortas\u0131 Do\u011fum Masraflar\u0131n\u0131 Kar\u015f\u0131lar m\u0131?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u00d6zel sa\u011fl\u0131k sigortas\u0131, poli\u00e7ede <strong>annelik veya do\u011fum teminat\u0131 bulunmas\u0131 ve ilgili poli\u00e7e ko\u015fullar\u0131n\u0131n kar\u015f\u0131lanmas\u0131 halinde<\/strong> do\u011fuma ili\u015fkin belirli sa\u011fl\u0131k giderlerini kar\u015f\u0131layabilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">3S \u00d6zel Sa\u011fl\u0131k Sigortas\u0131\u2019nda Standart Annelik Teminat\u0131 ve Ayakta Tedavi Teminat\u0131 kapsma\u0131nda do\u011fum ve do\u011fum sonras\u0131nda anne i\u00e7in olu\u015fan tedavi masraflar\u0131 poli\u00e7e \u015fartlar\u0131 do\u011frultusunda kar\u015f\u0131lanabilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bunun yan\u0131nda Mapfre Sigorta\u2019n\u0131n limitsiz do\u011fum anla\u015fmas\u0131 bulunan sa\u011fl\u0131k kurulu\u015flar\u0131nda ge\u00e7erli olmak \u00fczere <strong>Limitsiz Do\u011fum Teminat\u0131<\/strong> se\u00e7ene\u011fi de bulunur. \u0130lgili ko\u015fullar\u0131n sa\u011flanmas\u0131 ve standart ek primin \u00f6denmesi halinde normal veya sezaryen do\u011fuma ili\u015fkin masraflar Ferdi Poli\u00e7eler\u2019de limitsiz ve %100 olarak kar\u015f\u0131lanabilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu ek prim bir do\u011fum i\u00e7in bir kez al\u0131n\u0131r. Sigortal\u0131n\u0131n poli\u00e7esini kesintisiz devam ettirmesi durumunda do\u011fum ger\u00e7ekle\u015fene kadar limitsiz do\u011fum hakk\u0131 devam eder.<\/p>\n\n\n\n<h2 id=\"h-ozel-saglik-sigortasi-gebelik-kontrollerini-karsilar-mi\" class=\"wp-block-heading\"><strong>\u00d6zel Sa\u011fl\u0131k Sigortas\u0131 Gebelik Kontrollerini Kar\u015f\u0131lar m\u0131?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Gebelik s\u00fcresince ger\u00e7ekle\u015ftirilen rutin kontrollerin kar\u015f\u0131lan\u0131p kar\u015f\u0131lanmad\u0131\u011f\u0131, \u00f6zel sa\u011fl\u0131k sigortas\u0131n\u0131n kapsam\u0131na ve se\u00e7ilen teminatlara ba\u011fl\u0131d\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">3S \u00d6zel Sa\u011fl\u0131k Sigortas\u0131\u2019nda <strong>Ayakta Tedavi Teminat\u0131\u2019n\u0131n bulunmas\u0131 halinde<\/strong>, gebelikle ilgili rutin kontrol masraflar\u0131 Standart Annelik Teminat\u0131 limiti kapsam\u0131nda de\u011ferlendirilebilir. Destek Ayakta Tedavi Teminat\u0131 ise bu kapsama dahil de\u011fildir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu nedenle do\u011fum teminatl\u0131 \u00f6zel sa\u011fl\u0131k sigortas\u0131 se\u00e7erken yaln\u0131zca do\u011fumun kendisini de\u011fil, gebelik boyunca ihtiya\u00e7 duyulabilecek kontrollerin hangi ko\u015fullarda kar\u015f\u0131land\u0131\u011f\u0131n\u0131 da de\u011ferlendirmek gerekir.<\/p>\n\n\n\n<h2 id=\"h-annelik-teminatinda-bekleme-suresi-var-mi\" class=\"wp-block-heading\"><strong>Annelik Teminat\u0131nda Bekleme S\u00fcresi Var m\u0131?