{"id":7398,"date":"2021-10-15T12:25:31","date_gmt":"2021-10-15T12:25:31","guid":{"rendered":"https:\/\/www.mapfre.com.tr\/blog\/?p=7398"},"modified":"2024-09-18T11:56:32","modified_gmt":"2024-09-18T11:56:32","slug":"ruhsatsiz-evlere-dask-yapilir-mi","status":"publish","type":"post","link":"https:\/\/www.mapfre.com.tr\/blog\/yasa\/ruhsatsiz-evlere-dask-yapilir-mi\/","title":{"rendered":"Ruhsats\u0131z Evlere DASK Yap\u0131l\u0131r m\u0131? Hangi Binalar DASK Yapt\u0131ramaz?"},"content":{"rendered":"\n<p>Hepimiz hakl\u0131 olarak g\u00fcvenli yap\u0131larda ya\u015famak istiyoruz. Bir yap\u0131 projesinin in\u015faya uygun olup olmamas\u0131 ise bu do\u011frultuda olduk\u00e7a \u00f6nemli bir kriter. Yap\u0131 ruhsat\u0131 olarak bilinen in\u015faya uygunluk durumu, binan\u0131n deprem gibi do\u011fal afetlere kar\u015f\u0131 g\u00fcvenilirli\u011fi, hatta do\u011fal afetlere kar\u015f\u0131 g\u00fcvence olu\u015fturma konusunda bile belirleyici olabilir. Peki, ruhsats\u0131z eve deprem sigortas\u0131 yap\u0131l\u0131r m\u0131?<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-ruhsats-z-eve-zorunlu-deprem-sigortas-yapt-r-labilir-mi\"><strong>Ruhsats\u0131z Eve Zorunlu Deprem Sigortas\u0131 Yapt\u0131r\u0131labilir mi?<\/strong><\/h2>\n\n\n\n<p>DASK olarak da bilinen Deprem Sigortas\u0131 iste\u011fe ba\u011fl\u0131 bir sigorta t\u00fcr\u00fc de\u011fildir. Ev sahiplerinin her y\u0131l yenilemesi gereken Zorunlu Deprem Sigortas\u0131, binada deprem nedeniyle olu\u015fabilecek hasarlar\u0131 poli\u00e7ede belirtilen limitler ve teminatlar do\u011frultusunda kar\u015f\u0131lamay\u0131 ama\u00e7lar.<\/p>\n\n\n\n<p>Fakat baz\u0131 yap\u0131lara Zorunlu Deprem Sigortas\u0131 yapt\u0131r\u0131lamaz. Ayr\u0131ca ruhsat\u0131 ve imar izni olmayan yap\u0131lar ka\u00e7ak olarak kabul edildi\u011finden bu tip binalara da DASK yap\u0131lamaz. Zorunlu Deprem Sigortas\u0131 i\u015flemlerinin yap\u0131lmas\u0131 i\u00e7in \u00f6ncelikle binan\u0131n imar onay\u0131n\u0131n al\u0131nmas\u0131 gerekir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>DASK Kapsam\u0131 D\u0131\u015f\u0131ndaki Binalar Nelerdir?<\/strong><\/h2>\n\n\n\n<p>Ruhsats\u0131z binalar\u0131n yan\u0131 s\u0131ra baz\u0131 yap\u0131lar da DASK taraf\u0131ndan g\u00fcvence alt\u0131na al\u0131nmaz. Zorunlu Deprem Sigortas\u0131 kapsam\u0131 d\u0131\u015f\u0131nda kalan binalar\u0131 \u015fu \u015fekilde s\u0131ralayabiliriz:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>\u0130n\u015fas\u0131 tamamlanmam\u0131\u015f yap\u0131lar<\/li><li>M\u00fchendislik hizmeti olmadan in\u015fa edilen projeler<\/li><li>Y\u0131k\u0131lmas\u0131na karar verilen binalar<\/li><li>Kolonlar\u0131 kesilen ya da benzer y\u00f6ntemlerle g\u00fc\u00e7s\u00fcz k\u0131l\u0131nm\u0131\u015f binalar<\/li><li>K\u00f6y n\u00fcfusuna kay\u0131tl\u0131 olan ki\u015filerin