{"id":3272,"date":"2019-04-17T12:55:10","date_gmt":"2019-04-17T12:55:10","guid":{"rendered":"https:\/\/www.mapfre.com.tr\/blog\/?p=3272"},"modified":"2024-09-18T12:54:40","modified_gmt":"2024-09-18T12:54:40","slug":"neden-kasko-yaptirmalisiniz","status":"publish","type":"post","link":"https:\/\/www.mapfre.com.tr\/blog\/yasa\/otomobil\/neden-kasko-yaptirmalisiniz\/","title":{"rendered":"Neden Kasko Yapt\u0131rmal\u0131s\u0131n\u0131z?"},"content":{"rendered":"\n

Arac\u0131n\u0131z\u0131 \u00f6ng\u00f6r\u00fclemeyen risklere kar\u015f\u0131 g\u00fcvence alt\u0131na alan kasko sigortas\u0131 hem sizin g\u00fcvenli\u011finiz hem de arac\u0131n\u0131zda olu\u015fabilecek kazalar\u0131 maddi olarak kar\u015f\u0131layabilmeniz i\u00e7in son derece \u00f6nemli. Hatal\u0131 oldu\u011funuz bir kaza ya\u015faman\u0131z durumunda kendi arac\u0131n\u0131zda olu\u015facak zarar\u0131 kar\u015f\u0131layabilmenizin tek yolu kasko sigortas\u0131d\u0131r. Kasko sigortas\u0131n\u0131n avantajlar\u0131n\u0131, kasko hesaplama yap\u0131l\u0131rken hangi kriterlerin dikkate al\u0131nd\u0131\u011f\u0131n\u0131 gelin, birlikte inceleyelim.
<\/p>\n\n\n\n

Kasko Nedir?<\/strong><\/h2>\n\n\n\n

Kasko sigortas\u0131, arac\u0131n\u0131z\u0131 ve sizi \u00e7e\u015fitli risklere kar\u015f\u0131 g\u00fcvence alt\u0131na al\u0131r. Arac\u0131n yanmas\u0131, \u00e7arpmas\u0131, \u00e7al\u0131nmas\u0131 ve daha pek \u00e7ok riske kar\u015f\u0131 arac\u0131n\u0131z\u0131 teminat alt\u0131na alabilmenizin tek yolu, kasko sigortas\u0131 yapt\u0131rmakt\u0131r. Ayr\u0131ca umar\u0131z ba\u015f\u0131na gelmez ama kasko, kaza sonucu olu\u015fabilecek bedeni zararlar\u0131 da kar\u015f\u0131layabilir. Farkl\u0131 teminatlar sunan pek \u00e7ok kasko \u00e7e\u015fidi bulunur. \u00d6ng\u00f6r\u00fclemeyen b\u00fct\u00fcn riskleri kapsam\u0131na alacak \u015fekilde arac\u0131n\u0131za kasko yapt\u0131rmak yani daha fazla teminat sunan kasko \u00fcr\u00fcnlerinden faydalanmak da g\u00fcvenle seyahat edebilmenizi sa\u011flar.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Kasko Yapt\u0131rman\u0131n Avantajlar\u0131 Neler? Trafik Sigortas\u0131 Varken Kasko Gerekli mi?<\/strong><\/h2>\n\n\n\n

Trafik sigortas\u0131 ile kasko sigortas\u0131n\u0131n farkl\u0131l\u0131klar\u0131 konusunda genellikle kafa kar\u0131\u015f\u0131kl\u0131\u011f\u0131 ya\u015fan\u0131r. Fakat Zorunlu Trafik sigortas\u0131 ya da resmi ad\u0131yla Karayollar\u0131 Motorlu Ara\u00e7lar Zorunlu Mali Sorumluluk Sigortas\u0131 ve Kara Ta\u015f\u0131tlar\u0131 Sigortas\u0131 kasko sigortas\u0131 aras\u0131ndaki fark olduk\u00e7a a\u00e7\u0131kt\u0131r. Burada bilmeniz gereken en temel husus \u015fu: Zorunlu Trafik Sigortas\u0131, kaza durumunda kar\u015f\u0131 tarafa ve \u00fc\u00e7\u00fcnc\u00fc ki\u015filere verdi\u011finiz zararlar\u0131 kar\u015f\u0131lar. Kasko sigortas\u0131 ise kazalarda ve di\u011fer risklerde kendi arac\u0131n\u0131z\u0131 g\u00fcvence alt\u0131na al\u0131r. Ayr\u0131ca trafik sigortas\u0131 zorunludur, ama kasko zorunlu de\u011fildir. Fakat iki sigorta t\u00fcr\u00fc farkl\u0131 ama\u00e7lara hizmet etti\u011fi i\u00e7in iki araba sigortas\u0131 da mutlaka yapt\u0131r\u0131lmal\u0131d\u0131r.
<\/p>\n\n\n\n

Kasko Fiyatlar\u0131 Nas\u0131l Belirlenir? Kasko Hesaplama Nas\u0131l Yap\u0131l\u0131r?<\/strong><\/h2>\n\n\n\n

