{"id":4715,"date":"2019-07-08T07:13:44","date_gmt":"2019-07-08T07:13:44","guid":{"rendered":"https:\/\/www.mapfre.com.tr\/blog\/?p=4715"},"modified":"2024-09-18T12:52:03","modified_gmt":"2024-09-18T12:52:03","slug":"arac-sigortasi-seciminde-tasarruf-icin-10-ipucu","status":"publish","type":"post","link":"https:\/\/www.mapfre.com.tr\/blog\/yasa\/arac-sigortasi-seciminde-tasarruf-icin-10-ipucu\/","title":{"rendered":"Ara\u00e7 Sigortas\u0131 Se\u00e7iminde Tasarruf \u0130\u00e7in 10 \u0130pucu"},"content":{"rendered":"<p>Oto sigortas\u0131 poli\u00e7esinde yer alan teminatlar, kar\u015f\u0131n\u0131za \u00e7\u0131kabilecek sorunlar kar\u015f\u0131s\u0131nda sizi, arac\u0131n\u0131z\u0131 ve bazen de trafikteki di\u011fer s\u00fcr\u00fcc\u00fc veya yolcular\u0131 g\u00fcvence alt\u0131na almay\u0131 ama\u00e7lar. Sigorta \u00e7e\u015fitlerinin sahip oldu\u011fu g\u00fcvenceleri incelemek ve bu do\u011frultuda karar vermek sizi hem maddi hem de manevi olarak olumsuz bir durum kar\u015f\u0131s\u0131nda rahatlatabilir. Fakat do\u011fru ara\u00e7 sigortas\u0131 se\u00e7imi kadar se\u00e7imde tasarruf etmeniz de \u00f6nemlidir. O halde \u015fimdi, oto sigortas\u0131 se\u00e7iminde tasarruf etmenizi sa\u011flayacak 10 ipucunu s\u0131ralamaya ba\u015flayal\u0131m.<!--more--><\/p>\n\n\n<h3 class=\"wp-block-heading\"><strong>1. Arac\u0131n\u0131z Do\u011frultusunda Karar Verin<\/strong><\/h3>\n\n\n\n<p>Yapt\u0131r\u0131lacak olan oto sigortas\u0131n\u0131n en \u00fcst d\u00fczeye g\u00f6re ayarlanmas\u0131 ve ki\u015fiselle\u015ftirilmesi i\u00e7in araca \u00f6zg\u00fc gereklilikleri g\u00f6z \u00f6n\u00fcnde bulundurmal\u0131s\u0131n\u0131z. \u00d6rne\u011fin, yeni bir araba ile ikinci el bir araba i\u00e7in ayn\u0131 teminatlar gerekli de\u011fildir ya da \u00fcst d\u00fczey teknolojiye sahip ara\u00e7lar\u0131n gereksinimleri pratik kullan\u0131ma d\u00f6n\u00fck olanlara g\u00f6re farkl\u0131l\u0131k g\u00f6sterir.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. Sigorta \u015eirketleri Hakk\u0131nda Bilgi Toplay\u0131n<\/strong><\/h3>\n\n\n\n<p>Sigorta yapan ba\u015fl\u0131ca \u015firketler internet a\u011f\u0131ndaki resmi yerlerini belirtirler, tarih\u00e7elerini, m\u00fc\u015fteri politikalar\u0131n\u0131 veya sekt\u00f6rdeki tecr\u00fcbelerini yazarlar. Bunlar \u015firketlerden biri veya \u00f6tekinde karar k\u0131lma konusunu de\u011ferlendirmek i\u00e7in \u00f6nemli ayr\u0131nt\u0131lard\u0131r.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"500\" src=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2019\/07\/sigorta-sirketleri-hakkinda-bilgi-toplayin.jpg\" alt=\"Sigorta \u015eirketlerinden Bilgi Toplay\u0131n\" class=\"wp-image-4717\" srcset=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2019\/07\/sigorta-sirketleri-hakkinda-bilgi-toplayin.jpg 1000w, https:\/\/www.mapfre.com.tr\/blog\/media\/2019\/07\/sigorta-sirketleri-hakkinda-bilgi-toplayin-300x150.jpg 300w, https:\/\/www.mapfre.com.tr\/blog\/media\/2019\/07\/sigorta-sirketleri-hakkinda-bilgi-toplayin-768x384.jpg 768w, https:\/\/www.mapfre.com.tr\/blog\/media\/2019\/07\/sigorta-sirketleri-hakkinda-bilgi-toplayin-585x293.jpg 585w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. Ara\u00e7 Sigortas\u0131 Fiyatlar\u0131n\u0131n Pek \u00c7ok De\u011fi\u015fkeni Oldu\u011funu Unutmay\u0131n<\/strong><\/h3>\n\n\n\n<p>Hem arac\u0131n\u0131z\u0131n hem de sizin \u00f6zel profilinize g\u00f6re oto sigortas\u0131 fiyatlar\u0131n\u0131n de\u011fi\u015febilece\u011fini unutmamal\u0131s\u0131n\u0131z. Bir araba