{"id":7110,"date":"2021-06-04T15:20:48","date_gmt":"2021-06-04T15:20:48","guid":{"rendered":"https:\/\/www.mapfre.com.tr\/blog\/?p=7110"},"modified":"2024-09-18T11:56:55","modified_gmt":"2024-09-18T11:56:55","slug":"tamamlayici-saglik-sigortasi-hakkinda-bilinmesi-gerekenler","status":"publish","type":"post","link":"https:\/\/www.mapfre.com.tr\/blog\/yasa\/tamamlayici-saglik-sigortasi-hakkinda-bilinmesi-gerekenler\/","title":{"rendered":"Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131 Hakk\u0131nda Bilmeniz Gerekenler"},"content":{"rendered":"\n<p>Hasta oldu\u011funuzda iyi bir \u015fekilde sa\u011fl\u0131k hizmeti alabilmek ya da rutin kontroller sayesinde \u00a0ortaya \u00e7\u0131kabilecek olas\u0131 sa\u011fl\u0131k sorunlar\u0131na kar\u015f\u0131 gerekli \u00f6nlemleri almak i\u00e7in \u00f6zel hastaneleri tercih etmek isteyebilirsiniz. Bu durumda ak\u0131llara ilk olarak \u00f6zel sa\u011fl\u0131k sigortas\u0131 gelse de asl\u0131nda tamamlay\u0131c\u0131 sa\u011fl\u0131k sigortalar\u0131 da b\u00fct\u00e7enizi zorlamadan anla\u015fmal\u0131 \u00f6zel hastanelerden hizmet alabilmek ad\u0131na olduk\u00e7a \u00f6nemli.<\/p>\n\n\n\n<p>Gelin, \u015fimdi, tamamlay\u0131c\u0131 sa\u011fl\u0131k sigortas\u0131 hakk\u0131nda bilmeniz gerekenleri s\u0131ralayal\u0131m.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-tamamlay-c-sa-l-k-sigortas-ile-zel-sa-l-k-sigortas-aras-ndaki-fark-nedir\"><strong>Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131 ile \u00d6zel Sa\u011fl\u0131k Sigortas\u0131 Aras\u0131ndaki Fark Nedir?<\/strong><\/h2>\n\n\n\n<p>\u0130ki sa\u011fl\u0131k sigortas\u0131 \u00fcr\u00fcn\u00fcn\u00fcn de amac\u0131, anla\u015fmal\u0131 \u00f6zel hastanelerde kaliteli sa\u011fl\u0131k hizmetini uygun fiyatlarla alman\u0131z\u0131 sa\u011flamak olsa da elbette aralar\u0131nda baz\u0131 farklar var:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>\u00d6zel sa\u011fl\u0131k sigortas\u0131ndan SGK\u2019l\u0131 olmasan\u0131z bile yararlanabilirsiniz, ama tamamlay\u0131c\u0131 sa\u011fl\u0131k sigortas\u0131ndan yararlanabilmek i\u00e7in SGK\u2019l\u0131 olman\u0131z \u015fartt\u0131r.<\/li><li>\u00d6zel sa\u011fl\u0131k sigortas\u0131nda hastanede belirli bir y\u00fczdeyi sigorta \u015firketi, kalan y\u00fczdeyi ise siz \u00f6dersiniz. Tamamlay\u0131c\u0131 sa\u011fl\u0131k sigortas\u0131nda ise, hi\u00e7bir fark \u00fccreti \u00f6demeksizin, sadece kanunen \u00f6demekle y\u00fck\u00fcml\u00fc oldu\u011funuz muayene ba\u015f\u0131na 15 TL kat\u0131l\u0131m pay\u0131 \u00f6dersiniz. Tabii ald\u0131\u011f\u0131n\u0131z sa\u011fl\u0131k hizmeti poli\u00e7enizde yer alm\u0131yorsa veya teminat d\u0131\u015f\u0131nda bulunan bir durum s\u00f6z konusuysa (poli\u00e7e olu\u015fturulmadan \u00f6nce var olan bir hastal\u0131k gibi) ya da limitleri a\u015f\u0131yorsa bu durumda ilgili giderlerde de\u011fi\u015fiklik ya\u015fanabilir.