{"id":5058,"date":"2019-09-12T07:29:24","date_gmt":"2019-09-12T07:29:24","guid":{"rendered":"https:\/\/www.mapfre.com.tr\/blog\/?p=5058"},"modified":"2024-09-18T12:51:34","modified_gmt":"2024-09-18T12:51:34","slug":"konut-sigortasi-neleri-kapsar-konut-sigortasinin-kapsadigi-durumlar","status":"publish","type":"post","link":"https:\/\/www.mapfre.com.tr\/blog\/yasa\/konut-sigortasi-neleri-kapsar-konut-sigortasinin-kapsadigi-durumlar\/","title":{"rendered":"Konut Sigortas\u0131 Neleri Kapsar?: Konut Sigortas\u0131n\u0131n Kapsad\u0131\u011f\u0131 Durumlar"},"content":{"rendered":"\n<p>Evinizde meydana gelebilecek maddi hasarlar\u0131 kolayl\u0131klar ortadan kald\u0131rmak ve de\u011fer verdi\u011finiz e\u015fyan\u0131z\u0131 g\u00fcvence alt\u0131na almak sand\u0131\u011f\u0131n\u0131zdan daha kolay! \u00c7are: Konut sigortas\u0131!<\/p>\n\n\n\n<p>Konut sigortas\u0131; h\u0131rs\u0131zl\u0131k, yang\u0131n, ter\u00f6r, su bask\u0131n\u0131, do\u011fal afet ve iste\u011fe ba\u011fl\u0131 olarak poli\u00e7eye eklenen di\u011fer ek teminatlarla g\u00fcvence alt\u0131na almak isteyenler taraf\u0131ndan ger\u00e7ekle\u015ftirilir. Bu sigorta kapsam\u0131nda; ya\u015fam alanlar\u0131n\u0131zda meydana gelebilecek beklenmeyen durumlar sonucu olu\u015fan maddi kay\u0131plar\u0131n\u0131z, poli\u00e7enizde belirtilen teminatlar ve teminat limitleri do\u011frultusunda kar\u015f\u0131lan\u0131r. \u201cKonut sigortas\u0131 nedir, ne i\u015fe yarar?\u201d sorular\u0131n\u0131n ayr\u0131nt\u0131l\u0131 cevab\u0131 i\u00e7in yaz\u0131m\u0131z\u0131 <a href=\"https:\/\/www.mapfre.com.tr\/blog\/dusle\/neden-konut-sigortasi-yaptirmalisiniz\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (yeni sekmede a\u00e7\u0131l\u0131r)\">okuman\u0131z<\/a> yeterli!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Maddi ve Manevi Olarak Yan\u0131n\u0131zda: Konut Sigortas\u0131n\u0131n Faydalar\u0131<\/strong><\/h2>\n\n\n\n<p>Pek \u00e7ok insan \u201cZaten yapt\u0131r\u0131lmas\u0131 yasal olarak gerekli olan Zorunlu Deprem Sigortas\u0131\u2019n\u0131 yapt\u0131rd\u0131m. Bu durumda neden konut sigortas\u0131 yapt\u0131rmal\u0131y\u0131m?\u201d diye d\u00fc\u015f\u00fcnebiliyor. \u00c7ok kar\u0131\u015ft\u0131r\u0131lan <a href=\"https:\/\/www.mapfre.com.tr\/sigorta-tr\/bireysel\/konut\/konut\/zorunlu-deprem-sigortasi\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (yeni sekmede a\u00e7\u0131l\u0131r)\">Zorunlu Deprem Sigortas\u0131<\/a> (DASK) ve konut sigortas\u0131 aras\u0131ndaki en \u00f6nemli farklardan biri, DASK\u2019\u0131n yaln\u0131zca deprem sonucu meydana gelebilecek hasarlara kar\u015f\u0131 teminat sa\u011flamas\u0131d\u0131r.<\/p>\n\n\n\n<p>Bu noktada ev sigortas\u0131n\u0131n faydalar\u0131na g\u00f6z atarak iki sigorta \u00fcr\u00fcn\u00fc aras\u0131ndaki fark\u0131 daha net bir \u015fekilde ortaya koyabiliriz.&nbsp;<\/p>\n\n\n\n<p>\u0130htiya\u00e7lar\u0131n\u0131za uygun konut sigortas\u0131 yapt\u0131rd\u0131\u011f\u0131n\u0131zda eviniz;<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Sel, y\u0131ld\u0131r\u0131m d\u00fc\u015fmesi, su bask\u0131n\u0131, yer kaymas\u0131 gibi afetlere ve h\u0131rs\u0131zl\u0131k, kaza, gasp, ter\u00f6r olaylar\u0131, yang\u0131n, duman gibi beklenmedik durumlara kar\u015f\u0131 da g\u00fcvence alt\u0131na al\u0131n\u0131r.