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Evet. \u00d6zel sa\u011fl\u0131k sigortalar\u0131nda annelik teminat\u0131 i\u00e7in belirli bir <strong>bekleme s\u00fcresi<\/strong> uygulanabilir. Bekleme s\u00fcresi, teminat\u0131n poli\u00e7eye eklenmesi ile ilgili sa\u011fl\u0131k giderlerinin kapsam dahilinde de\u011ferlendirilmeye ba\u015flanmas\u0131 aras\u0131ndaki s\u00fcreyi ifade eder.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">3S \u00d6zel Sa\u011fl\u0131k Sigortas\u0131\u2019nda hamilelik rutin kontrolleri, normal veya sezaryen do\u011fum, d\u00fc\u015f\u00fck ve bunlardan kaynaklanan komplikasyonlar dahil olmak \u00fczere Annelik Teminat\u0131 kapsam\u0131ndaki durumlarda <strong>9 ayl\u0131k bekleme s\u00fcresi<\/strong> bulunur.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu nedenle annelik teminat\u0131 de\u011ferlendirilirken poli\u00e7enin gebelik \u00f6ncesinde planlanmas\u0131 ve bekleme s\u00fcresinin dikkate al\u0131nmas\u0131 \u00f6nemlidir.<\/p>\n\n\n\n<h2 id=\"h-yeni-dogan-bebegin-masraflari-ozel-saglik-sigortasi-kapsaminda-mi\" class=\"wp-block-heading\"><strong>Yeni Do\u011fan Bebe\u011fin Masraflar\u0131 \u00d6zel Sa\u011fl\u0131k Sigortas\u0131 Kapsam\u0131nda m\u0131?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.mapfre.com.tr\/blog\/wp-content\/uploads\/2026\/09\/image-1024x683.jpeg\" alt=\"\" class=\"wp-image-11097\" style=\"object-fit:cover;width:724px;height:493px\" srcset=\"https:\/\/www.mapfre.com.tr\/blog\/wp-content\/uploads\/2026\/09\/image-1024x683.jpeg 1024w, https:\/\/www.mapfre.com.tr\/blog\/wp-content\/uploads\/2026\/09\/image-300x200.jpeg 300w, https:\/\/www.mapfre.com.tr\/blog\/wp-content\/uploads\/2026\/09\/image-768x512.jpeg 768w, https:\/\/www.mapfre.com.tr\/blog\/wp-content\/uploads\/2026\/09\/image-1536x1025.jpeg 1536w, https:\/\/www.mapfre.com.tr\/blog\/wp-content\/uploads\/2026\/09\/image-1170x780.jpeg 1170w, https:\/\/www.mapfre.com.tr\/blog\/wp-content\/uploads\/2026\/09\/image-1920x1281.jpeg 1920w, https:\/\/www.mapfre.com.tr\/blog\/wp-content\/uploads\/2026\/09\/image-585x390.jpeg 585w, https:\/\/www.mapfre.com.tr\/blog\/wp-content\/uploads\/2026\/09\/image-263x175.jpeg 263w, https:\/\/www.mapfre.com.tr\/blog\/wp-content\/uploads\/2026\/09\/image.jpeg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Yeni do\u011fan bebe\u011fin hangi sa\u011fl\u0131k giderlerinin kar\u015f\u0131lanaca\u011f\u0131, poli\u00e7edeki annelik ve yeni do\u011fan teminatlar\u0131n\u0131n kapsam\u0131na g\u00f6re de\u011fi\u015fir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">3S \u00d6zel Sa\u011fl\u0131k Sigortas\u0131 Standart Annelik Teminat\u0131 kapsam\u0131nda <strong>yeni do\u011fan\u0131n rutin ilk muayene ve bak\u0131m masraflar\u0131<\/strong>, Annelik Teminat\u0131 limiti, kat\u0131l\u0131m ve teminat y\u00fczdesi dahilinde kar\u015f\u0131lan\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Limitsiz Do\u011fum Teminat\u0131 tercih edildi\u011finde ise yeni do\u011fan bebe\u011fin masraflar\u0131 limitsiz do\u011fum paketi kapsam\u0131nda de\u011ferlendirilir. \u0130kiz gebeliklerde di\u011fer bebe\u011fin ilk bak\u0131m masraflar\u0131 Standart Annelik Teminat\u0131 kapsam\u0131nda ele al\u0131n\u0131r.