{"id":781,"date":"2019-08-08T02:00:02","date_gmt":"2019-08-08T02:00:02","guid":{"rendered":"https:\/\/www.mapfre.com.tr\/blog\/?p=781"},"modified":"2024-09-18T12:51:56","modified_gmt":"2024-09-18T12:51:56","slug":"neden-konut-sigortasi-yaptirmalisiniz","status":"publish","type":"post","link":"https:\/\/www.mapfre.com.tr\/blog\/yasa\/neden-konut-sigortasi-yaptirmalisiniz\/","title":{"rendered":"Bilinenden \u00d6nemli: Neden Konut Sigortas\u0131 Yapt\u0131rmal\u0131s\u0131n\u0131z?"},"content":{"rendered":"<p>Eviniz, kendinizi en g\u00fcvende ve huzurlu hissetti\u011finiz yegane alanlardan biri. Evinize ya da evinizin i\u00e7erisindeki de\u011ferli e\u015fyaya zarar gelmesini ise herkes gibi siz de istemiyorsunuz. Peki, bu konuda \u00f6nleminizi ald\u0131n\u0131z m\u0131? Ev sigortalar\u0131 sayesinde evinizi ve e\u015fyan\u0131z\u0131 risklere kar\u015f\u0131 koruyabilir, hatta hayat\u0131n\u0131z\u0131 kolayla\u015ft\u0131rabilirsiniz. \u015eimdi; ev sigortas\u0131 nedir, konut sigortas\u0131 \u00e7e\u015fitleri nelerdir, hangi teminatlar\u0131 kapsar gibi sorular\u0131n cevaplar\u0131n\u0131 verelim.<!--more--><\/p>\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1603280031420\"><strong class=\"schema-faq-question\"><strong>Konut Sigortas\u0131 Nedir?<\/strong><\/strong> <p class=\"schema-faq-answer\"><br\/>Konut sigortas\u0131; do\u011fal afet, h\u0131rs\u0131zl\u0131k, yang\u0131n gibi nedenlerle evinizde olu\u015fabilecek hasarlar\u0131 maddi olarak g\u00fcvence alt\u0131na almak amac\u0131yla olu\u015fturulmu\u015f sigorta \u00fcr\u00fcnleridir. MAPFRE Sigorta\u2019da <a rel=\"noreferrer noopener\" href=\"https:\/\/www.mapfre.com.tr\/sigorta-tr\/bireysel\/konut\/konut\/konutlar-icin-cagdas-guvence-sigortasi\/\" target=\"_blank\">Konutlar \u0130\u00e7in \u00c7a\u011fda\u015f G\u00fcvence Sigortas\u0131<\/a> ve <a rel=\"noreferrer noopener\" href=\"https:\/\/www.mapfre.com.tr\/sigorta-tr\/bireysel\/konut\/konut\/zorunlu-deprem-sigortasi\/\" target=\"_blank\">Zorunlu Deprem Sigortas\u0131<\/a> olmak \u00fczere iki farkl\u0131 \u00fcr\u00fcn bulunur.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1603280039662\"><strong class=\"schema-faq-question\"><strong>Konut Sigortas\u0131 Ne \u0130\u015fe Yarar?<\/strong><\/strong> <p class=\"schema-faq-answer\"><br\/>Deprem, yer kaymas\u0131, su tesisat\u0131ndaki sorunlar nedeniyle evi su basmas\u0131 ya da h\u0131rs\u0131zl\u0131k gibi durumlar maddi olarak kay\u0131plar getirebilir. Ev sigortalar\u0131 ise poli\u00e7enizde yer alan teminatlar ve limitler do\u011frultusunda maddi kay\u0131plar\u0131n\u0131z\u0131 kar\u015f\u0131lar.<br\/>\u00d6rne\u011fin Konutlar \u0130\u00e7in \u00c7a\u011fda\u015f G\u00fcvence Sigortas\u0131\u2019n\u0131n ek teminat\u0131 olan e\u015fya sigortas\u0131 sayesinde h\u0131rs\u0131zl\u0131k durumlar\u0131na kar\u015f\u0131 elektronik \u00fcr\u00fcnlerinizi koruma alt\u0131na alabilirsiniz. DASK ise deprem nedeniyle evinizde olu\u015fan zararlar\u0131 limitler d\u00e2hilinde kar\u015f\u0131lar.