{"id":7669,"date":"2025-08-01T13:59:42","date_gmt":"2025-08-01T13:59:42","guid":{"rendered":"https:\/\/www.mapfre.com.tr\/blog\/?p=7669"},"modified":"2025-08-01T14:01:31","modified_gmt":"2025-08-01T14:01:31","slug":"4a-4b-4c-sigortali-nedir","status":"publish","type":"post","link":"https:\/\/www.mapfre.com.tr\/blog\/yasa\/4a-4b-4c-sigortali-nedir\/","title":{"rendered":"4a, 4b, 4c Sigortal\u0131 Nedir? Farklar\u0131 Nelerdir?"},"content":{"rendered":"\n<p>Sigortal\u0131 olarak \u00e7al\u0131\u015fmak, beraberinde sosyal g\u00fcvencelerden yararlanabilme imk\u00e2n\u0131n\u0131 getirir. \u00dclkemizde t\u00fcm sigortal\u0131 \u00e7al\u0131\u015fanlar Sosyal G\u00fcvenlik Kurumu (SGK) g\u00fcvencesi alt\u0131ndad\u0131r. Sigortal\u0131lar meslek t\u00fcrlerine, hizmet verdikleri alanlara g\u00f6re farkl\u0131 numara ve harfleri bar\u0131nd\u0131ran sigorta t\u00fcrleriyle s\u0131n\u0131fland\u0131r\u0131l\u0131rlar. \u015eimdi, bu \u00e7al\u0131\u015fma alanlar\u0131n\u0131 ifade eden 4a, 4b ve 4c sigortal\u0131 t\u00fcrlerinin ne demek oldu\u011funa, farklar\u0131na daha yak\u0131ndan bakal\u0131m.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\"><strong>4a Sigortal\u0131 Ne Demek?<\/strong><\/h2>\n\n\n\n<p>4a sigortas\u0131, eski ad\u0131yla SSK\u2019ya prim \u00f6demesi yap\u0131lan s\u00f6zle\u015fmeli \u00e7al\u0131\u015fanlar\u0131 kapsar. \u00d6rne\u011fin bir ma\u011fazada sat\u0131\u015f sorumlusu, bir \u015firkette muhasebeci ya da bir ajansta tasar\u0131m sorumlusu olarak \u00e7al\u0131\u015fanlar, 4a kapsam\u0131nda sigortalan\u0131rlar.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>4b Sigortal\u0131 Ne Demek?<\/strong><\/h2>\n\n\n\n<p>4b sigorta sistemi Eskiden BA\u011e-KUR olarak bilinen sigortad\u0131r. 4b sistemine dahil olanlar, ba\u011f\u0131ms\u0131z olarak \u00e7al\u0131\u015fan yani kendi mesle\u011fini icra eden ki\u015filerdir. Yani k\u0131saca \u015fah\u0131s \u015firketlerinin, sanatk\u00e2rlar\u0131n, serbest meslek gruplar\u0131n\u0131n d\u00e2hil oldu\u011fu grup 4b sistemidir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>4c Sigortal\u0131 Ne Demek?<\/strong><\/h2>\n\n\n\n<p>4c sistemi yani eski ad\u0131yla Emekli Sand\u0131\u011f\u0131, devlet memuru olarak hizmet eden kadrolu \u00e7al\u0131\u015fanlar\u0131n bulundu\u011fu gruptur. Ek olarak Devlet Personel Ba\u015fkanl\u0131\u011f\u0131 ve Maliye Bakanl\u0131\u011f\u0131\u2019n\u0131n ortak g\u00f6r\u00fc\u015f\u00fcne g\u00f6re belirli bir adet ve \u00fccret s\u0131n\u0131r\u0131 i\u00e7inde s\u00f6zle\u015fme ile \u00e7al\u0131\u015fanlar da bu sisteme d\u00e2hildir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>4a, 4b, 4c Hizmet D\u00f6k\u00fcm\u00fc Nedir?<\/strong><\/h2>\n\n\n\n<p>Her \u00e7al\u0131\u015fan tabii ki sigortas\u0131n\u0131n yat\u0131r\u0131lmas\u0131 konusunda bir sorun olup olmad\u0131\u011f\u0131n\u0131, \u00e7al\u0131\u015ft\u0131\u011f\u0131 g\u00fcn i\u00e7in yat\u0131r\u0131lan sigorta primini, hatta \u00e7al\u0131\u015ft\u0131\u011f\u0131 g\u00fcn say\u0131s\u0131n\u0131 \u00f6\u011frenme hakk\u0131na sahip. \u0130\u015fte, Sosyal G\u00fcvenlik Kurumu 4a, 4b ve 4c hizmet d\u00f6k\u00fcmleri, sigorta ve prim bilgilerini bulunduran belgelerdir. Hizmet d\u00f6k\u00fcmlerinde yer alan bilgiler ise \u015f\u00f6yle:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Sigortal\u0131n\u0131n