<\/p>\n\n\n\n<h2 id=\"h-bebek-kuvoz-teminati-nedir\" class=\"wp-block-heading\"><strong>Bebek Kuv\u00f6z Teminat\u0131 Nedir?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Bebek Kuv\u00f6z Teminat\u0131, yeni do\u011fan bebe\u011fin belirli sa\u011fl\u0131k sorunlar\u0131 nedeniyle tedavi veya kuv\u00f6z deste\u011fine ihtiya\u00e7 duymas\u0131 halinde ortaya \u00e7\u0131kabilecek masraflara y\u00f6nelik bir g\u00fcvencedir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">3S \u00d6zel Sa\u011fl\u0131k Sigortas\u0131\u2019nda Annelik Teminat\u0131 bulunan bir planda <strong>en az bir y\u0131l <\/strong>Mapfre<strong> Sigorta\u2019da sigortal\u0131 olan ve bekleme s\u00fcresini tamamlayan annenin<\/strong> yeni do\u011fan bebe\u011finde ortaya \u00e7\u0131kabilecek, \u00f6zel \u015fartlarda belirtilen hastal\u0131klara ili\u015fkin tedavi masraflar\u0131 Bebek Kuv\u00f6z Teminat\u0131 limit ve kat\u0131l\u0131m y\u00fczdesi dahilinde kar\u015f\u0131lanabilir. Bu nedenle do\u011fum teminatl\u0131 \u00f6zel sa\u011fl\u0131k sigortas\u0131 se\u00e7enekleri kar\u015f\u0131la\u015ft\u0131r\u0131l\u0131rken yaln\u0131zca do\u011fum giderlerine de\u011fil, do\u011fum sonras\u0131nda bebe\u011fe sa\u011flanan g\u00fcvencelere de bak\u0131lmas\u0131 \u00f6nemlidir.<\/p>\n\n\n\n<h2 id=\"h-mapfre-sigorta-bebegi-teminati-nedir\" class=\"wp-block-heading\"><strong>Mapfre Sigorta Bebe\u011fi Teminat\u0131 Nedir?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Mapfre Sigorta Bebe\u011fi Teminat\u0131<\/strong>, 3S \u00d6zel Sa\u011fl\u0131k Sigortas\u0131 kapsam\u0131nda yeni do\u011fan bebe\u011fin sa\u011fl\u0131k sigortas\u0131na dahil edilmesine y\u00f6nelik bir uygulamad\u0131r. <strong>3S \u00d6zel Sa\u011fl\u0131k Sigortas\u0131<\/strong>\u2019na sahip annelerin do\u011fan bebekleri i\u00e7in hastaneden taburcu olmalar\u0131n\u0131n ard\u0131ndan <strong>en ge\u00e7 iki ay i\u00e7erisinde<\/strong>, hastane epikriz raporu ve Yeni Do\u011fan Bebek Formu ile Mapfre Sigorta\u2019ya ba\u015fvuru yap\u0131labilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ba\u015fvurunun ard\u0131ndan bebe\u011fin risk analizi ger\u00e7ekle\u015ftirilir. Uygun bulunmas\u0131 halinde bebek, do\u011fum tarihi itibar\u0131yla annenin poli\u00e7esine dahil edilebilir. Ba\u015fvuru s\u0131ras\u0131nda bebe\u011fin mevcut sa\u011fl\u0131k durumuna ili\u015fkin bilgilerin eksiksiz olarak payla\u015f\u0131lmas\u0131 \u00f6nemlidir. Bildirilmeyen mevcut bir rahats\u0131zl\u0131\u011f\u0131n daha sonra tespit edilmesi durumunda ilgili hastal\u0131k i\u00e7in istisna uygulanabilir ve Mapfre Sigorta Bebe\u011fi ile \u00f6m\u00fcr boyu yenileme garantisi haklar\u0131 kaybedilebilir.<\/p>\n\n\n\n<h2 id=\"h-dogum-teminatli-ozel-saglik-sigortasi-secerken-nelere-dikkat-edilmeli\" class=\"wp-block-heading\"><strong>Do\u011fum Teminatl\u0131 \u00d6zel Sa\u011fl\u0131k Sigortas\u0131 Se\u00e7erken Nelere Dikkat Edilmeli?