<\/li><li>Baz\u0131 \u00f6zel sa\u011fl\u0131k sigortas\u0131 \u00fcr\u00fcnlerinin yurt d\u0131\u015f\u0131nda da ge\u00e7erlili\u011fi olabilir ve yurt d\u0131\u015f\u0131nda ge\u00e7erli bu alternatifleri tercih edebilirsiniz. Fakat tamamlay\u0131c\u0131 sa\u011fl\u0131k sigortalar\u0131 T\u00fcrkiye Cumhuriyeti s\u0131n\u0131rlar\u0131 d\u00e2hilinde ge\u00e7erlidir.<\/li><li>\u00d6zel sa\u011fl\u0131k sigortalar\u0131nda ilk sigorta ba\u015flang\u0131\u00e7 tarihinden itibaren, baz\u0131 hastal\u0131klar i\u00e7in 12 ay bekleme s\u00fcresi uygulanmaktad\u0131r. Bu bekleme s\u00fcreleri \u015firketlere g\u00f6re de\u011fi\u015fiklik g\u00f6sterebilir. Tamamlay\u0131c\u0131 sa\u011fl\u0131k sigortalar\u0131nda da bekleme durumu ve s\u00fcresi \u015firketlere g\u00f6re farkl\u0131l\u0131k g\u00f6sterebilir. MAPFRE Sigorta Fark Yok Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131\u2019nda ise bekleme s\u00fcresi yoktur. Yani tamamlay\u0131c\u0131 sa\u011fl\u0131k sigortas\u0131 teminatlar\u0131ndan 1 y\u0131l beklemeden yararlan\u0131labilir.&nbsp;<\/li><\/ul>\n\n\n\n<p><a href=\"https:\/\/www.mapfre.com.tr\/blog\/yasa\/ozel-saglik-sigortasi-ile-tamamlayici-saglik-sigortasi-arasindaki-farklar\/\" target=\"_blank\" rel=\"noreferrer noopener\">Tamamlay\u0131c\u0131 sa\u011fl\u0131k sigortas\u0131 ve \u00f6zel sa\u011fl\u0131k sigortas\u0131 aras\u0131ndaki farklar<\/a> hakk\u0131nda daha detayl\u0131 bilgi almak i\u00e7in yaz\u0131m\u0131z\u0131 okuman\u0131z\u0131 \u00f6neririz.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"500\" src=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2021\/06\/tamamlayici-sigorta-kapsami.jpg\" alt=\"Tamamlay\u0131c\u0131 Sigorta Kapsam\u0131\" class=\"wp-image-7114\" srcset=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2021\/06\/tamamlayici-sigorta-kapsami.jpg 1000w, https:\/\/www.mapfre.com.tr\/blog\/media\/2021\/06\/tamamlayici-sigorta-kapsami-300x150.jpg 300w, https:\/\/www.mapfre.com.tr\/blog\/media\/2021\/06\/tamamlayici-sigorta-kapsami-768x384.jpg 768w, https:\/\/www.mapfre.com.tr\/blog\/media\/2021\/06\/tamamlayici-sigorta-kapsami-585x293.jpg 585w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-tamamlay-c-sa-l-k-sigortas-neleri-kapsar\"><strong>Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131 Neleri Kapsar?<\/strong><\/h2>\n\n\n\n<p>Tamamlay\u0131c\u0131 sa\u011fl\u0131k sigortas\u0131 kapsam\u0131n\u0131n ayr\u0131nt\u0131lar\u0131, olu\u015fturulan poli\u00e7eye g\u00f6re de\u011fi\u015fse de teminatlar\u0131n\u0131, ayakta tedavi teminat\u0131 ve yatarak tedavi teminat\u0131 olacak \u015fekilde iki grupta incelemek m\u00fcmk\u00fcn.<\/p>\n\n\n\n<p>Ayakta tedavi teminatlar\u0131 aras\u0131nda doktor muayenesi, tahlil, fizik tedavi giderleri, radyoloji ve modern te\u015fhis y\u00f6ntemleri yer al\u0131r. Yatarak tedavi kapsam\u0131nda ise d\u00e2hili ve cerrahi yat\u0131\u015f gerektiren durumlar, hayati bir tehlike nedeniyle yap\u0131lacak acil sa\u011fl\u0131k m\u00fcdahaleleri, k\u00fc\u00e7\u00fck m\u00fcdahaleler, kemoterapi ve radyoterapi bulunur.