&nbsp;<\/li><li>Limitsiz ev yard\u0131m\u0131 ve acil t\u0131bbi yard\u0131m hizmetleri sayesinde ise tesisat i\u015fleri, \u00e7ilingir yard\u0131m\u0131, nakit avans, fatura \u00f6deme, sa\u011fl\u0131k g\u00f6revlisi, ambulans, \u00f6\u011fretmen ve refakat\u00e7i deste\u011fi sa\u011flan\u0131r.<\/li><\/ul>\n\n\n\n<p>Dilerseniz Zorunlu Deprem Sigortas\u0131 ve konut sigortas\u0131 aras\u0131ndaki farklar hakk\u0131nda detayl\u0131 bilgiye <a href=\"https:\/\/www.mapfre.com.tr\/blog\/yasa\/konut-sigortasi-ve-dask-arasindaki-fark-nedir\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (yeni sekmede a\u00e7\u0131l\u0131r)\">yaz\u0131m\u0131z\u0131<\/a> okuyarak ula\u015fabilirsiniz.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"500\" src=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2019\/09\/konut-sigortasi-nedir-ne-ise-yarar-1.jpg\" alt=\"Konut sigortas\u0131 ne i\u015fe yarar?\" class=\"wp-image-5060\" srcset=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2019\/09\/konut-sigortasi-nedir-ne-ise-yarar-1.jpg 1000w, https:\/\/www.mapfre.com.tr\/blog\/media\/2019\/09\/konut-sigortasi-nedir-ne-ise-yarar-1-300x150.jpg 300w, https:\/\/www.mapfre.com.tr\/blog\/media\/2019\/09\/konut-sigortasi-nedir-ne-ise-yarar-1-768x384.jpg 768w, https:\/\/www.mapfre.com.tr\/blog\/media\/2019\/09\/konut-sigortasi-nedir-ne-ise-yarar-1-585x293.jpg 585w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Konut Sigortas\u0131 Neleri Kapsar?<\/strong><\/h2>\n\n\n\n<p>Konut sigortas\u0131n\u0131n kapsam\u0131 hakk\u0131nda net bilgi vermek i\u00e7in poli\u00e7enizde belirtilen teminatlara g\u00f6z atmak gerekir. \u00c7\u00fcnk\u00fc her sigorta \u00fcr\u00fcn\u00fcnde oldu\u011fu gibi konut sigortas\u0131nda da ek teminatlar sayesinde g\u00fcvence kapsam\u0131n\u0131z\u0131 ihtiya\u00e7lar\u0131n\u0131z do\u011frultusunda diledi\u011finiz gibi \u015fekillendirebilirsiniz. MAPFRE Sigorta\u2019n\u0131n <a href=\"https:\/\/www.mapfre.com.tr\/sigorta-tr\/bireysel\/konut\/konut\/konutlar-icin-cagdas-guvence-sigortasi\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (yeni sekmede a\u00e7\u0131l\u0131r)\">Konutlar \u0130\u00e7in \u00c7a\u011fda\u015f G\u00fcvence Sigortas\u0131<\/a> kapsam\u0131nda sunulan teminatlar a\u015fa\u011f\u0131da belirtilmi\u015ftir:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Yang\u0131n, infil\u00e2k, y\u0131ld\u0131r\u0131m, kar a\u011f\u0131rl\u0131\u011f\u0131, yer kaymas\u0131, f\u0131rt\u0131na,<\/li><li>Sel ve su bask\u0131n\u0131 (seylap),<\/li><li>Grev, lokavt, karga\u015fa, halk hareketleri, k\u00f6t\u00fc niyetli hareketler, ter\u00f6r,<\/li><li>Dahili su ile ilgili sorunlar,<\/li><li>Duman,<\/li><li>Yak\u0131t s\u0131zmas\u0131,<\/li><li>Kara ta\u015f\u0131tlar\u0131 \u00e7arpmas\u0131,<\/li><li>Hava ta\u015f\u0131tlar\u0131 \u00e7arpmas\u0131,<\/li><li>Deniz ta\u015f\u0131tlar\u0131 \u00e7arpmas\u0131,<\/li><li>Enkaz kald\u0131rma masraflar\u0131,<\/li><li>H\u0131rs\u0131zl\u0131k,<\/li><li>Kazaen k\u0131r\u0131lma,<\/li><li>Cam ve ayna k\u0131r\u0131lmas\u0131,<\/li><li>Kira kayb\u0131,<\/li><li>Alternatif ikamet ve ta\u015f\u0131nma masraflar\u0131,<\/li><li>\u00dc\u00e7\u00fcnc\u00fc \u015fah\u0131s mali mesuliyet,<\/li><li>Sabit dekorasyon,<\/li><li>Elektronik cihaz