yapm\u0131\u015f oldu\u011fu k\u00f6y binalar\u0131<\/li><li>Kamu binalar\u0131 ve ba\u011f\u0131ms\u0131z alanlar<\/li><li>Tamamen ticari ama\u00e7la kullan\u0131lan i\u015f hanlar\u0131 ve i\u015f merkezleri<\/li><li>Tapuda kayd\u0131 bulunmayan t\u00fcm yap\u0131lar<\/li><\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"500\" src=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2021\/10\/hangi-binalara-dask-yapilmaz.jpg\" alt=\"Hangi Binalara Dask Yap\u0131lmaz\" class=\"wp-image-7401\" srcset=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2021\/10\/hangi-binalara-dask-yapilmaz.jpg 1000w, https:\/\/www.mapfre.com.tr\/blog\/media\/2021\/10\/hangi-binalara-dask-yapilmaz-300x150.jpg 300w, https:\/\/www.mapfre.com.tr\/blog\/media\/2021\/10\/hangi-binalara-dask-yapilmaz-768x384.jpg 768w, https:\/\/www.mapfre.com.tr\/blog\/media\/2021\/10\/hangi-binalara-dask-yapilmaz-585x293.jpg 585w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">DASK Yapt\u0131r\u0131lmazsa Ne Olur?<\/h2>\n\n\n\n<p>DASK, deprem ve depremden sonra bu do\u011fal afet nedeniyle olu\u015fabilecek hasarlar\u0131 azami teminat tutar\u0131n\u0131 ge\u00e7meyecek \u015fekilde kar\u015f\u0131lamay\u0131 ama\u00e7lar. Zorunlu Deprem Sigortas\u0131 yap\u0131lmad\u0131\u011f\u0131 ya da yenilenmedi\u011fi takdirde ise deprem nedeniyle olu\u015fabilecek hasarlar kar\u015f\u0131lanmaz. Dolay\u0131s\u0131yla DASK\u2019\u0131n olmad\u0131\u011f\u0131 yerde maddi g\u00fcvencenin de olmad\u0131\u011f\u0131n\u0131 s\u00f6yleyebiliriz. K\u0131sacas\u0131 DASK yapt\u0131rmak, deprem sebebiyle ya\u015fayabilece\u011finiz hasar gibi durumlara kar\u015f\u0131 avantaj sa\u011flar. Dilerseniz <a href=\"https:\/\/www.mapfre.com.tr\/blog\/yasa\/dask-nedir-nasil-hesaplanir-ve-avantajlari-nelerdir\/\" target=\"_blank\" rel=\"noreferrer noopener\">Zorunlu Deprem Sigortas\u0131\u2019n\u0131n avantajlar\u0131na<\/a> yaz\u0131m\u0131zdan ula\u015fabilirsiniz.<\/p>\n\n\n\n<p>Bunun yan\u0131 s\u0131ra Zorunlu Deprem Sigortas\u0131 poli\u00e7eniz olmad\u0131\u011f\u0131 takdirde tapu i\u015flemlerini ger\u00e7ekle\u015ftiremez; do\u011fal gaz, su, elektrik gibi abonelik i\u015flemlerini yapamazs\u0131n\u0131z. Ayr\u0131ca konut kredisi kullanmak i\u00e7in de DASK poli\u00e7esi \u015fart\u0131 aran\u0131r. Poli\u00e7eniz bitti\u011finde de bu tarz sorunlar ya\u015fayabilirsiniz.<\/p>\n\n\n\n<p>Bunlar\u0131 ya\u015famak istemiyorsan\u0131z var olan DASK poli\u00e7enizin biti\u015f tarihini \u00f6\u011frenmeniz faydal\u0131 olabilir. \u0130nternetten kolayl\u0131kla DASK poli\u00e7esi sorgulama i\u015flemini yapabilirsiniz. \u201c<a href=\"https:\/\/www.mapfre.com.tr\/blog\/yasa\/dask-policesi-nasil-sorgulanir\/\" target=\"_blank\" rel=\"noreferrer noopener\">DASK poli\u00e7esi nas\u0131l sorgulan\u0131r<\/a>?\u201d sorusunun cevab\u0131 i\u00e7in yaz\u0131m\u0131z\u0131 okuyabilirsiniz.