{"id":3213,"date":"2019-08-08T02:00:14","date_gmt":"2019-08-08T02:00:14","guid":{"rendered":"https:\/\/www.mapfre.com.tr\/blog\/?p=3213"},"modified":"2024-09-18T12:51:38","modified_gmt":"2024-09-18T12:51:38","slug":"neden-deprem-sigortasi-yaptirmalisiniz","status":"publish","type":"post","link":"https:\/\/www.mapfre.com.tr\/blog\/yasa\/neden-deprem-sigortasi-yaptirmalisiniz\/","title":{"rendered":"Eviniz G\u00fcvende: Neden Deprem Sigortas\u0131 Yapt\u0131rmal\u0131s\u0131n\u0131z?"},"content":{"rendered":"<p>Jeolojik a\u00e7\u0131dan aktif fay hatlar\u0131 \u00fczerinde bulunan T\u00fcrkiye, bir deprem b\u00f6lgesi. Deprem, tahmin edilemeyen ve \u00f6nlenemeyen bir do\u011fal afet, fakat hakk\u0131nda s\u00f6ylenilen de do\u011fru: Depremden de\u011fil, binalardan korkmak gerek! Gerekli tedbirleri ald\u0131\u011f\u0131n\u0131zda hem manevi hem de maddi olarak kendinizi ve ailenizi g\u00fcvence alt\u0131na alman\u0131z m\u00fcmk\u00fcn. Deprem sonras\u0131 meydana gelebilecek maddi kay\u0131plar\u0131 k\u0131sa s\u00fcrede telafi etmek i\u00e7in ise Zorunlu Deprem Sigortas\u0131 imdad\u0131n\u0131za yeti\u015fiyor.<!--more--><\/p>\n\n\n<h2 class=\"wp-block-heading\"><strong>Zorunlu Deprem Sigortas\u0131 Nedir?<\/strong><\/h2>\n\n\n\n<p>Zorunlu Deprem Sigortas\u0131, halk aras\u0131nda DASK olarak da biliniyor. Fakat asl\u0131nda DASK\u2019\u0131n a\u00e7\u0131l\u0131m\u0131 Do\u011fal Afet Sigortalar Kurumu. 2000 y\u0131l\u0131nda faaliyetlerine ba\u015flayan DASK; deprem sonras\u0131nda vatanda\u015flar\u0131n g\u00fcndelik hayatlar\u0131na devam edebilmesi i\u00e7in afet sonucu olu\u015fan maddi kayb\u0131 kar\u015f\u0131layan Zorunlu Deprem Sigortas\u0131\u2019n\u0131n yapt\u0131r\u0131lmas\u0131n\u0131, uygulanmas\u0131n\u0131 ve y\u00f6netilmesini sa\u011flayan bir kurulu\u015f. Peki, deprem sigortas\u0131 neden yapt\u0131r\u0131lmal\u0131, deprem sigortas\u0131 yapman\u0131n ne gibi yararlar\u0131 var?<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"500\" src=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2019\/04\/zorunlu-deprem-sigortasi-1-1.jpg\" alt=\"Zorunlu Deprem Sigortas\u0131\" class=\"wp-image-4947\" srcset=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2019\/04\/zorunlu-deprem-sigortasi-1-1.jpg 1000w, https:\/\/www.mapfre.com.tr\/blog\/media\/2019\/04\/zorunlu-deprem-sigortasi-1-1-300x150.jpg 300w, https:\/\/www.mapfre.com.tr\/blog\/media\/2019\/04\/zorunlu-deprem-sigortasi-1-1-768x384.jpg 768w, https:\/\/www.mapfre.com.tr\/blog\/media\/2019\/04\/zorunlu-deprem-sigortasi-1-1-585x293.jpg 585w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Zorunlu Deprem Sigortas\u0131 Ne \u0130\u015fe Yarar?<\/strong><\/h2>\n\n\n\n<p>Bu sigorta, depremin konut stat\u00fcs\u00fcndeki binalarda neden oldu\u011fu hasarlara kar\u015f\u0131 poli\u00e7ede belirtilen limitler dahilinde maddi g\u00fcvence sa\u011flar. Yani e\u011fer konutunuzu g\u00fcvence alt\u0131na alan Zorunlu Deprem Sigortas\u0131 varsa bu durumda hasar nedeniyle olu\u015fan maddi kayb\u0131n\u0131z\u0131 poli\u00e7enizde yer alan limitler d\u00e2hilinde kar\u015f\u0131layabilirsiniz.