i\u015fe giri\u015f ve \u00e7\u0131k\u0131\u015f tarihi<\/li>\n\n\n\n<li>Sigortal\u0131 \u00e7al\u0131\u015f\u0131lan g\u00fcnlerin say\u0131s\u0131<\/li>\n\n\n\n<li>Primlerin hangi aylarda yatt\u0131\u011f\u0131<\/li>\n\n\n\n<li>Aylara g\u00f6re yat\u0131r\u0131lan prim miktarlar\u0131<\/li>\n\n\n\n<li>Toplam prim \u00f6deme g\u00fcn say\u0131s\u0131<\/li>\n\n\n\n<li>\u00c7al\u0131\u015f\u0131lan i\u015f yeri<\/li>\n\n\n\n<li>Tescil kayd\u0131<\/li>\n\n\n\n<li>4b sigortal\u0131 ki\u015filer i\u00e7in basamak bilgisi<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>4a, 4b, 4c Hizmet D\u00f6k\u00fcm\u00fc Sorgulama Nas\u0131l Yap\u0131l\u0131r?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"724\" height=\"483\" src=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2022\/02\/4a-4b-4c-hizmet-dokumu-sorgulama-1.jpg\" alt=\"4a, 4b, 4c Hizmet D\u00f6k\u00fcm\u00fc Sorgulama\" class=\"wp-image-7987\" srcset=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2022\/02\/4a-4b-4c-hizmet-dokumu-sorgulama-1.jpg 724w, https:\/\/www.mapfre.com.tr\/blog\/media\/2022\/02\/4a-4b-4c-hizmet-dokumu-sorgulama-1-300x200.jpg 300w, https:\/\/www.mapfre.com.tr\/blog\/media\/2022\/02\/4a-4b-4c-hizmet-dokumu-sorgulama-1-585x390.jpg 585w, https:\/\/www.mapfre.com.tr\/blog\/media\/2022\/02\/4a-4b-4c-hizmet-dokumu-sorgulama-1-263x175.jpg 263w\" sizes=\"auto, (max-width: 724px) 100vw, 724px\" \/><\/figure>\n\n\n\n<p>Ba\u011fl\u0131 oldu\u011funuz sigorta sistemindeki hizmet d\u00f6k\u00fcm\u00fcn\u00fc sorgulamak olduk\u00e7a kolay. e-Devlet kap\u0131s\u0131 \u00fczerinden sigorta hizmet d\u00f6k\u00fcm\u00fc sorgulamas\u0131 yapman\u0131z m\u00fcmk\u00fcn. e-Devlet sitesinden <a href=\"https:\/\/www.turkiye.gov.tr\/sgk-tescil-ve-hizmet-dokumu\" target=\"_blank\" rel=\"noreferrer noopener\">SGK Tescil ve Hizmet D\u00f6k\u00fcm\u00fc \/ \u0130\u015fyeri Unvan Listesi<\/a> sekmesine girip ard\u0131ndan TC kimlik numaras\u0131 ve \u015fifre ile giri\u015f yaparak hizmet ve prim bilgilerinizi g\u00f6r\u00fcnt\u00fcleyebilirsiniz.&nbsp;<\/p>\n\n\n\n<p>Dilerseniz emeklilik ile ilgili merak etti\u011finiz; emekli ayl\u0131k \u00f6demesi ve kesintileri, emeklilik i\u015flemleri i\u00e7in gerekli evraklar\u0131n takibi gibi her t\u00fcrl\u00fc sorunun cevab\u0131n\u0131 da SGK web sayfas\u0131 \u00fczerinden bulabilirsiniz.<\/p>\n\n\n\n<p>Sigortal\u0131 olarak \u00e7al\u0131\u015farak hem bug\u00fcn\u00fcn\u00fcz\u00fc hem gelece\u011finizi g\u00fcvence alt\u0131na almak istemeniz gayet normal. SGK sistemindeki sigortalar da tam olarak sizi g\u00fcvenceye alan sistemlerdir. Fakat hayat sigortas\u0131 \u00fcr\u00fcnleri sayesinde daha sa\u011flam g\u00fcvencelerle hem kendinizi hem sevdiklerinizi maddi-manevi koruma alt\u0131na alman\u0131z da m\u00fcmk\u00fcn. O halde gelin, hayat sigortas\u0131n\u0131n ne oldu\u011funu ve teminatlar\u0131n\u0131 yak\u0131ndan inceleyelim.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-hayat-sigortas-nedir-teminatlar-nelerdir\"><strong>Hayat Sigortas\u0131 Nedir, Teminatlar\u0131 Nelerdir?