{"id":3551,"date":"2019-05-09T13:52:02","date_gmt":"2019-05-09T13:52:02","guid":{"rendered":"https:\/\/www.mapfre.com.tr\/blog\/?p=3551"},"modified":"2024-09-18T12:53:46","modified_gmt":"2024-09-18T12:53:46","slug":"hangi-sigorta-aracinizi-guvence-altina-alir","status":"publish","type":"post","link":"https:\/\/www.mapfre.com.tr\/blog\/yasa\/hangi-sigorta-aracinizi-guvence-altina-alir\/","title":{"rendered":"Hangi Sigorta Arac\u0131n\u0131z\u0131 G\u00fcvence Alt\u0131na Al\u0131r?"},"content":{"rendered":"

Trafikte -ne kadar dikkatli olursan\u0131z olun- k\u00f6t\u00fc s\u00fcrprizlerle ne zaman kar\u015f\u0131la\u015faca\u011f\u0131n\u0131z belli olmaz. Bu nedenle \u00f6nleminizi alman\u0131z en sa\u011fl\u0131kl\u0131s\u0131d\u0131r. Arac\u0131n\u0131z\u0131; kaza, yang\u0131n, h\u0131rs\u0131zl\u0131k gibi durumlar ba\u015fta olmak \u00fczere maddi hasara neden olabilen risklere kar\u015f\u0131 ara\u00e7 sigortalar\u0131 ile g\u00fcvence alt\u0131na alabilirsiniz. Peki, hangi sigorta \u00fcr\u00fcn\u00fc nas\u0131l bir g\u00fcvence sa\u011fl\u0131yor? Bu i\u00e7erikte, bu sorunun cevab\u0131 niteli\u011finde olan ve en \u00e7ok bilinen iki ara\u00e7 sigortas\u0131 t\u00fcr\u00fcn\u00fc inceleyece\u011fiz.<\/p>\n\n\n

Zorunlu Trafik Sigortas\u0131 Nedir?<\/strong><\/h2>\n\n\n\n

\u00dclkemizde 2918 say\u0131l\u0131 Karayollar\u0131 Trafik Kanunu do\u011frultusunda zorunlu hale getirilen Karayollar\u0131 Motorlu Ara\u00e7lar Zorunlu Mali Sorumluluk Sigortas\u0131; ara\u00e7 sahiplerinin kaza an\u0131nda kar\u015f\u0131 araca, \u00fc\u00e7\u00fcnc\u00fc ki\u015filere, hayvanlara, \u00f6zel m\u00fclke ve kamu mallar\u0131na verdi\u011fi hasar\u0131n kar\u015f\u0131lanmas\u0131n\u0131 kapsar. Yayg\u0131n bilinen ismi ise \u201cZorunlu Trafik Sigortas\u0131\u201dd\u0131r.<\/p>\n\n\n\n

Zorunlu Trafik Sigortas\u0131<\/a>, bir arac\u0131n kaza sonras\u0131nda \u00fc\u00e7\u00fcnc\u00fc \u015fah\u0131slara verdi\u011fi maddi hasar\u0131 kar\u015f\u0131layan, devlet taraf\u0131ndan yapt\u0131r\u0131lmas\u0131 mecburi tutulmu\u015f sigortad\u0131r. Ara\u00e7 sigortas\u0131 yaral\u0131lar\u0131n tedavi masraflar\u0131n\u0131, kaza an\u0131nda zarar g\u00f6ren kar\u015f\u0131 arac\u0131n, \u015fahsa veya kamuya ait mallar\u0131n maddi hasar\u0131n\u0131 kar\u015f\u0131lar. \u00d6l\u00fcml\u00fc trafik kazalar\u0131nda hayat\u0131n\u0131 kaybeden ki\u015filer i\u00e7in \u00f6denecek tazminat da sigorta kapsam\u0131ndad\u0131r. Sigorta, T\u00fcrkiye s\u0131n\u0131rlar\u0131 i\u00e7inde ge\u00e7erlidir.<\/p>\n\n\n\n

