{"id":5575,"date":"2025-12-03T07:38:21","date_gmt":"2025-12-03T07:38:21","guid":{"rendered":"https:\/\/www.mapfre.com.tr\/blog\/?p=5575"},"modified":"2025-12-03T07:38:23","modified_gmt":"2025-12-03T07:38:23","slug":"maas-zammi-hesaplama","status":"publish","type":"post","link":"https:\/\/www.mapfre.com.tr\/blog\/yasa\/maas-zammi-hesaplama\/","title":{"rendered":"Hesaplar Yap\u0131ls\u0131n: Maa\u015f Zamm\u0131 Nas\u0131l Hesaplan\u0131r?"},"content":{"rendered":"\n<p>Ba\u015far\u0131l\u0131 bir kariyer, kendimizi ger\u00e7ekle\u015ftirmek i\u00e7in elbette \u00e7ok \u00f6nemli. Fakat manevi yan\u0131na ek olarak \u00e7al\u0131\u015ft\u0131\u011f\u0131m\u0131z i\u015fin bir de maddi yan\u0131 var. Hayat\u0131m\u0131z\u0131 idame ettirebilmek i\u00e7in ihtiyac\u0131m\u0131z olan paray\u0131 \u00e7al\u0131\u015farak kazan\u0131yoruz. Belirli d\u00f6nemlerde maa\u015f\u0131n g\u00fcncellenmesi, yani zam yap\u0131lmas\u0131 ise \u00e7al\u0131\u015ft\u0131\u011f\u0131m\u0131z i\u015f yerindeki mutlulu\u011fumuzu do\u011frudan etkileyen bir kriter. Peki; maa\u015f zamm\u0131 nas\u0131l belirlenir, maa\u015f zamm\u0131 hesaplama nas\u0131l yap\u0131l\u0131r? \u015eimdi, bu konuda merak etti\u011finiz sorular\u0131n cevaplar\u0131n\u0131 verelim.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\" id=\"baslik1\"><strong>Maa\u015f Zamm\u0131 Neye G\u00f6re Belirlenir?<\/strong><\/h2>\n\n\n\n<p>Her i\u015f yerinin-\u015firketin uygulayaca\u011f\u0131 zam oran\u0131 farkl\u0131l\u0131k g\u00f6sterebilir. Hatta baz\u0131 \u015firketler y\u0131lda bir kez zam yaparken baz\u0131lar\u0131 alt\u0131 ayda bir kez olmak \u00fczere y\u0131lda iki kez zam yapabilir. Zam d\u00f6nemleri de \u00e7al\u0131\u015ft\u0131\u011f\u0131n\u0131z \u015firkete g\u00f6re farkl\u0131l\u0131k g\u00f6sterebilir. Baz\u0131 i\u015f yerleri y\u0131l\u0131n\u0131z doldu\u011funda zam yaparken baz\u0131lar\u0131 yeni y\u0131l yani ocak ay\u0131 itibar\u0131yla maa\u015f\u0131n\u0131zda iyile\u015ftirme yapabilir.<\/p>\n\n\n\n<p>Zam d\u00f6nemlerinde akl\u0131n\u0131zdaki sorunun \u201cNe kadar zam alaca\u011f\u0131m?\u201d oldu\u011funu biliyoruz. Fakat zam oran\u0131n\u0131n da \u00e7al\u0131\u015ft\u0131\u011f\u0131n\u0131z \u015firkete g\u00f6re de\u011fi\u015fti\u011fini belirtmeliyiz. \u00d6rne\u011fin baz\u0131 \u015firketler, zamm\u0131 belirli bir y\u00fczde aral\u0131\u011f\u0131nda belirleyebilir ve zam d\u00f6neminde size bu oran do\u011frultusunda zam yapabilir.<\/p>\n\n\n\n<p>Baz\u0131 \u015firketler ise enflasyon oranlar\u0131 do\u011frultusunda \u00e7al\u0131\u015fanlar\u0131n\u0131n maa\u015flar\u0131n\u0131 g\u00fcncelleyebilir. Bunlar\u0131n yan\u0131 s\u0131ra i\u015f yeriniz size bir zam oran\u0131 belirtmeyebilir ve alaca\u011f\u0131n\u0131z zam; performans, enflasyon, piyasa ko\u015fullar\u0131 ve pozisyonunuz do\u011frultusunda belirlenebilir. K\u0131sacas\u0131 zam oran\u0131n\u0131z\u0131 \u00f6nceden bilmek ve bu do\u011frultuda plan yapmak istiyorsan\u0131z i\u015f g\u00f6r\u00fc\u015fmelerinde bu konuyu konu\u015fman\u0131zda fayda olabilir.