<\/p>\n\n\n\n<p>Dilerseniz MAPFRE Sigorta\u2019n\u0131n tamamlay\u0131c\u0131 sa\u011fl\u0131k sigortas\u0131 \u00fcr\u00fcn\u00fc olan <a href=\"https:\/\/www.mapfre.com.tr\/sigorta-tr\/bireysel\/saglik\/saglik\/fark-yok-tamamlayici-saglik-sigortasi\/\" target=\"_blank\" rel=\"noreferrer noopener\">Fark Yok Sigortas\u0131<\/a>\u2019n\u0131 inceleyerek ayr\u0131nt\u0131l\u0131 bilgi alabilirsiniz.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-tamamlay-c-sa-l-k-sigortas-fiyatlar-nas-l-belirlenir\"><strong>Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131 Fiyatlar\u0131 Nas\u0131l Belirlenir?<\/strong><\/h2>\n\n\n\n<p>Tamamlay\u0131c\u0131 sa\u011fl\u0131k sigortas\u0131 \u00fccretleri; poli\u00e7ede yer alan teminatlara ve limitlere, sigortal\u0131n\u0131n ya\u015f\u0131na, sa\u011fl\u0131k durumuna, hatta ya\u015fad\u0131\u011f\u0131 b\u00f6lgeye g\u00f6re de\u011fi\u015fiklik g\u00f6sterebilir.<\/p>\n\n\n\n<p>MAPFRE Sigorta Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131 poli\u00e7e teklifi alabilmek ve poli\u00e7enizi olu\u015fturmak i\u00e7in size en yak\u0131n <a href=\"https:\/\/form.mapfre.com.tr\/iletisim\/formlar\/acenteler\" target=\"_blank\" rel=\"noreferrer noopener\">acentemiz<\/a> ile ileti\u015fime ge\u00e7ebilirsiniz.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"500\" src=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2021\/06\/tamamlayici-sigorta-fiyatlari.jpg\" alt=\"Tamamlay\u0131c\u0131 Sigorta Fiyatlar\u0131\" class=\"wp-image-7113\" srcset=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2021\/06\/tamamlayici-sigorta-fiyatlari.jpg 1000w, https:\/\/www.mapfre.com.tr\/blog\/media\/2021\/06\/tamamlayici-sigorta-fiyatlari-300x150.jpg 300w, https:\/\/www.mapfre.com.tr\/blog\/media\/2021\/06\/tamamlayici-sigorta-fiyatlari-768x384.jpg 768w, https:\/\/www.mapfre.com.tr\/blog\/media\/2021\/06\/tamamlayici-sigorta-fiyatlari-585x293.jpg 585w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-tamamlay-c-sa-l-k-sigortas-nerelerde-ge-erlidir\"><strong>Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131 Nerelerde Ge\u00e7erlidir?<\/strong><\/h2>\n\n\n\n<p>Tamamlay\u0131c\u0131 sa\u011fl\u0131k sigortas\u0131 poli\u00e7eniz sayesinde SGK ile anla\u015fmal\u0131 hangi \u00f6zel hastaneye gidip sa\u011fl\u0131k hizmeti alabilece\u011finiz, sigorta \u00fcr\u00fcn\u00fcne ve sigorta \u015firketine g\u00f6re de\u011fi\u015fiklik g\u00f6sterebilir. E\u011fer MAPFRE Sigorta Fark Yok Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131\u2019n\u0131n hangi sa\u011fl\u0131k kurumlar\u0131nda ge\u00e7erli oldu\u011funu \u00f6\u011frenmek istiyorsan\u0131z <a href=\"https:\/\/www.mapfre.com.tr\/sigorta-tr\/iletisim\/anlasmali-kuruluslar\/anlasmali-kuruluslar\/anlasmali-saglik-kuruluslari\/\" target=\"_blank\" rel=\"noreferrer noopener\">Anla\u015fmal\u0131 Sa\u011fl\u0131k Kurulu\u015flar\u0131<\/a> sayfam\u0131z\u0131 ziyaret edebilirsiniz.