teminat\u0131,<\/li><li>Gasp, kapka\u00e7, yankesicilik teminat\u0131,<\/li><li>Konut d\u0131\u015f\u0131nda bulunan e\u015fyalar teminat\u0131,<\/li><li>Konutta bulunan \u00fc\u00e7\u00fcnc\u00fc \u015fah\u0131slara ait e\u015fyalar teminat\u0131,<\/li><li>Konut adaptasyon,<\/li><li>Deprem (\u0130ste\u011fe ba\u011fl\u0131 teminat olup sigortal\u0131n\u0131n talep etmesi durumunda poli\u00e7e kapsam\u0131na dahil edilmektedir.),<\/li><li>Ev yard\u0131m hizmetleri (s\u0131n\u0131rs\u0131z-limitsiz),<\/li><li>Enflasyon korunma avantaj\u0131.<\/li><\/ul>\n\n\n\n<p>Evet, konut sigortas\u0131 sadece riskli durumlar kar\u015f\u0131s\u0131nda evinizi ve e\u015fyan\u0131z\u0131 koruma alt\u0131na alm\u0131yor, ev hizmetleri sayesinde hayat\u0131n\u0131z\u0131 da kolayla\u015ft\u0131r\u0131yor! Bu noktada, sunulan ana ve ek teminatlar\u0131n sigorta \u015firketlerine g\u00f6re farkl\u0131l\u0131k g\u00f6sterebilece\u011fini belirtmemizde fayda var. Poli\u00e7enizde yer almas\u0131n\u0131 istedi\u011finiz teminatlar\u0131 belirtebilir ve poli\u00e7enize d\u00e2hil edebilirsiniz. \u00c7\u00fcnk\u00fc konut sigortas\u0131 poli\u00e7enizde bulunmayan bir durumla kar\u015f\u0131la\u015ft\u0131\u011f\u0131n\u0131zda olu\u015fan hasar, sigorta taraf\u0131ndan kar\u015f\u0131lanmaz. Ayr\u0131ca konut sigortas\u0131 yapt\u0131r\u0131rken dikkat etmeniz gerekenleri okuyarak ihtiyac\u0131n\u0131za uygun poli\u00e7eyi se\u00e7me konusunda yard\u0131m alabilirsiniz.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>MAPFRE Sigorta ile Evinizi G\u00fcvence Alt\u0131na Al\u0131n<\/strong><\/h2>\n\n\n\n<p>G\u00fcvence alt\u0131na almak istedi\u011finiz durumlar\u0131 kapsayan poli\u00e7enizi olu\u015fturmak ve olu\u015fturulan poli\u00e7eniz do\u011frultusunda konut sigortas\u0131 fiyat\u0131 almak i\u00e7in size en yak\u0131n <a href=\"https:\/\/form.mapfre.com.tr\/iletisim\/formlar\/acenteler\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (yeni sekmede a\u00e7\u0131l\u0131r)\">MAPFRE Sigorta acentesi<\/a> ile ileti\u015fime ge\u00e7ebilirsiniz!<br><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Konut sigortas\u0131 neleri kapsar? Sunulan hangi teminatlar\u0131 hangi durumlarda kullanabilirsiniz? Konut sigortas\u0131n\u0131n kapsad\u0131\u011f\u0131 10 durum yaz\u0131m\u0131zda.<\/p>\n","protected":false},"author":3,"featured_media":5059,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[887,1970],"tags":[893,899],"class_list":["post-5058","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yasa","category-yasam-alani-yasa","tag-ev-dekorasyon","tag-ipucu"],"_links":{"self":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/5058","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/comments?post=5058"}],"version-history":[{"count":3,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/5058\/revisions"}],"predecessor-version":[{"id":5089,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/5058\/revisions\/5089"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media\/5059"}],"wp:attachment":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media?parent=5058"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/categories?post=5058"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/tags?post=5058"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}