&nbsp;<\/p>\n\n\n\n<p>\u015eimdi; y\u00fczdelik orana g\u00f6re zaml\u0131 maa\u015f, zaml\u0131 maa\u015fa g\u00f6re y\u00fczdelik oran, enflasyona g\u00f6re zam hesaplama konular\u0131ndaki ayr\u0131nt\u0131lar\u0131 payla\u015fal\u0131m.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"500\" src=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2020\/01\/maas-artisi-nasil-hesaplanir.jpg\" alt=\"Maa\u015f Art\u0131\u015f\u0131 Nas\u0131l Hesaplan\u0131r\" class=\"wp-image-5577\" srcset=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2020\/01\/maas-artisi-nasil-hesaplanir.jpg 1000w, https:\/\/www.mapfre.com.tr\/blog\/media\/2020\/01\/maas-artisi-nasil-hesaplanir-300x150.jpg 300w, https:\/\/www.mapfre.com.tr\/blog\/media\/2020\/01\/maas-artisi-nasil-hesaplanir-768x384.jpg 768w, https:\/\/www.mapfre.com.tr\/blog\/media\/2020\/01\/maas-artisi-nasil-hesaplanir-585x293.jpg 585w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"baslik2\"><strong>Maa\u015f Art\u0131\u015f\u0131 Nas\u0131l Hesaplan\u0131r?<\/strong><\/h2>\n\n\n\n<p>Size belirtilen bir zam oran\u0131 varsa yeni maa\u015f\u0131n\u0131z\u0131 merak ediyor olabilirsiniz. Tabii bunun tam tersi de s\u00f6z konusu olabilir; yani yeni maa\u015f\u0131n\u0131z\u0131 biliyor ama y\u00fczde olarak tekab\u00fcl etti\u011fi oran\u0131 \u00f6\u011frenmek istiyor olabilirsiniz. Hi\u00e7 merak etmeyin; iki durum i\u00e7in de maa\u015f zamm\u0131 hesaplama nas\u0131l yap\u0131l\u0131r, anlataca\u011f\u0131z.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"b1\"><strong><strong>Y\u00fczdelik Orana G\u00f6re Zam Hesaplama Form\u00fcl\u00fc<\/strong><\/strong><\/h3>\n\n\n\n<p>\u00c7al\u0131\u015ft\u0131\u011f\u0131n\u0131z \u015firket, yapaca\u011f\u0131 zamm\u0131 y\u00fczdelik bir oran ile belirtmi\u015fse (%10 gibi) bu durumda yeni maa\u015f\u0131n\u0131z\u0131 kolayl\u0131kla hesaplayabilirsiniz.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Var olan maa\u015f\u0131n\u0131z\u0131n tutar\u0131n\u0131 size belirtilen oran ile \u00e7arp\u0131n.<\/li>\n\n\n\n<li>Ard\u0131ndan \u00e7\u0131kan say\u0131y\u0131 y\u00fcze b\u00f6l\u00fcn.<\/li>\n\n\n\n<li>\u00c7\u0131kan say\u0131y\u0131 maa\u015f\u0131n\u0131za ekleyin. \u0130\u015fte, zaml\u0131 maa\u015f\u0131n\u0131z\u0131 buldunuz!<\/li>\n<\/ul>\n\n\n\n<p>Yani \u015fu form\u00fcl\u00fc kullanarak zaml\u0131 maa\u015f\u0131n\u0131z\u0131 bulabilirsiniz:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Zaml\u0131 maa\u015f = Mevcut maa\u015f + (Mevcut maa\u015f x zam oran\u0131)<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\u015eimdi, bir \u00f6rnekle y\u00fczdelik oran \u00fczerinden zam art\u0131\u015f\u0131 hesaplamay\u0131 anlatal\u0131m.