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Do\u011fum teminatl\u0131 \u00f6zel sa\u011fl\u0131k sigortas\u0131 se\u00e7eneklerini de\u011ferlendirirken yaln\u0131zca poli\u00e7e fiyat\u0131na veya do\u011fum limitine odaklanmak yeterli olmayabilir. Gebelikten do\u011fum sonras\u0131na kadar sunulan g\u00fcvenceleri birlikte de\u011ferlendirmek daha sa\u011fl\u0131kl\u0131 bir kar\u015f\u0131la\u015ft\u0131rma yap\u0131lmas\u0131n\u0131 sa\u011flar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00d6zellikle <strong>annelik teminat\u0131n\u0131n bekleme s\u00fcresi, gebelik kontrollerinin kapsam\u0131, normal ve sezaryen do\u011fum ko\u015fullar\u0131, anla\u015fmal\u0131 sa\u011fl\u0131k kurulu\u015flar\u0131, yeni do\u011fan bebe\u011fin ilk bak\u0131m giderleri, kuv\u00f6z teminat\u0131 ve bebe\u011fin poli\u00e7eye dahil edilme ko\u015fullar\u0131<\/strong> incelenmelidir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Mapfre Sigorta 3S \u00d6zel Sa\u011fl\u0131k Sigortas\u0131 kapsam\u0131nda sunulan Annelik Teminat\u0131 hakk\u0131nda ayr\u0131nt\u0131l\u0131 bilgi edinerek gebelik ve do\u011fum s\u00fcrecinize uygun teminat se\u00e7eneklerini de\u011ferlendirebilirsiniz.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Detayl\u0131 bilgi almak i\u00e7in <a href=\"https:\/\/form.mapfre.com.tr\/iletisim\/formlar\/#\/3s-saglik-sigortasi-on-basvuru\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>3S \u00d6zel Sa\u011fl\u0131k Sigortas\u0131 \u00d6n Ba\u015fvuru Formu<\/strong><\/a> formunu doldurun, sizi arayal\u0131m.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Not:<\/strong> Annelik Teminat\u0131 ve di\u011fer teminatlar\u0131n kapsam\u0131; se\u00e7ilen poli\u00e7eye, limitlere, kat\u0131l\u0131m oranlar\u0131na, bekleme s\u00fcrelerine, anla\u015fmal\u0131 sa\u011fl\u0131k kurulu\u015flar\u0131na ve poli\u00e7enin \u00f6zel ve genel \u015fartlar\u0131na g\u00f6re de\u011fi\u015febilir. G\u00fcncel kapsam ve ko\u015fullar i\u00e7in <a href=\"https:\/\/www.mapfre.com.tr\/sigorta-tr\/media\/viewer-2.html?fileName=https:\/\/www.mapfre.com.tr\/sigorta-tr\/media\/MAPFRE-3S-Ozel-Saglik-Sigortasi-Kilavuzu_compressed.pdf\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>3S \u00d6zel Sa\u011fl\u0131k Sigortas\u0131 Tan\u0131t\u0131m K\u0131lavuzu<\/strong><\/a> ile poli\u00e7e \u00f6zel \u015fartlar\u0131n\u0131n incelenmesi \u00f6nerilir.<\/p>\n\n\n\n<h2 id=\"h-annelik-teminati-hakkinda-sik-sorulan-sorular\" class=\"wp-block-heading\"><strong>Annelik Teminat\u0131 Hakk\u0131nda S\u0131k Sorulan Sorular<\/strong><\/h2>\n\n\n\n<h3 id=\"h-hamileyken-ozel-saglik-sigortasi-annelik-teminati-alinabilir-mi\" class=\"wp-block-heading\"><strong>Hamileyken \u00f6zel sa\u011fl\u0131k sigortas\u0131 annelik teminat\u0131 al\u0131nabilir mi?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Annelik teminatlar\u0131nda bekleme s\u00fcresi bulunabilece\u011fi i\u00e7in poli\u00e7enin gebelik planlama a\u015famas\u0131nda de\u011ferlendirilmesi \u00f6nemlidir. 