<\/p>\n\n\n\n<p>Yap\u0131lmas\u0131 zorunlu olan DASK\u2019\u0131; ayr\u0131ca tapu kayd\u0131 olu\u015fturabilmek ve do\u011fal gaz, elektrik, su abonelikleri ba\u015flatabilmek i\u00e7in de yapt\u0131rm\u0131\u015f olmak gerekir. Di\u011fer bir deyi\u015fle evinizin DASK sigortas\u0131 yoksa kamu kurum ya da kurulu\u015flar\u0131nda evinizle ilgili i\u015flem yapt\u0131ramazs\u0131n\u0131z.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Zorunlu Deprem Sigortas\u0131\u2019n\u0131n Teminatlar\u0131<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li>Deprem nedeniyle meydana gelen hasarlar i\u00e7in azami teminat tutar\u0131, 2018\u2019den bu yana 190.000 TL\u2019dir. Yani ev sahipleri yapt\u0131rd\u0131klar\u0131 Zorunlu Deprem Sigortas\u0131 sayesinde olas\u0131 bir zarar sonras\u0131nda bu mebla\u011f\u0131 alabilirler.<\/li><li>Binaya ait temel, yan duvar, bah\u00e7e duvar\u0131, merdiven, baca, istinat duvar\u0131, tavan, sahanl\u0131k, asans\u00f6r gibi tamamlay\u0131c\u0131 b\u00f6l\u00fcmleri de g\u00fcvence alt\u0131na al\u0131r.<\/li><li>Depremin yan\u0131 s\u0131ra deprem sonucu meydana gelen yang\u0131n, infilak, toprak kaymas\u0131, tsunami gibi afetlerin neden oldu\u011fu hasarlar\u0131 da kar\u015f\u0131lar.<\/li><li>&nbsp;Zorunlu Deprem Sigortas\u0131\u2019n\u0131n g\u00fcvence kapsam\u0131nda yaln\u0131zca konutlar bulunsa da mesken olarak in\u015fa edilmi\u015f ancak i\u015f yeri olarak kullan\u0131lan binalardaki ticarethane, b\u00fcro ve d\u00fckkanlar da poli\u00e7e teminatlar\u0131ndan yararlanabilir.<\/li><li>Deprem sonras\u0131nda olu\u015fan maddi zarar\u0131n tazmini i\u00e7in sigortal\u0131lar\u0131n T.C kimlik veya poli\u00e7e numaras\u0131 ile hasar bildiriminde bulunmas\u0131 yeterlidir.<\/li><li>Deprem Sigortas\u0131 yapt\u0131rmak, konut kredisi ve deprem yard\u0131m\u0131 alma gibi durumlarda avantaj sa\u011flar. Sigorta yapt\u0131rmayanlar\u0131n bu f\u0131rsatlardan yararlanmas\u0131 m\u00fcmk\u00fcn de\u011fildir.<\/li><li>Evi farkl\u0131 tehlikelere kar\u015f\u0131 g\u00fcvence alt\u0131na alan kapsaml\u0131 Konut Sigortas\u0131 i\u00e7in de Zorunlu Deprem Sigortas\u0131\u2019n\u0131 yapt\u0131rm\u0131\u015f olmak gerekir.<\/li><\/ul>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"500\" src=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2019\/04\/depremde-yuksek-katli-binalar-1.jpg\" alt=\"Depremde Y\u00fcksek Katl\u0131 Binalar\" class=\"wp-image-4948\" srcset=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2019\/04\/depremde-yuksek-katli-binalar-1.jpg 1000w, https:\/\/www.mapfre.com.tr\/blog\/media\/2019\/04\/depremde-yuksek-katli-binalar-1-300x150.jpg 300w, https:\/\/www.mapfre.com.tr\/blog\/media\/2019\/04\/depremde-yuksek-katli-binalar-1-768x384.jpg 768w, https:\/\/www.mapfre.com.tr\/blog\/media\/2019\/04\/depremde-yuksek-katli-binalar-1-585x293.jpg 585w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Zorunlu Deprem Sigortas\u0131 Nas\u0131l Yap\u0131l\u0131r?