<\/p>\n\n\n\n<p>Maa\u015f\u0131n\u0131z\u0131n 3.000 TL oldu\u011funu varsayal\u0131m ve \u00e7al\u0131\u015ft\u0131\u011f\u0131n\u0131z \u015firketin, yapaca\u011f\u0131 zam oran\u0131n\u0131 da %10 olarak belirtti\u011fini d\u00fc\u015f\u00fcnelim.<\/p>\n\n\n\n<p>3.000 (maa\u015f\u0131n\u0131z) x 10 (yap\u0131lacak zam oran\u0131) = 30.000<\/p>\n\n\n\n<p>30.000 \/100 = 300 TL<\/p>\n\n\n\n<p>3.000 (maa\u015f\u0131n\u0131z) + 300 (zam miktar\u0131) = 3.300 TL (yeni maa\u015f\u0131n\u0131z)<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"b2\"><strong>Zaml\u0131 Maa\u015fa G\u00f6re Y\u00fczdelik Oran Hesaplama<\/strong><\/h3>\n\n\n\n<p>Y\u0131ll\u0131k zamm\u0131n\u0131z\u0131 ald\u0131n\u0131z, fakat size bir oran belirtilmedi. E\u011fer zamm\u0131 direkt fiyat olarak biliyorsan\u0131z y\u00fczdelik oran\u0131n\u0131 da kolayl\u0131kla bulabilirsiniz.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Zaml\u0131 maa\u015f\u0131n\u0131zdan eski maa\u015f\u0131n\u0131z\u0131 \u00e7\u0131kar\u0131n.<\/li>\n\n\n\n<li>\u00c7\u0131kan sonucu eski maa\u015f\u0131n\u0131za b\u00f6l\u00fcn.<\/li>\n\n\n\n<li>\u0130\u015flem sonucunda say\u0131y\u0131 100 ile \u00e7arp\u0131n.<\/li>\n<\/ul>\n\n\n\n<p>Daha a\u00e7\u0131klay\u0131c\u0131 olmak i\u00e7in zam oran\u0131 hesaplamay\u0131 bir \u00f6rnekle anlatal\u0131m.<\/p>\n\n\n\n<p>Maa\u015f\u0131n\u0131z\u0131n 3.000 TL\u2019den 3.500 TL\u2019ye y\u00fckseltildi\u011fini d\u00fc\u015f\u00fcnelim.<\/p>\n\n\n\n<p>3.500 (zaml\u0131 yeni maa\u015f\u0131n\u0131z) &#8211; 3.000 (eski maa\u015f\u0131n\u0131z) = 500<\/p>\n\n\n\n<p>500 \/ 3.000 = 0,1660,166 x 100 = 16,6 (ald\u0131\u011f\u0131n\u0131z zam oran\u0131)<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh5.googleusercontent.com\/bFuOiVPwSN9ooUlroN244N4YoEXyA16LYfhIJCRmWN0zHWVy_rv7LTfQsfYQoXhQbPcXh0AorVD4sKB3qY6xHyl5TYdmooRnHQcUhEwP446kePHCV9vdzLd_WPpdqdWPVcwgiLL7\" alt=\"\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"b5\"><strong>Enflasyona G\u00f6re Maa\u015f Hesaplama<\/strong><\/h2>\n\n\n\n<p>Maa\u015f zamm\u0131, T\u00fcrkiye \u0130statistik Kurumu\u2019nun a\u00e7\u0131klad\u0131\u011f\u0131 resmi oranlar do\u011frultusunda yap\u0131labilir. Bu noktada farkl\u0131 endeksler do\u011frultusunda hesaplama yap\u0131labilece\u011fini de belirtmekte fayda var.<\/p>\n\n\n\n<p><strong>12 Ayl\u0131k Ortalamal\u0131 T\u00dcFE:<\/strong> 12 ayl\u0131k oranlar toplan\u0131r ve ard\u0131ndan \u00e7\u0131kan sonu\u00e7 12\u2019ye b\u00f6l\u00fcnerek y\u0131l ortalamas\u0131 bulunur. Elde edilen sonu\u00e7, yap\u0131lacak zam oran\u0131n\u0131 verir.