<\/p> <\/div> <\/div>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"500\" src=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2018\/06\/konut-sigortasi-nedir.jpg\" alt=\"Konut Sigortas\u0131 Nedir\" class=\"wp-image-4941\" srcset=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2018\/06\/konut-sigortasi-nedir.jpg 1000w, https:\/\/www.mapfre.com.tr\/blog\/media\/2018\/06\/konut-sigortasi-nedir-300x150.jpg 300w, https:\/\/www.mapfre.com.tr\/blog\/media\/2018\/06\/konut-sigortasi-nedir-768x384.jpg 768w, https:\/\/www.mapfre.com.tr\/blog\/media\/2018\/06\/konut-sigortasi-nedir-585x293.jpg 585w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Konut Sigortas\u0131 Neleri Kapsar?<\/strong><\/h2>\n\n\n\n<p>Hem sizin ya\u015fayabilece\u011finiz hem de evinizin ba\u015f\u0131na gelebilecek bir\u00e7ok durum, Konutlar \u0130\u00e7in \u00c7a\u011fda\u015f G\u00fcvence Sigortas\u0131 kapsam\u0131ndad\u0131r.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Konut sigortalar\u0131nda yang\u0131n teminat\u0131 standartt\u0131r. Kas\u0131t ya da ihmal i\u00e7ermeyen bir yang\u0131n durumunda, konut sigortan\u0131zdan yararlanabilirsiniz.<\/li><li>Konut sigortas\u0131n\u0131n avantajlar\u0131ndan biri de sabit tesisat\u0131n\u0131zdan (elektrik, su, telefon, do\u011falgaz vb.) kaynaklanan ve sabit tesisata zarar veren durumlar\u0131 kar\u015f\u0131lamas\u0131d\u0131r.<\/li><li>\u0130kamet etti\u011finiz b\u00f6lgenin co\u011frafi konumu ve iklim \u015fartlar\u0131na ba\u011fl\u0131 olarak meydana gelebilecek f\u0131rt\u0131na vb. durumlardan kaynaklanan hasarlarda konut sigortan\u0131zdan faydalanabilirsiniz.<\/li><li>Y\u00fcr\u00fcy\u00fc\u015f, protesto ya da ter\u00f6r eylemleri gibi geli\u015fmeler sonras\u0131nda olu\u015fabilecek hasarlar\u0131 konut sigortas\u0131 ile g\u00fcvence alt\u0131na alabilirsiniz.<\/li><li>H\u0131rs\u0131zl\u0131k ma\u011fduriyetini kapsayan konut sigortas\u0131yla<strong> <\/strong>e\u015fyalar\u0131n\u0131z\u0131 da sigorta alt\u0131na alabilirsiniz.<\/li><li>Konut sigortas\u0131n\u0131n bir di\u011fer avantaj\u0131 da kirac\u0131lar i\u00e7in garanti sa\u011flamas\u0131d\u0131r. Kirada oturdu\u011funuz evdeki e\u015fyalar\u0131n\u0131z\u0131 sigorta yapt\u0131rarak garanti alt\u0131na alabilirsiniz. B\u00f6ylece ger\u00e7ekle\u015febilecek her t\u00fcrl\u00fc olumsuz durumda, e\u015fyan\u0131z sigorta g\u00fcvencesi alt\u0131nda olacakt\u0131r.<\/li><li>Konut sigortas\u0131 sayesinde ev yard\u0131m hizmeti alabilirsiniz. Evinizde kar\u015f\u0131la\u015fabilece\u011finiz tesisat ve elektrik ar\u0131zalar\u0131, cam ve \u00e7ilingir i\u015fleri gibi konularda da sigortan\u0131z yan\u0131n\u0131zda!<\/li><li>Ya\u015fam alanlar\u0131n\u0131zda ger\u00e7ekle\u015febilecek her t\u00fcrl\u00fc durumu d\u00fc\u015f\u00fcnen MAPFRE Sigorta\u2019n\u0131n Konutlar \u0130\u00e7in \u00c7a\u011fda\u015f G\u00fcvence Sigortas\u0131 ile tam olarak g\u00fcvence alt\u0131ndas\u0131n\u0131z!<\/li><li>\u00c7a\u011fda\u015f G\u00fcvence Sigortas\u0131 ile ambulans hizmeti, anne ve bebeklere destek gibi sa\u011fl\u0131k hizmetleri; evinizin d\u0131\u015f\u0131nda olsalar bile koruyabildi\u011finiz e\u015fyalar\u0131n\u0131z, kombi bak\u0131m\u0131, klima bak\u0131m\u0131, koltuk y\u0131kama, hal\u0131 y\u0131kama, montaj hizmetleri, paket ta\u015f\u0131ma gibi bir\u00e7ok hizmetten yararlanabilirsiniz.