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"500\" src=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2021\/10\/Dask-yaptirilmazsa-ne-olur.jpg\" alt=\"Dask Yapt\u0131r\u0131lmazsa Ne Olur\" class=\"wp-image-7400\" srcset=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2021\/10\/Dask-yaptirilmazsa-ne-olur.jpg 1000w, https:\/\/www.mapfre.com.tr\/blog\/media\/2021\/10\/Dask-yaptirilmazsa-ne-olur-300x150.jpg 300w, https:\/\/www.mapfre.com.tr\/blog\/media\/2021\/10\/Dask-yaptirilmazsa-ne-olur-768x384.jpg 768w, https:\/\/www.mapfre.com.tr\/blog\/media\/2021\/10\/Dask-yaptirilmazsa-ne-olur-585x293.jpg 585w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>DASK \u0130\u00e7in Gerekli Belgeler Nelerdir?<\/strong><\/h2>\n\n\n\n<p>Zorunlu Deprem Sigortas\u0131 poli\u00e7esini olu\u015fturabilmek i\u00e7in baz\u0131 belgelere ihtiyac\u0131n\u0131z vard\u0131r. Peki, bu belgeler neler?<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Sigortal\u0131n\u0131n kimlik bilgileri (ad\u0131, soyad\u0131, T.C. kimlik numaras\u0131)<\/li><li>Sigortal\u0131n\u0131n ikamet adresi<\/li><li>Sigortal\u0131n\u0131n cep telefonu numaras\u0131<\/li><li>Sigortalanacak konutun a\u00e7\u0131k adresi<\/li><li>Konut bilgileri (in\u015fa ya\u015f\u0131, kat say\u0131s\u0131, yap\u0131 tarz\u0131, hasar durumu, br\u00fct y\u00fcz \u00f6l\u00e7\u00fcm\u00fc)<\/li><li>Konutun tapu bilgileri<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Zorunlu Deprem Sigortas\u0131 Fiyatlar\u0131 Ne Kadar?<\/strong><\/h2>\n\n\n\n<p>DASK poli\u00e7e fiyatlar\u0131 pek \u00e7ok kriterin de\u011ferlendirilmesiyle belirlenir. Binan\u0131n yap\u0131 tarz\u0131, bina ya\u015f\u0131, binadaki kat say\u0131s\u0131, meskenin y\u00fcz \u00f6l\u00e7\u00fcm\u00fc, binan\u0131n bulundu\u011fu il, il\u00e7e gibi konum bilgileri ve bu konumun deprem risk durumu gibi detaylar bu do\u011frultuda belirleyicidir. Yani her bina i\u00e7in verilen teklif farkl\u0131 olabilir.<\/p>\n\n\n\n<p>Dilerseniz \u201c<a href=\"https:\/\/dask.mapfre.com.tr\/dask-zorunlu-deprem-sigortasi-prim-hesaplama\/tr\/#\/landing\" target=\"_blank\" rel=\"noreferrer noopener\">DASK Teklifi<\/a>\u201d sayfam\u0131z\u0131 ziyaret ederek Zorunlu Deprem Sigortas\u0131 fiyat bilgisi alabilir ve <a href=\"https:\/\/www.mapfre.com.tr\/sigorta-tr\/bireysel\/zorunlu-deprem-sigortasi\/\" target=\"_blank\" rel=\"noreferrer noopener\">Zorunlu Deprem Sigortas\u0131<\/a> sayfam\u0131z\u0131 ziyaret ederek bu sigorta \u00fcr\u00fcn\u00fcm\u00fcz hakk\u0131nda ayr\u0131nt\u0131l\u0131 bilgi edinebilirsiniz.