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-tamamlay-c-sa-l-k-sigortas-ya-s-n-r-nedir\"><strong>Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131 Ya\u015f S\u0131n\u0131r\u0131 Nedir?<\/strong><\/h2>\n\n\n\n<p>Ya\u015f s\u0131n\u0131r\u0131, bir sigorta \u00fcr\u00fcnden yararlanabilece\u011finiz maksimum ya\u015ft\u0131r. Hangi sigorta \u00fcr\u00fcn\u00fcn\u00fcn ya\u015f s\u0131n\u0131r\u0131n\u0131n ka\u00e7 oldu\u011fu ise sigorta \u015firketine ve \u00fcr\u00fcne g\u00f6re de\u011fi\u015fiklik g\u00f6sterebilir. MAPFRE Sigorta Fark Yok Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131\u2019n\u0131n ya\u015f s\u0131n\u0131r\u0131 60\u2019t\u0131r. Fakat 55 ya\u015f ve \u00f6ncesinde Fark Yok Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131 poli\u00e7esi olu\u015fturulmu\u015f ve kesintisiz olarak devam ettirilmi\u015fse 60 ya\u015f sonras\u0131nda da bu sigortan\u0131n poli\u00e7esi sat\u0131n al\u0131nabilir.<\/p>\n\n\n\n<p>MAPFRE Sigorta Fark Yok Sa\u011fl\u0131k Sigortas\u0131 hakk\u0131nda merak etti\u011finiz di\u011fer konular i\u00e7in <a href=\"https:\/\/www.mapfre.com.tr\/sigorta-tr\/bireysel\/saglik\/saglik\/fark-yok-tamamlayici-saglik-sigortasi\/merak-ettikleriniz.jsp\" target=\"_blank\" rel=\"noreferrer noopener\">Merak Ettikleriniz<\/a> sayfam\u0131z\u0131 ziyaret edebilir ya da <a href=\"https:\/\/www.mapfre.com.tr\/blog\/yasa\/tamamlayici-saglik-sigortasi-ne-demek-ne-ise-yarar\/\">Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131 Ne Demek, Ne \u0130\u015fe Yarar<\/a>? ba\u015fl\u0131kl\u0131 yaz\u0131m\u0131z\u0131 okuyarak bu sigorta \u00fcr\u00fcn\u00fcn\u00fc daha yak\u0131ndan tan\u0131yabilirsiniz.<\/p>\n\n\n\n<p>Sa\u011fl\u0131kl\u0131 g\u00fcnler dileriz.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Tamamlay\u0131c\u0131 sa\u011fl\u0131k sigortas\u0131 ile de \u00f6zel hastanelerden sa\u011fl\u0131k hizmeti alabilirsiniz! Tamamlay\u0131c\u0131 sa\u011fl\u0131k sigortas\u0131 ile ilgili merak ettikleriniz yaz\u0131m\u0131zda.<\/p>\n","protected":false},"author":3,"featured_media":7112,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7,887],"tags":[899,901],"class_list":["post-7110","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-iyi-yasam","category-yasa","tag-ipucu","tag-saglik"],"_links":{"self":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/7110","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/comments?post=7110"}],"version-history":[{"count":3,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/7110\/revisions"}],"predecessor-version":[{"id":7142,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/7110\/revisions\/7142"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media\/7112"}],"wp:attachment":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media?parent=7110"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/categories?post=7110"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/tags?post=7110"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}