En \u00d6nemli Fark\u0131 Zorunlu Olmas\u0131<\/strong><\/h2>\n\n\n\n

\u00d6zellikle Zorunlu Trafik Sigortas\u0131 ve Kasko Sigortas\u0131 birbirine \u00e7ok kar\u0131\u015ft\u0131r\u0131lan iki g\u00fcvence t\u00fcr\u00fcd\u00fcr. Oysa farklar\u0131 olduk\u00e7a nettir. Zorunlu Trafik Sigortas\u0131, ara\u00e7 sahiplerinin yapt\u0131rmas\u0131 ve her y\u0131l yenilemesi gereken zorunlu bir sigortad\u0131r. Yani ara\u00e7 sahibinin iste\u011fine ba\u011fl\u0131 de\u011fildir. Kasko Sigortas\u0131 ise ara\u00e7 sahibinin iste\u011fi do\u011frultusunda yapt\u0131rabilece\u011fi bir sigortad\u0131r. Fakat arac\u0131n\u0131z\u0131n kar\u015f\u0131la\u015fabilece\u011fi k\u00f6t\u00fc s\u00fcrprizler d\u00fc\u015f\u00fcn\u00fcld\u00fc\u011f\u00fcnde Kasko Sigortas\u0131\u2019n\u0131n olduk\u00e7a \u00f6nemli g\u00fcvenceleri oldu\u011fu anla\u015f\u0131l\u0131r.<\/p>\n\n\n\n

Ayr\u0131ca ara\u00e7 sahiplerinin bir kaza sonras\u0131nda kar\u015f\u0131la\u015fabilecekleri maddi ve manevi y\u00fckleri kar\u015f\u0131lamaya y\u00f6nelik olan Zorunlu Trafik Sigortas\u0131\u2019na sahip olmayan ki\u015filere \u00f6ncelikle cezai i\u015flem uyguland\u0131\u011f\u0131n\u0131 ve sonras\u0131nda arac\u0131n trafikten men edilebildi\u011fini not d\u00fc\u015felim.<\/p>\n\n\n\n

\"\"<\/figure><\/div>\n\n\n\n

Zorunlu Trafik Sigortas\u0131 Fiyat\u0131 Nas\u0131l Hesaplan\u0131r?<\/strong><\/h2>\n\n\n\n

Trafik sigortas\u0131 hesaplama i\u015flemleri sigorta \u015firketleri taraf\u0131ndan arac\u0131n ya\u015f\u0131, markas\u0131, modeli, varsa \u00f6nceden ge\u00e7irmi\u015f oldu\u011fu kazalar gibi \u00e7e\u015fitli risk bile\u015fenleri de\u011ferlendirilerek yap\u0131l\u0131r. Trafik sigortas\u0131 fiyatlar\u0131 \u015firketlere g\u00f6re de\u011fi\u015fiklik g\u00f6stermekle birlikte; \u015firketlerin online olarak kullan\u0131c\u0131lara sundu\u011fu trafik sigortas\u0131 sorgulama hizmetiyle kolayca hesaplanabilmektedir.<\/p>\n\n\n\n

MAPFRE Sigorta g\u00fcvencesi ile arac\u0131n\u0131z\u0131 sigortalatmak istiyorsan\u0131z, fiyat bilgisi i\u00e7in Zorunlu Trafik Sigortas\u0131 Teklif<\/a> sayfam\u0131zdan yard\u0131m alabilirsiniz.<\/p>\n\n\n\n

Kasko Sigortas\u0131 Arac\u0131n\u0131z\u0131 G\u00fcvence Alt\u0131na Al\u0131r m\u0131?<\/strong><\/h2>\n\n\n\n

Kaskonun g\u00fcvence kapsam\u0131n\u0131 \u00f6\u011frenmek i\u00e7in \u00f6ncelikle kasko nedir, kimler yapt\u0131rmal\u0131d\u0131r konusunu a\u00e7\u0131kl\u0131\u011fa kavu\u015fturmam\u0131zda fayda var. Kasko; kaza, yanma, \u00e7al\u0131nma gibi durumlarda ara\u00e7 sahibinin maddi hasar\u0131n\u0131 kar\u015f\u0131lama g\u00fcvencesi veren bir sigorta \u00e7e\u015fididir. Di\u011fer bir deyi\u015fle, Zorunlu Trafik Sigortas\u0131 kaza durumunda kar\u015f\u0131 taraf\u0131n hasarlar\u0131n\u0131 kar\u015f\u0131larken, Kasko Sigortas\u0131 sizin arac\u0131n\u0131z\u0131n hasarlar\u0131n\u0131 kar\u015f\u0131lar. Yapt\u0131r\u0131lmas\u0131 yasal a\u00e7\u0131dan zorunluluk ta\u015f\u0131masa da kapsaml\u0131 bir araba sigortas\u0131 ile olas\u0131 risklere kar\u015f\u0131 arac\u0131n\u0131 korumak isteyenlerce s\u0131kl\u0131kla tercih edilmektedir.<\/p>\n\n\n\n

