{"id":5221,"date":"2019-10-08T11:40:44","date_gmt":"2019-10-08T11:40:44","guid":{"rendered":"https:\/\/www.mapfre.com.tr\/blog\/?p=5221"},"modified":"2024-09-18T12:51:10","modified_gmt":"2024-09-18T12:51:10","slug":"kasko-degeri-nasil-hesaplanir","status":"publish","type":"post","link":"https:\/\/www.mapfre.com.tr\/blog\/yasa\/kasko-degeri-nasil-hesaplanir\/","title":{"rendered":"Bilmenizde Fayda Var : Kasko De\u011feri Nas\u0131l Hesaplan\u0131r"},"content":{"rendered":"\n

Yar\u0131n\u0131n ne getirece\u011fi belli olmaz!  Hayat\u0131n\u0131z\u0131 olumlu y\u00f6nde de\u011fi\u015ftirebilecek olaylar ya\u015fayabilece\u011finiz gibi hi\u00e7 ya\u015famak istemedi\u011finiz bir durumla da kar\u015f\u0131 kar\u015f\u0131ya kalabilirsiniz. Bunu kimse istemez biliyoruz, fakat bazen ya\u015fanacak olandan ka\u00e7mak imk\u00e2ns\u0131z. \u0130\u015fte, tam da bu nedenle \u00f6nlemlerinizi almal\u0131, kendinizi maddi ve manevi olarak g\u00fcvence alt\u0131na almal\u0131s\u0131n\u0131z. E\u011fer s\u00f6z konusu arac\u0131n\u0131z ise bunu sa\u011flayan hi\u00e7 ku\u015fkusuz ki kasko sigortas\u0131 olacakt\u0131r!<\/p>\n\n\n\n\n\n\n\n

Hemen her ara\u00e7 sahibinin kasko sigortas\u0131 hakk\u0131nda akl\u0131nda soru i\u015faretleri oldu\u011funu tahmin edebiliyoruz. Bu yaz\u0131m\u0131zda akl\u0131n\u0131zda beliren baz\u0131 soru i\u015faretlerini gidermeyi ama\u00e7l\u0131yoruz. Fakat \u00f6zellikle pek \u00e7ok ki\u015finin merak etti\u011fi ara\u00e7 kasko de\u011feri hesaplamas\u0131 ana konumuz! Haydi, ba\u015flayal\u0131m!<\/p>\n\n\n\n

Kasko Nedir?<\/strong><\/h2>\n\n\n\n

Kasko sigortas\u0131<\/a>, poli\u00e7ede belirtilen teminatlar ve limitler do\u011frultusunda arac\u0131n\u0131z\u0131 maddi-manevi olarak g\u00fcvence alt\u0131na alan sigorta \u00fcr\u00fcn\u00fcd\u00fcr. Arac\u0131n\u0131z\u0131n \u00e7al\u0131nmas\u0131, bir trafik kazas\u0131na d\u00e2hil olmas\u0131 ya da bir do\u011fal afet nedeniyle zarar g\u00f6rmesi gibi durumlarda olu\u015fabilecek zararlar, poli\u00e7ede yer alan teminatlar do\u011frultusunda kar\u015f\u0131lan\u0131r. Dilerseniz ana teminatlar\u0131n yan\u0131 s\u0131ra ara\u00e7 anahtar\u0131n\u0131n kayb\u0131 ya da \u00f6zel e\u015fya teminat\u0131 gibi g\u00fcvenceleri de poli\u00e7enize d\u00e2hil edebilirsiniz. <\/p>\n\n\n\n

Kasko Zorunlu mudur?<\/strong><\/h2>\n\n\n\n

Kasko ile ilgili merak edilen sorulardan biri i\u015fte tam olarak bu! Hemen cevap verelim ve akl\u0131n\u0131zdaki soru i\u015faretini giderelim: Hay\u0131r, kasko sigortas\u0131 yapt\u0131r\u0131lmas\u0131 zorunlu olan bir sigorta \u00e7e\u015fidi de\u011fil. Fakat kar\u015f\u0131 kar\u015f\u0131ya gelebilece\u011finiz hasarlar\u0131n sigorta \u015firketleri taraf\u0131ndan kar\u015f\u0131lanabilmesi i\u00e7in kesinlikle yapt\u0131rman\u0131z\u0131 \u00f6nerdi\u011fimiz bir sigorta \u00fcr\u00fcn\u00fc! E\u011fer yapt\u0131r\u0131p yapt\u0131rmamak konusunda emin de\u011filseniz kasko yapt\u0131rman\u0131n 7 avantaj\u0131na<\/a> g\u00f6z atman\u0131z\u0131 \u00f6neririz. Sonras\u0131nda eminiz ki kendiniz i\u00e7in en do\u011fru karar\u0131 vereceksiniz!<\/p>\n\n\n\n

\"kasko-degeri-nasil-hesaplanir\"<\/figure>\n\n\n\n
Kasko Fiyatlar\u0131 Ne Kadar?<\/strong><\/strong>