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"724\" height=\"483\" src=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2022\/02\/4a-4b-4c-hizmet-dokumu-sorgulama-nasil-yapilir-1.jpg\" alt=\"4a, 4b, 4c Hizmet D\u00f6k\u00fcm\u00fc Sorgulama Nas\u0131l Yap\u0131l\u0131r\" class=\"wp-image-7986\" srcset=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2022\/02\/4a-4b-4c-hizmet-dokumu-sorgulama-nasil-yapilir-1.jpg 724w, https:\/\/www.mapfre.com.tr\/blog\/media\/2022\/02\/4a-4b-4c-hizmet-dokumu-sorgulama-nasil-yapilir-1-300x200.jpg 300w, https:\/\/www.mapfre.com.tr\/blog\/media\/2022\/02\/4a-4b-4c-hizmet-dokumu-sorgulama-nasil-yapilir-1-585x390.jpg 585w, https:\/\/www.mapfre.com.tr\/blog\/media\/2022\/02\/4a-4b-4c-hizmet-dokumu-sorgulama-nasil-yapilir-1-263x175.jpg 263w\" sizes=\"auto, (max-width: 724px) 100vw, 724px\" \/><\/figure>\n\n\n\n<p>Hayat sigortas\u0131, her t\u00fcrl\u00fc vefat durumunda sigortal\u0131n\u0131n ailesine ya da belirtti\u011fi ki\u015filere sigorta \u015firketi taraf\u0131ndan tazminat \u00f6denmesini sa\u011flayan sigorta t\u00fcr\u00fcd\u00fcr. Sigorta poli\u00e7esindeki lehtarlar yani sigortal\u0131n\u0131n belirtece\u011fi ki\u015filer \u201cher t\u00fcrl\u00fc vefat ana teminat\u0131\u201d ile korunacak ki\u015filerdir.&nbsp;<\/p>\n\n\n\n<p>Tabii her sigortada oldu\u011fu gibi hayat sigortas\u0131nda da ek teminatlar s\u00f6z konusu. Bunlar, kaza veya hastal\u0131k sonucunda s\u00fcrekli sakatl\u0131k ve kaza sonucu tedavi masraf\u0131 teminatlar\u0131d\u0131r. Her t\u00fcrl\u00fc vefat teminat\u0131 ile sigortal\u0131 ki\u015fi, ailesini ya da sevdi\u011fi ki\u015fileri koruma alt\u0131na al\u0131r. D\u00e2imi sakatl\u0131k, kaza gibi durumlarda ise sigortal\u0131 ki\u015finin kendisi g\u00fcvencede olur.&nbsp;<\/p>\n\n\n\n<p>Siz de hayat sigortas\u0131 \u00fcr\u00fcnlerinden faydalanarak ailenizi, sevdiklerinizi ve kendinizi g\u00fcvence alt\u0131na alarak bug\u00fcn\u00fc ve yar\u0131n\u0131n\u0131 d\u00fc\u015f\u00fcnmeden ya\u015fam\u0131n\u0131za devam etmek ister misiniz? O halde <a href=\"https:\/\/www.mapfre.com.tr\/blog\/yasa\/hayat-sigortasi-teminatlari-nelerdir\/\" target=\"_blank\" rel=\"noreferrer noopener\">hayat sigortas\u0131 \u00fcr\u00fcnlerini ve teminatlar\u0131n\u0131<\/a> anlatt\u0131\u011f\u0131m\u0131z yaz\u0131m\u0131za g\u00f6z atabilirsiniz.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Adlar\u0131n\u0131 s\u0131kl\u0131kla duydu\u011fumuz &#8220;4A-4B-4C sigortal\u0131 ne demek?&#8221; ve 4A-4B-4C hizmet d\u00f6k\u00fcm\u00fc sorgulama hakk\u0131nda ihtiyac\u0131n\u0131z olan bilgiler i\u015fte burada!<\/p>\n","protected":false},"author":3,"featured_media":7671,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7,887],"tags":[899,905],"class_list":["post-7669","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-iyi-yasam","category-yasa","tag-ipucu","tag-kariyer"],"_links":{"self":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/7669","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/comments?post=7669"}],"version-history":[{"count":7,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/7669\/revisions"}],"predecessor-version":[{"id":10465,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/7669\/revisions\/10465"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media\/7671"}],"wp:attachment":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media?parent=7669"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/categories?post=7669"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/tags?post=7669"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}