sigortas\u0131 maliyeti talep ederken samimi ve detayc\u0131 olmal\u0131s\u0131n\u0131z: Deneyiminiz, arac\u0131n kullan\u0131m\u0131, kaza ge\u00e7mi\u015fi, gibi detaylar oto sigortas\u0131 poli\u00e7esini daha ucuz veya daha pahal\u0131 olmas\u0131na neden olabilir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. Fiyat Kar\u015f\u0131la\u015ft\u0131rmas\u0131 Yap\u0131n<\/strong><\/h3>\n\n\n\n<p>Her sat\u0131n alma karar\u0131nda oldu\u011fu gibi oto sigortas\u0131 se\u00e7imi s\u0131ras\u0131nda da ayn\u0131 teminatlara sahip, farkl\u0131 sigorta \u015firketlerinin sundu\u011fu \u00fcr\u00fcnleri incelemek ve fiyat kar\u015f\u0131la\u015ft\u0131rmas\u0131 yapmak tasarruf etmeniz konusunda size yard\u0131mc\u0131 olabilir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5. Ek Teminatlar\u0131 \u0130nceleyin<\/strong><\/h3>\n\n\n\n<p>Genel \u015fartlar\u0131n yan\u0131 s\u0131ra sunulan ek teminatlara ihtiyac\u0131n\u0131z olup olmad\u0131\u011f\u0131n\u0131 da d\u00fc\u015f\u00fcnmelisiniz. Unutmamal\u0131s\u0131n\u0131z ki herhangi bir olumsuzluk sonras\u0131nda sahip oldu\u011funuz oto sigortas\u0131 sizi maddi ve manevi olarak koruyabilir.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"500\" src=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2019\/07\/yolda-araba-kullanmak.jpg\" alt=\"Yolda araba kullanmak\" class=\"wp-image-4720\" srcset=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2019\/07\/yolda-araba-kullanmak.jpg 1000w, https:\/\/www.mapfre.com.tr\/blog\/media\/2019\/07\/yolda-araba-kullanmak-300x150.jpg 300w, https:\/\/www.mapfre.com.tr\/blog\/media\/2019\/07\/yolda-araba-kullanmak-768x384.jpg 768w, https:\/\/www.mapfre.com.tr\/blog\/media\/2019\/07\/yolda-araba-kullanmak-585x293.jpg 585w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>6. \u0130nternetten Ara\u015ft\u0131rma Yap\u0131n<\/strong><\/h3>\n\n\n\n<p>Sigorta \u00fcr\u00fcnleri, \u015firketleri ve teminatlar konusunda uzman ve m\u00fc\u015fteri g\u00f6r\u00fc\u015fleri do\u011fru karar\u0131 vermeniz konusunda size yard\u0131mc\u0131 olabilir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>7. Gelece\u011fi D\u00fc\u015f\u00fcnerek Karar Verin<\/strong><\/h3>\n\n\n\n<p>Hayat bu, kar\u015f\u0131n\u0131za nas\u0131l bir s\u00fcrprizle \u00e7\u0131kaca\u011f\u0131 belli olmaz. Umar\u0131z ya\u015famazs\u0131n\u0131z ama bir h\u0131rs\u0131zl\u0131k durumunun ya da ba\u015fka bir olumsuzlu\u011fun da ba\u015f\u0131n\u0131za gelebilece\u011fini g\u00f6z \u00f6n\u00fcnde bulundurmal\u0131s\u0131n\u0131z. Bu do\u011frultuda teminatlara karar vermelisiniz. Bu sayede gelecekte poli\u00e7enizde yer alan bir olumsuzluk durumunda maddi ve manevi olarak en az hasar\u0131 alarak tasarruf edebilirsiniz.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>8. \u00c7al\u0131\u015ft\u0131\u011f\u0131n\u0131z Sigorta \u015eirketine Dan\u0131\u015f\u0131n<\/strong><\/h3>\n\n\n\n<p>\u015eirketler, genellikle t\u00fcm poli\u00e7elerini ayn\u0131 \u015firkette yapt\u0131r\u0131nca, m\u00fc\u015fterilerine daha iyi \u015fartlar ve ilgin\u00e7 faydalar teklif ederler; bu \u015fekilde onlar\u0131n ba\u011fl\u0131l\u0131k ve g\u00fcvenlerini \u00f6d\u00fcllendirirler. Yani h\u00e2lihaz\u0131rda i\u015fbirli\u011fi yapt\u0131\u011f\u0131n\u0131z bir sigorta \u015firketi varsa onlara dan\u0131\u015f\u0131p daha uygun fiyatl\u0131 teklifler alabilirsiniz.