<\/p>\n\n\n\n<p><strong>Ge\u00e7en Y\u0131l\u0131n Ayn\u0131 Ay\u0131na G\u00f6re T\u00dcFE:<\/strong> Bu oran do\u011frultusunda zam al\u0131yorsan\u0131z ve Ocak 2020\u2019de zam alacaksan\u0131z Ocak 2019 ile bu sene aras\u0131ndaki T\u00dcFE art\u0131\u015f\u0131 do\u011frultusunda maa\u015f hesaplan\u0131r.<\/p>\n\n\n\n<p><strong>12 Ayl\u0131k Ortalamal\u0131 Y\u0130-\u00dcFE:<\/strong> Y\u0130-\u00dcFE, Yurt \u0130\u00e7i \u00dcretici Fiyat Endeksi anlam\u0131na gelir. 12 ayl\u0131k toplam oran\u0131n ortalamas\u0131 al\u0131narak maa\u015f zam oran\u0131 bulunabilir.<\/p>\n\n\n\n<p><strong>Ge\u00e7en Y\u0131l\u0131n Ayn\u0131 Ay\u0131na G\u00f6re Y\u0130-\u00dcFE:<\/strong> Ge\u00e7en y\u0131l\u0131n ayn\u0131 ay\u0131na oranla g\u00f6r\u00fclen de\u011fi\u015fim do\u011frultusunda zam yap\u0131l\u0131r.<\/p>\n\n\n\n<p><strong>12 Ayl\u0131k Ortalamal\u0131 T\u00dcFE+Y\u0130-\u00dcFE:<\/strong> T\u00dcFE ve Y\u0130-\u00dcFE\u2019nin a\u00e7\u0131klanan y\u0131ll\u0131k oranlar\u0131 toplan\u0131r ve ikiye b\u00f6l\u00fcn\u00fcr. \u00c7\u0131kan sonu\u00e7 zam oran\u0131n\u0131 verir.<\/p>\n\n\n\n<p><strong>Ge\u00e7en Y\u0131l\u0131n Ayn\u0131 Ay\u0131na G\u00f6re T\u00dcFE+Y\u0130-\u00dcFE:<\/strong> T\u00dcFE ve Y\u0130-\u00dcFE\u2019nin ge\u00e7en y\u0131l\u0131n ayn\u0131 ay\u0131na g\u00f6re de\u011fi\u015fim oranlar\u0131 toplan\u0131r ve ikiye b\u00f6l\u00fcn\u00fcr. \u00c7\u0131kan sonu\u00e7 maa\u015f zam oran\u0131d\u0131r.<\/p>\n\n\n\n<p>\u015eimdi, g\u00fcncel bir \u00f6rnekle bu oranlardan biri do\u011frultusunda hesap yapal\u0131m.<\/p>\n\n\n\n<p>Diyelim ki 12 ayl\u0131k ortalamal\u0131 T\u00dcFE do\u011frultusunda zam al\u0131yorsunuz ve maa\u015f d\u00f6neminiz ocak ay\u0131. Bu durumda Ocak 2020\u2019de enflasyon fark\u0131 do\u011frultusunda alaca\u011f\u0131n\u0131z zaml\u0131 maa\u015f hesaplamas\u0131 \u015fu \u015fekilde olacak:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Maa\u015f\u0131n\u0131z\u0131 T\u00dcFE oran\u0131 ile \u00e7arp\u0131n.<\/li>\n\n\n\n<li>\u00c7\u0131kan sonucu 100\u2019e b\u00f6l\u00fcn.<\/li>\n\n\n\n<li>\u00c7\u0131kan sonucu maa\u015f\u0131n\u0131za ekleyin.<\/li>\n<\/ul>\n\n\n\n<p>Ayl\u0131k maa\u015f\u0131n\u0131z 3.000 TL olsun, T\u00dcFE oran\u0131 ise %11,84.<\/p>\n\n\n\n<p>3.000 (maa\u015f\u0131n\u0131z) x 11,84 (yap\u0131lacak zam oran\u0131) = 35.520<\/p>\n\n\n\n<p>35.520 \/ 100 = 355,2<\/p>\n\n\n\n<p>3.000 (maa\u015f\u0131n\u0131z) + 355,2 (alaca\u011f\u0131n\u0131z zam) = 3.355,2 (zaml\u0131 maa\u015f\u0131n\u0131z)<\/p>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1602440998469\"><strong class=\"schema-faq-question\"><strong>Br\u00fctten Nete Maa\u015f Hesaplama Nas\u0131l Yap\u0131l\u0131r?