Kasko Sigortas\u0131<\/a> genel \u015fartlar\u0131n\u0131n yan\u0131 s\u0131ra, sigorta poli\u00e7enize ek teminatlar da ekletebilir ve bu sayede deprem gibi do\u011fal afetlerden ara\u00e7 anahtar\u0131n\u0131n kayb\u0131na kadar pek \u00e7ok konuda kendinizi g\u00fcvence alt\u0131na alarak maddi zararlar\u0131 minimuma indirebilirsiniz. <\/p>\n\n\n\n

\"\"<\/figure><\/div>\n\n\n\n

Kasko Sigortas\u0131 Fiyat\u0131 Nas\u0131l Hesaplan\u0131r?<\/strong><\/h2>\n\n\n\n

Kasko Sigortas\u0131 fiyatlar\u0131; arac\u0131n\u0131za ili\u015fkin bilgiler, s\u00fcr\u00fcc\u00fc bilgileri, arac\u0131n kullan\u0131ld\u0131\u011f\u0131 co\u011frafi alan ve hasar performans\u0131na g\u00f6re de\u011fi\u015fiklik g\u00f6sterebilir. \u00d6rne\u011fin hasars\u0131zl\u0131k indirimi sayesinde alaca\u011f\u0131n\u0131z teklif, ayn\u0131 kriterlere sahip ama hasarl\u0131 olan bir araca g\u00f6re daha d\u00fc\u015f\u00fck olabilir.<\/p>\n\n\n\n

Bu unsurlar\u0131n yan\u0131 s\u0131ra kasko poli\u00e7esinde yer almas\u0131n\u0131 istedi\u011finiz ek teminatlar do\u011frultusunda da fiyat de\u011fi\u015fiklik g\u00f6sterebilir.<\/p>\n\n\n\n

Dilerseniz MAPFRE Sigorta olarak hizmetinize sundu\u011fumuz Kasko Sigortas\u0131 Teklif<\/a> sayfam\u0131zdan ihtiyac\u0131n\u0131za uygun kasko teminatlar\u0131 do\u011frultusunda dair fiyat bilgisi alabilirsiniz.<\/p>\n\n\n\n

Nas\u0131l Sigorta Yapt\u0131r\u0131rs\u0131n\u0131z?<\/strong><\/h2>\n\n\n\n

Ara\u00e7 sigortas\u0131 yapt\u0131rmadan \u00f6nce farkl\u0131 sigorta \u015firketlerinden online olarak ya da acentalar\u0131 arayarak teklif alabilirsiniz. Bu noktada \u00f6nemli olan\u0131n g\u00fcvence ve \u015firketin g\u00fcvenilirli\u011fi oldu\u011funu unutmamal\u0131s\u0131n\u0131z<\/p>\n\n\n\n

G\u00fcvencenizi MAPFRE Sigorta\u2019dan yapt\u0131rmak isterseniz online olarak teklif alabilir ve yine online olarak i\u015flemlerinizi pratik bir \u015fekilde ger\u00e7ekle\u015ftirebilirsiniz. Dilerseniz acentalar\u0131m\u0131z da bu konuda size yard\u0131mc\u0131 olabilir.<\/p>\n","protected":false},"excerpt":{"rendered":"

Trafikte -ne kadar dikkatli olursan\u0131z olun- k\u00f6t\u00fc s\u00fcrprizlerle ne zaman kar\u015f\u0131la\u015faca\u011f\u0131n\u0131z belli olmaz. Bu nedenle \u00f6nleminizi alman\u0131z en sa\u011fl\u0131kl\u0131s\u0131d\u0131r. Arac\u0131n\u0131z\u0131;…<\/p>\n","protected":false},"author":3,"featured_media":3554,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6,887],"tags":[899,911,914],"class_list":["post-3551","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-otomobil","category-yasa","tag-ipucu","tag-oto-yasam","tag-yol-asistani"],"_links":{"self":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/3551","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/comments?post=3551"}],"version-history":[{"count":3,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/3551\/revisions"}],"predecessor-version":[{"id":4496,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/3551\/revisions\/4496"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media\/3554"}],"wp:attachment":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media?parent=3551"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/categories?post=3551"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/tags?post=3551"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}