E\u011fer arac\u0131 olan bir arkada\u015f\u0131n\u0131zla ayn\u0131 anda kasko yapt\u0131rmaya karar verdiyseniz sizin arac\u0131n\u0131z ve arkada\u015f\u0131n\u0131z\u0131n arac\u0131 i\u00e7in belirlenen kasko \u00fccreti de\u011fi\u015fiklik g\u00f6sterebilir. Bunun nedeni poli\u00e7enize d\u00e2hil etmek istedi\u011finiz ek teminatlar\u0131n, kulland\u0131\u011f\u0131n\u0131z arac\u0131n s\u0131f\u0131r ya da ikinci el olmas\u0131n\u0131n ve arac\u0131n\u0131z\u0131n hasar ge\u00e7mi\u015finin (arac\u0131n\u0131z\u0131n hasar ge\u00e7mi\u015fi yoksa hasars\u0131zl\u0131k indirimi alabilirsiniz) yan\u0131 s\u0131ra T\u00fcrkiye Sigorta ve Reas\u00fcrans \u015eirketleri Birli\u011fi (TSRB) taraf\u0131ndan ayl\u0131k olarak haz\u0131rlanan ara\u00e7 kasko de\u011fer listesi de olabilir.<\/p> <\/div>

Kasko De\u011feri Nedir?<\/strong><\/strong>

Arac\u0131n\u0131z\u0131n kasko de\u011ferinin, kasko fiyat\u0131n\u0131 etkileyen en \u00f6nemli unsurlardan biri oldu\u011funu belirtmi\u015ftik. Peki; kasko de\u011feri hangi kriterler do\u011frultusunda olu\u015fturulur, bir di\u011fer deyi\u015fle kasko fiyatlar\u0131n\u0131 belirlemede de\u011fer listesi ni\u00e7in bu kadar \u00f6nemli?Kasko de\u011feri; ara\u00e7 marka, model ve \u00fcretim y\u0131l\u0131 do\u011frultusunda belirlenir ve arac\u0131n\u0131z\u0131n ortalama piyasa de\u011ferini belirtir. Yani arac\u0131n modeli, markas\u0131 ve \u00fcretim y\u0131l\u0131, arac\u0131n\u0131z\u0131n piyasa de\u011ferinde oldu\u011fu gibi kasko sigortas\u0131n\u0131n fiyat\u0131n\u0131 belirlemede de do\u011frudan etkilidir. Ayr\u0131ca kasko de\u011fer listesinin sadece kasko teklifinde de\u011fil, Motorlu Ta\u015f\u0131tlar Vergisi hesaplamas\u0131nda da belirleyici oldu\u011funu belirtmemizde fayda var.<\/p> <\/div>

Kasko De\u011fer Hesaplama Nas\u0131l Yap\u0131l\u0131r?<\/strong><\/strong>

Ara\u00e7lar\u0131n de\u011ferleri piyasaya g\u00f6re de\u011fi\u015fir ve ayl\u0131k d\u00fczenli olarak yeni kasko de\u011fer listesi sunulur. Peki, kasko de\u011fer sorgulama nas\u0131l yap\u0131l\u0131r? Dilerseniz T\u00fcrkiye Sigorta Birli\u011fi internet sitesinden<\/a> Kasko Ara\u00e7 De\u011fer Listesi\u2019ni inceleyebilir ve arac\u0131n\u0131z\u0131n kasko de\u011ferini online olarak hesaplayabilirsiniz.<\/p> <\/div> <\/div>\n\n\n\n

\"kasko-degeri-hesaplama\"<\/figure>\n\n\n\n

Arac\u0131n\u0131z\u0131 Hemen G\u00fcvence Alt\u0131na Alman\u0131n Pratik Yolu MAPFRE Sigorta\u2019da!<\/strong><\/h2>\n\n\n\n

Kasko poli\u00e7esinde yer alan teminatlar ve belirtilen limitler do\u011frultusunda arac\u0131n\u0131z\u0131, sizi ve birlikte seyahat etti\u011finiz sevdiklerinizi g\u00fcvence alt\u0131na alman\u0131z\u0131 sa\u011flayacak bu sigortay\u0131 yapt\u0131rmak i\u00e7in uzun i\u015flemlere gerek yok! MAPFRE Sigorta kasko sigortas\u0131 teklif<\/a> sayfas\u0131ndan h\u0131zl\u0131 ve pratik pratik bir \u015fekilde arac\u0131n\u0131za, ihtiya\u00e7 duyabilece\u011finizi d\u00fc\u015f\u00fcnd\u00fc\u011f\u00fcn\u00fcz teminatlara g\u00f6re fiyat teklifi alabilirsiniz!<\/p>\n\n\n\n

E\u011fer arac\u0131n\u0131z\u0131 g\u00fcvence alt\u0131na almak i\u00e7in farkl\u0131 sigorta \u00fcr\u00fcnlerini de incelemek istiyorsan\u0131z MAPFRE Sigorta\u2019n\u0131n ara\u00e7 sigortas\u0131 \u00fcr\u00fcnlerine<\/a> ve detaylar\u0131na g\u00f6z atabilirsiniz.
<\/p>\n","protected":false},"excerpt":{"rendered":"

Arac\u0131n\u0131z\u0131 g\u00fcvence alt\u0131na alman\u0131n en sa\u011fl\u0131kl\u0131 yolu kasko yapt\u0131rmak! Peki, kasko de\u011feri nas\u0131l hesaplan\u0131r? Cevab\u0131, yaz\u0131m\u0131zda.<\/p>\n","protected":false},"author":3,"featured_media":5224,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6,887],"tags":[899,911],"class_list":["post-5221","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-otomobil","category-yasa","tag-ipucu","tag-oto-yasam"],"_links":{"self":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/5221","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/comments?post=5221"}],"version-history":[{"count":6,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/5221\/revisions"}],"predecessor-version":[{"id":6632,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/5221\/revisions\/6632"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media\/5224"}],"wp:attachment":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media?parent=5221"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/categories?post=5221"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/tags?post=5221"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}