<\/strong><br\/><\/strong> <p class=\"schema-faq-answer\">Net \u00fccret, maa\u015f\u0131n\u0131zdan \u00f6demeniz gereken vergiler ve primler d\u00fc\u015f\u00fcld\u00fckten sonra elinize ge\u00e7en para anlam\u0131na geliyor. Baz\u0131 \u015firketler direkt \u00e7al\u0131\u015fan\u0131n eline ge\u00e7ecek net \u00fccret \u00fczerinden anla\u015fma yaparken baz\u0131lar\u0131 da br\u00fct \u00fccret do\u011frultusunda \u00e7al\u0131\u015fanla anla\u015f\u0131r.<br\/>E\u011fer br\u00fct \u00fccret \u00fczerinden s\u00f6zle\u015fme imzalan\u0131rsa bu durumda \u00e7al\u0131\u015fan\u0131n eline ge\u00e7en maa\u015f aydan aya farkl\u0131l\u0131k g\u00f6steriyor. Bunun nedeni ise ayl\u0131k gelir vergisi, damga vergisi, SGK i\u015fveren primi, SGK primi gibi \u00f6deme kalemlerinin aylara g\u00f6re farkl\u0131l\u0131k g\u00f6stermesidir. Maa\u015f\u0131n\u0131z\u0131 ayl\u0131k olarak en sa\u011fl\u0131kl\u0131 \u015fekilde hesaplamak i\u00e7in ise hesaplama sitelerindeki motorlardan yard\u0131m alabilirsiniz.<\/p> <\/div> <\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"500\" src=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2020\/01\/enflasyona-gore-maas-hesaplama.jpg-adl\u0131-dosyan\u0131n-kopyas\u0131.jpg\" alt=\"Enflasyona G\u00f6re Maa\u015f Hesaplama\" class=\"wp-image-5682\" srcset=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2020\/01\/enflasyona-gore-maas-hesaplama.jpg-adl\u0131-dosyan\u0131n-kopyas\u0131.jpg 1000w, https:\/\/www.mapfre.com.tr\/blog\/media\/2020\/01\/enflasyona-gore-maas-hesaplama.jpg-adl\u0131-dosyan\u0131n-kopyas\u0131-300x150.jpg 300w, https:\/\/www.mapfre.com.tr\/blog\/media\/2020\/01\/enflasyona-gore-maas-hesaplama.jpg-adl\u0131-dosyan\u0131n-kopyas\u0131-768x384.jpg 768w, https:\/\/www.mapfre.com.tr\/blog\/media\/2020\/01\/enflasyona-gore-maas-hesaplama.jpg-adl\u0131-dosyan\u0131n-kopyas\u0131-585x293.jpg 585w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"baslik5\"><strong>B\u00fct\u00e7enizi Daha Sa\u011fl\u0131kl\u0131 Planlaman\u0131n Yolu: Sigorta<\/strong><\/h2>\n\n\n\n<p>Giderleriniz do\u011frultusunda gelirinizi kalemlere ay\u0131r\u0131yor ve bu do\u011frultuda planlama yap\u0131yorsunuz. Planlanmayan acil bir gider \u00e7\u0131kt\u0131\u011f\u0131nda ise ne yaz\u0131k ki evdeki hesap \u00e7ar\u015f\u0131ya uymuyor. Bu nedenle planlanmayan durumlara kar\u015f\u0131 da \u00f6nleminizi almak \u015fart. \u201c\u0130yi de bilmedi\u011fim \u015feye kar\u015f\u0131 nas\u0131l \u00f6nlem alabilirim?\u201d diye d\u00fc\u015f\u00fcnebilirsiniz. Biz size bu konuda yard\u0131mc\u0131 olal\u0131m. Mesela sa\u011fl\u0131k giderleri plans\u0131z harcamalar\u0131n ba\u015f\u0131nda geliyor. Acil bir sa\u011fl\u0131k harcamas\u0131 kar\u015f\u0131s\u0131nda g\u00fcvende hissetmek ve diledi\u011finiz \u00f6zel hastanede iyi bir \u015fekilde sa\u011fl\u0131k hizmetinden yararlanmak i\u00e7in MAPFRE Sigorta\u2019dan <a href=\"https:\/\/www.mapfre.com.tr\/sigorta-tr\/bireysel\/saglik\/saglik\/3s-saglik-sistemi\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (yeni sekmede a\u00e7\u0131l\u0131r)\">\u00f6zel sa\u011fl\u0131k sigortas\u0131<\/a> yapt\u0131rabilirsiniz.