<\/li><\/ul>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"500\" src=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2018\/06\/konut-sigortasi-neleri-kapsar.jpg\" alt=\"Konut Sigortas\u0131 Neleri Kapsar\" class=\"wp-image-4942\" srcset=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2018\/06\/konut-sigortasi-neleri-kapsar.jpg 1000w, https:\/\/www.mapfre.com.tr\/blog\/media\/2018\/06\/konut-sigortasi-neleri-kapsar-300x150.jpg 300w, https:\/\/www.mapfre.com.tr\/blog\/media\/2018\/06\/konut-sigortasi-neleri-kapsar-768x384.jpg 768w, https:\/\/www.mapfre.com.tr\/blog\/media\/2018\/06\/konut-sigortasi-neleri-kapsar-585x293.jpg 585w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Konut Sigortas\u0131 Zorunlu mu?<\/strong><\/h2>\n\n\n\n<p>Konutlar \u0130\u00e7in \u00c7a\u011fda\u015f G\u00fcvence Sigortas\u0131\u2019n\u0131 yapt\u0131rmak kanunen zorunlu de\u011fil. Fakat bu sigortan\u0131n her an yan\u0131n\u0131zda olaca\u011f\u0131n\u0131 d\u00fc\u015f\u00fcn\u00fcp k\u00f6t\u00fc s\u00fcrprizlere kar\u015f\u0131 \u015fimdiden \u00f6nleminizi almal\u0131s\u0131n\u0131z.<\/p>\n\n\n\n<p>Tam da bu noktada, \u201cPeki, konutlar i\u00e7in DASK zorunlu mu?\u201d sorusu akl\u0131n\u0131zda olu\u015fabilir. Deprem ku\u015fa\u011f\u0131nda olan \u00fclkemizde, evinizi koruma alt\u0131na alabilmek i\u00e7in DASK\u2019\u0131n yap\u0131lmas\u0131 zorunludur.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Ev Sigortas\u0131 Nas\u0131l Yap\u0131l\u0131r?<\/strong><\/h2>\n\n\n\n<p>vKonut sigortas\u0131 yapt\u0131rmak i\u00e7in size en yak\u0131n <a href=\"https:\/\/form.mapfre.com.tr\/iletisim\/formlar\/acenteler\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (yeni sekmede a\u00e7\u0131l\u0131r)\">MAPFRE Sigorta acentesi<\/a> ile ileti\u015fime ge\u00e7ebilir ve diledi\u011finiz teminatlar\u0131 kapsam alt\u0131na alan sigortan\u0131z\u0131n teklifini al\u0131p ard\u0131ndan sigortan\u0131z\u0131 yapt\u0131rabilirsiniz.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ya\u015fam alan\u0131n\u0131z\u0131, kendinizi ve ailenizi, olu\u015fabilecek tats\u0131z durumlara kar\u015f\u0131 korumak i\u00e7in konut sigortas\u0131 olmazsa olmaz! Sigorta hakk\u0131nda detaylar yaz\u0131m\u0131zda.<\/p>\n","protected":false},"author":3,"featured_media":4943,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[887,1970],"tags":[893,899],"class_list":["post-781","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yasa","category-yasam-alani-yasa","tag-ev-dekorasyon","tag-ipucu"],"_links":{"self":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/781","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/comments?post=781"}],"version-history":[{"count":8,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/781\/revisions"}],"predecessor-version":[{"id":6676,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/781\/revisions\/6676"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media\/4943"}],"wp:attachment":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media?parent=781"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/categories?post=781"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/tags?post=781"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}