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"500\" src=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2021\/10\/hangi-binalar-dask-yaptiramaz.jpg\" alt=\"Hangi Binalar Dask Yapt\u0131ramaz\" class=\"wp-image-7402\" srcset=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2021\/10\/hangi-binalar-dask-yaptiramaz.jpg 1000w, https:\/\/www.mapfre.com.tr\/blog\/media\/2021\/10\/hangi-binalar-dask-yaptiramaz-300x150.jpg 300w, https:\/\/www.mapfre.com.tr\/blog\/media\/2021\/10\/hangi-binalar-dask-yaptiramaz-768x384.jpg 768w, https:\/\/www.mapfre.com.tr\/blog\/media\/2021\/10\/hangi-binalar-dask-yaptiramaz-585x293.jpg 585w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Oturdu\u011funuz Evin G\u00fcvenli\u011finden Emin Olun<\/strong><\/h2>\n\n\n\n<p>Zorunlu Deprem Sigortas\u0131 sayesinde deprem sebebiyle olu\u015fabilecek maddi hasarlar\u0131 kar\u015f\u0131layabilirsiniz. Bu olduk\u00e7a \u00f6nemli olsa da can g\u00fcvenli\u011finizi sa\u011flamak i\u00e7in bundan daha fazlas\u0131n\u0131 yapman\u0131z gerekebilir. Hasarl\u0131 binalarda ya\u015famamak ise yapman\u0131z gereken \u00f6ncelikli \u015fey! Peki, evinizin depreme kar\u015f\u0131 dayan\u0131kl\u0131 olup olmad\u0131\u011f\u0131n\u0131 nas\u0131l bileceksiniz? Bunun i\u00e7in yetkili kurulu\u015flar\u0131n yapt\u0131\u011f\u0131 deprem dayan\u0131kl\u0131l\u0131k testi olduk\u00e7a b\u00fcy\u00fck \u00f6nem ta\u015f\u0131yor, fakat binan\u0131zdaki baz\u0131 durumlar da bu konuda size fikir verebilir. \u201c<a href=\"https:\/\/www.mapfre.com.tr\/blog\/yasa\/binanin-depreme-dayanikli-oldugu-nasil-anlasilir\/\" target=\"_blank\" rel=\"noreferrer noopener\">Binan\u0131n depreme dayan\u0131kl\u0131 oldu\u011fu nas\u0131l anla\u015f\u0131l\u0131r<\/a>?\u201d sorusunun yan\u0131t\u0131n\u0131 almak i\u00e7in yaz\u0131m\u0131z\u0131 okuyabilirsiniz.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>DASK, deprem nedeniyle olu\u015fabilecek maddi hasarlar\u0131n belli oranda kar\u015f\u0131lanmas\u0131n\u0131 ama\u00e7l\u0131yor. Peki, ruhsats\u0131z evlere DASK yap\u0131l\u0131r m\u0131? Cevab\u0131 yaz\u0131m\u0131zda!<\/p>\n","protected":false},"author":3,"featured_media":7403,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[887,1970],"tags":[899],"class_list":["post-7398","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yasa","category-yasam-alani-yasa","tag-ipucu"],"_links":{"self":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/7398","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/comments?post=7398"}],"version-history":[{"count":1,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/7398\/revisions"}],"predecessor-version":[{"id":7404,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/7398\/revisions\/7404"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media\/7403"}],"wp:attachment":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media?parent=7398"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/categories?post=7398"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/tags?post=7398"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}