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>9. \u00d6deme \u015eeklini \u00d6\u011frenin<\/strong><\/h3>\n\n\n\n<p>Oto sigortas\u0131n\u0131n \u00f6demesi taksitlere b\u00f6l\u00fcnebilir veya tek seferde bir \u00f6deme yap\u0131labilir. Genelde, taksitli \u00f6deme daha pahal\u0131 olmaz fakat sigorta yapan baz\u0131 \u015firketler tek seferde \u00f6demeyi daha avantajl\u0131 hale getirirler. B\u00fct\u00e7enize uygun se\u00e7ene\u011fi bularak harcamalar\u0131n\u0131z\u0131 dengelemeniz m\u00fcmk\u00fcn olur.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"500\" src=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2019\/07\/oto-sigortasini-taksitle-\u00f6deme.jpg\" alt=\"Oto sigortas\u0131n\u0131 taksitle \u00f6demek\" class=\"wp-image-4723\" srcset=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2019\/07\/oto-sigortasini-taksitle-\u00f6deme.jpg 1000w, https:\/\/www.mapfre.com.tr\/blog\/media\/2019\/07\/oto-sigortasini-taksitle-\u00f6deme-300x150.jpg 300w, https:\/\/www.mapfre.com.tr\/blog\/media\/2019\/07\/oto-sigortasini-taksitle-\u00f6deme-768x384.jpg 768w, https:\/\/www.mapfre.com.tr\/blog\/media\/2019\/07\/oto-sigortasini-taksitle-\u00f6deme-585x293.jpg 585w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>10. Muafiyet Durumunu Ara\u015ft\u0131r\u0131n<\/strong><\/h3>\n\n\n\n<p>\u015e\u00fcphesiz, muafiyeti olan bir sigorta daha ucuz olur. Bununla beraber, do\u011fru bir bi\u00e7imde bilgilenmek ve ger\u00e7ekte, ihtiya\u00e7lara en uygun olan acenteyi se\u00e7mek i\u00e7in hesap yapmak gerekir. Muafiyetsiz bir oto sigortas\u0131 baz\u0131 durumlarda daha karl\u0131 olabilir.&nbsp;<\/p>\n\n\n\n<p>Dilerseniz <a rel=\"noreferrer noopener\" aria-label=\" (yeni sekmede a\u00e7\u0131l\u0131r)\" href=\"https:\/\/www.mapfre.com.tr\/kasko-sigortasi-teklifi\/tr\/#\/landing\" target=\"_blank\">Kasko Sigortas\u0131 Teklif<\/a> ya da <a href=\"https:\/\/www.mapfre.com.tr\/trafik-sigortasi-teklifi\/tr\/#\/landing\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (yeni sekmede a\u00e7\u0131l\u0131r)\">Zorunlu Trafik Sigortas\u0131 Teklif <\/a>sayfalar\u0131m\u0131z\u0131 ziyaret ederek hemen fiyat bilgisi alabilir ve ihtiyac\u0131n\u0131za uygun se\u00e7imler yapma konusunda \u00f6nemli bir ad\u0131m atabilirsiniz. Yolculuklar\u0131n\u0131zda size g\u00fcvence olmak i\u00e7in buraday\u0131z!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ara\u00e7 sigortas\u0131 teminatlar\u0131 sayesinde k\u00f6t\u00fc s\u00fcrprizlere kar\u015f\u0131 \u00f6nlemininizi alabilirsiniz. Zorunlu Trafik Sigortas\u0131 ve Kasko Sigortas\u0131&#8217;n\u0131n \u00f6nemli teminatlar\u0131n\u0131 sizin i\u00e7in derledik.<\/p>\n","protected":false},"author":3,"featured_media":4726,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6,887],"tags":[899,911,914],"class_list":["post-4715","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-otomobil","category-yasa","tag-ipucu","tag-oto-yasam","tag-yol-asistani"],"_links":{"self":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/4715","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/comments?post=4715"}],"version-history":[{"count":5,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/4715\/revisions"}],"predecessor-version":[{"id":4769,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/4715\/revisions\/4769"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media\/4726"}],"wp:attachment":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media?parent=4715"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/categories?post=4715"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/tags?post=4715"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}