<\/p>\n\n\n\n<p>E\u011fer arac\u0131n\u0131z varsa trafikte ya\u015fayabilece\u011finiz olumsuz durumlara kar\u015f\u0131 da \u00f6nlem alman\u0131z\u0131 \u00f6neririz. <a href=\"https:\/\/www.mapfre.com.tr\/sigorta-tr\/bireysel\/oto\/oto\/zorunlu-trafik-sigortasi\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (yeni sekmede a\u00e7\u0131l\u0131r)\">Zorunlu Trafik Sigortas\u0131<\/a> sayesinde trafikteki di\u011fer ara\u00e7 ve yolcular\u0131 korurken \u00fczerinize d\u00fc\u015fen maddi-manevi y\u00fck\u00fc azaltabilirsiniz. <a href=\"https:\/\/www.mapfre.com.tr\/sigorta-tr\/bireysel\/oto\/oto\/kasko-sigortasi\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (yeni sekmede a\u00e7\u0131l\u0131r)\">Kasko Sigortas\u0131<\/a> ise arac\u0131n\u0131z\u0131 koruma alt\u0131na alman\u0131za yard\u0131mc\u0131 olur. Dilerseniz <a href=\"https:\/\/www.mapfre.com.tr\/blog\/yasa\/mapfre-sigortanin-arac-sigortalari-ile-guvence-altindasiniz\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (yeni sekmede a\u00e7\u0131l\u0131r)\">ara\u00e7 sigortalar\u0131n\u0131n avantajlar\u0131n\u0131<\/a> yaz\u0131m\u0131zdan inceleyebilirsiniz.<\/p>\n\n\n\n<p>MAPFRE Sigorta<br><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Maa\u015f zamm\u0131 hesaplama form\u00fcl\u00fc sayesinde yeni maa\u015f\u0131n\u0131z\u0131 ya da ald\u0131\u011f\u0131n\u0131z zamm\u0131n y\u00fczdesini \u00f6\u011frenmeniz m\u00fcmk\u00fcn. Maa\u015f art\u0131\u015f\u0131 nas\u0131l hesaplan\u0131r, yaz\u0131m\u0131zda anlatt\u0131k.<\/p>\n","protected":false},"author":3,"featured_media":5576,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7,887],"tags":[899],"class_list":["post-5575","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-iyi-yasam","category-yasa","tag-ipucu"],"_links":{"self":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/5575","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/comments?post=5575"}],"version-history":[{"count":12,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/5575\/revisions"}],"predecessor-version":[{"id":10616,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/5575\/revisions\/10616"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media\/5576"}],"wp:attachment":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media?parent=5575"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/categories?post=5575"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/tags?post=5575"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}