3S \u00d6zel Sa\u011fl\u0131k Sigortas\u0131 Annelik Teminat\u0131 kapsam\u0131nda ilgili durumlar i\u00e7in 9 ayl\u0131k bekleme s\u00fcresi uygulan\u0131r.<\/p>\n\n\n\n<h3 id=\"h-gebelik-kontrolleri-ozel-saglik-sigortasi-kapsaminda-mi\" class=\"wp-block-heading\"><strong>Gebelik kontrolleri \u00f6zel sa\u011fl\u0131k sigortas\u0131 kapsam\u0131nda m\u0131?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Kapsam poli\u00e7eye g\u00f6re de\u011fi\u015fir. 3S \u00d6zel Sa\u011fl\u0131k Sigortas\u0131\u2019nda Ayakta Tedavi Teminat\u0131 bulunmas\u0131 halinde gebelikle ilgili rutin kontrol masraflar\u0131 Standart Annelik Teminat\u0131 limiti dahilinde de\u011ferlendirilebilir.<\/p>\n\n\n\n<h3 id=\"h-yeni-dogan-bebegin-ilk-muayenesi-karsilanir-mi\" class=\"wp-block-heading\"><strong>Yeni do\u011fan bebe\u011fin ilk muayenesi kar\u015f\u0131lan\u0131r m\u0131?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">3S \u00d6zel Sa\u011fl\u0131k Sigortas\u0131 Standart Annelik Teminat\u0131 kapsam\u0131nda yeni do\u011fan bebe\u011fin rutin ilk muayene ve bak\u0131m masraflar\u0131, Annelik Teminat\u0131 limiti, kat\u0131l\u0131m ve teminat y\u00fczdesi dahilinde kar\u015f\u0131lan\u0131r.<\/p>\n\n\n\n<h3 id=\"h-mapfre-sigorta-bebegi-icin-ne-zaman-basvuru-yapilmali\" class=\"wp-block-heading\"><strong>Mapfre Sigorta Bebe\u011fi i\u00e7in ne zaman ba\u015fvuru yap\u0131lmal\u0131?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">3S \u00d6zel Sa\u011fl\u0131k Sigortas\u0131\u2019na sahip annelerin yeni do\u011fan bebekleri i\u00e7in hastaneden taburcu olduktan sonra en ge\u00e7 iki ay i\u00e7erisinde hastane epikriz raporu ve Yeni Do\u011fan Bebek Formu ile ba\u015fvuru yap\u0131labilir.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00d6zel sa\u011fl\u0131k sigortas\u0131nda annelik teminat\u0131n\u0131n gebelik kontrolleri, do\u011fum, yeni do\u011fan, kuv\u00f6z ve bekleme s\u00fcresi kapsam\u0131n\u0131 Mapfre 3S ile ke\u015ffedin.<\/p>\n","protected":false},"author":33,"featured_media":11100,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7,887],"tags":[901],"class_list":["post-11096","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-iyi-yasam","category-yasa","tag-saglik"],"_links":{"self":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/11096","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/users\/33"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/comments?post=11096"}],"version-history":[{"count":3,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/11096\/revisions"}],"predecessor-version":[{"id":11114,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/11096\/revisions\/11114"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media\/11100"}],"wp:attachment":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media?parent=11096"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/categories?post=11096"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/tags?post=11096"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}