Kasko sigortas\u0131, sigorta \u015firketleri taraf\u0131ndan yap\u0131l\u0131r. Ara\u00e7 kasko bedeli hesaplamas\u0131nda T\u00fcrkiye Sigorta Birli\u011fi\u2019nin ayl\u0131k d\u00fczenli olarak yay\u0131nlad\u0131\u011f\u0131 kasko de\u011fer listesini g\u00f6z \u00f6n\u00fcne al\u0131r. T\u00fcrkiye Sigorta Birli\u011fi\u2019nin kasko de\u011fer listesi belirlenirken ara\u00e7lar\u0131n markas\u0131, \u00fcretim y\u0131l\u0131, modeli gibi hususlar dikkate al\u0131n\u0131r ve arac\u0131n kasko de\u011feri bu do\u011frultuda belirlenir. Yani sigorta \u015firketiniz bu kriterleri inceleyerek ve arac\u0131n\u0131za uygulayarak size \u00f6zel kasko ara\u00e7 sigortas\u0131 teklifini haz\u0131rlar. Her arac\u0131n \u00f6zellikleri farkl\u0131 oldu\u011fu i\u00e7in farkl\u0131 ara\u00e7lara belirlenen kasko fiyatlar\u0131 da farkl\u0131l\u0131k g\u00f6sterebilir.
<\/p>\n\n\n\n

Kasko poli\u00e7esine d\u00e2hil etmek istedi\u011finiz ek teminatlar da kasko fiyat\u0131nda olduk\u00e7a \u00f6nemlidir. \u00d6rne\u011fin ek teminatlar do\u011frultusunda deprem, dolu gibi do\u011fal afetlere kar\u015f\u0131 arac\u0131n\u0131z\u0131 koruyabilirsiniz.
<\/p>\n\n\n\n

Hasars\u0131z ge\u00e7irdi\u011finiz her y\u0131l i\u00e7in hasars\u0131zl\u0131k indirimi kazanman\u0131z da d\u00fczenli bir \u015fekilde kasko yapt\u0131rman\u0131n faydalar\u0131ndan say\u0131labilir. Sigorta \u015firketinizden y\u0131l i\u00e7erisinde herhangi bir tazminat talebinde bulunmam\u0131\u015f olman\u0131z, her y\u0131l kademeli olarak artarak %30 il\u00e2 %60\u2019a kadar de\u011fi\u015fen oranda indirim kazanman\u0131z\u0131 sa\u011flar.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Kasko Sorgulama Nas\u0131l Yap\u0131l\u0131r?<\/strong><\/h2>\n\n\n\n

1 y\u0131l s\u00fcreyle ge\u00e7erlilik ta\u015f\u0131yan ve arac\u0131n\u0131z\u0131n ya\u015f\u0131 15\u2019i a\u015fmam\u0131\u015fsa her y\u0131l yenilenebilen kaskonun teminatlar\u0131, ald\u0131\u011f\u0131n\u0131z kasko poli\u00e7esine g\u00f6re de\u011fi\u015fiklik g\u00f6sterebilir. Kaskonuzun primini \u00f6dedi\u011finizde ve poli\u00e7eniz size ula\u015ft\u0131r\u0131ld\u0131\u011f\u0131nda kaskonuz ba\u015flar. Kasko poli\u00e7e sorgulama i\u015flemini e-devlet<\/a>\u2019ten yapabilirsiniz.
<\/p>\n\n\n\n

Ara\u00e7 sigortas\u0131 \u00f6demelerinin b\u00fct\u00e7enize a\u011f\u0131r gelmesi halinde par\u00e7alar \u015feklinde \u00f6deme se\u00e7ene\u011finden yararlanabilirsiniz. Nas\u0131l m\u0131? Sigorta \u015firketinizle konu\u015farak taksitli oto sigortas\u0131<\/a> avantaj\u0131ndan yararlanabilirsiniz.
<\/p>\n\n\n\n

Size uygun kasko \u00fcr\u00fcnlerini incelemek ve teklif almak i\u00e7in MAPFRE<\/a>\u2019yi ziyaret etmeniz yeterli!

<\/p>\n","protected":false},"excerpt":{"rendered":"

Arac\u0131n\u0131z\u0131 \u00f6ng\u00f6r\u00fclemeyen risklere kar\u015f\u0131 g\u00fcvence alt\u0131na alan kasko sigortas\u0131 hem sizin g\u00fcvenli\u011finiz hem de arac\u0131n\u0131zda olu\u015fabilecek kazalar\u0131 maddi olarak kar\u015f\u0131layabilmeniz…<\/p>\n","protected":false},"author":3,"featured_media":3836,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6,887],"tags":[899,911],"class_list":["post-3272","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-otomobil","category-yasa","tag-ipucu","tag-oto-yasam"],"_links":{"self":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/3272","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/comments?post=3272"}],"version-history":[{"count":2,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/3272\/revisions"}],"predecessor-version":[{"id":8192,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/3272\/revisions\/8192"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media\/3836"}],"wp:attachment":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media?parent=3272"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/categories?post=3272"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/tags?post=3272"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}