<\/strong><\/h2>\n\n\n\n<p>Deprem sonucu meydana gelen maddi kay\u0131plar DASK taraf\u0131ndan kar\u015f\u0131lan\u0131r, ama Zorunlu Deprem Sigortas\u0131\u2019n\u0131 sigorta \u015firketlerinin yetkili acenteleri \u00fczerinden veya online sigorta poli\u00e7esi sat\u0131n alarak yapt\u0131rabilirsiniz. Evinizi teminat alt\u0131na alacak DASK sigortas\u0131n\u0131 yapt\u0131rmak i\u00e7in a\u015fa\u011f\u0131daki bilgi ve belgeler ile ba\u015fvuru yapmal\u0131s\u0131n\u0131z:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Sigortalanacak yap\u0131n\u0131n a\u00e7\u0131k adresi, tapu bilgileri, in\u015fa y\u0131l\u0131, yap\u0131 tarz\u0131, binan\u0131n kat say\u0131s\u0131 ve hasar durumu<\/li><li>Sigortal\u0131n\u0131n ad\u0131-soyad\u0131, adresi, telefon numaras\u0131, T.C kimlik numaras\u0131<\/li><li>Meskenin br\u00fct y\u00fcz \u00f6l\u00e7\u00fcm\u00fc ve kullan\u0131m \u015fekli<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Zorunlu Deprem Sigortas\u0131 (DASK) Fiyatlar\u0131 Ne Kadar?<\/strong><\/h2>\n\n\n\n<p>En \u00e7ok merak edilen konulardan biri, Zorunlu Deprem Sigortas\u0131 fiyatlar\u0131 olsa da bu konuda net bir mebla\u011f sunmak ne yaz\u0131k ki m\u00fcmk\u00fcn de\u011fil. \u00c7\u00fcnk\u00fc DASK sigorta bedeli; evin bulundu\u011fu b\u00f6lgeye, b\u00fcy\u00fckl\u00fc\u011fe ve yap\u0131 tarz\u0131na g\u00f6re farkl\u0131l\u0131k g\u00f6sterir. Fakat Zorunlu Deprem Sigortas\u0131\u2019n\u0131n olduk\u00e7a k\u00fc\u00e7\u00fck bir mebla\u011f kar\u015f\u0131l\u0131\u011f\u0131nda yap\u0131ld\u0131\u011f\u0131n\u0131 belirtmekte fayda var. Dilerseniz <a href=\"https:\/\/www.mapfre.com.tr\/dask-zorunlu-deprem-sigortasi-prim-hesaplama\/tr\/#\/Landing\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (yeni sekmede a\u00e7\u0131l\u0131r)\">MAPFRE Sigorta\u2019dan DASK teklifinizi<\/a> hemen alabilir ve Zorunlu Deprem Sigortas\u0131 yapt\u0131rabilirsiniz.<\/p>\n\n\n\n<p>Zorunlu Deprem Sigortas\u0131 hakk\u0131ndaki di\u011fer detaylara <a href=\"https:\/\/www.mapfre.com.tr\/sigorta-tr\/bireysel\/konut\/konut\/zorunlu-deprem-sigortasi\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (yeni sekmede a\u00e7\u0131l\u0131r)\">MAPFRE Zorunlu Deprem Sigortas\u0131<\/a> sayfam\u0131zdan ula\u015fabilirsiniz.<br><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Poli\u00e7enizde yer alan teminatlar ve limitler do\u011frultusunda evinizi g\u00fcvence alt\u0131na alan Zorunlu Deprem Sigortas\u0131 hakk\u0131ndaki t\u00fcm detaylar yaz\u0131m\u0131zda.<\/p>\n","protected":false},"author":3,"featured_media":4949,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[887,1970],"tags":[893,899],"class_list":["post-3213","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yasa","category-yasam-alani-yasa","tag-ev-dekorasyon","tag-ipucu"],"_links":{"self":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/3213","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/comments?post=3213"}],"version-history":[{"count":4,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/3213\/revisions"}],"predecessor-version":[{"id":4951,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/3213\/revisions\/4951"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media\/4949"}],"wp:attachment":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media?parent=3213"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/categories?post=3213"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/tags?post=3213"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}