{"id":8496,"date":"2022-11-18T09:06:34","date_gmt":"2022-11-18T09:06:34","guid":{"rendered":"https:\/\/www.mapfre.com.tr\/blog\/?p=8496"},"modified":"2024-09-18T11:55:10","modified_gmt":"2024-09-18T11:55:10","slug":"3d-secure-nedir-faydalari-nelerdir","status":"publish","type":"post","link":"https:\/\/www.mapfre.com.tr\/blog\/dusle\/3d-secure-nedir-faydalari-nelerdir\/","title":{"rendered":"G\u00fcvenli Al\u0131\u015fveri\u015f \u0130\u00e7in 3D Secure: Nedir, Faydalar\u0131 Nelerdir?"},"content":{"rendered":"\n<p>\u00c7evrim i\u00e7i dersler, sertifika programlar\u0131, seminerler, online al\u0131\u015fveri\u015fler\u2026 Teknolojinin hayat\u0131m\u0131z\u0131n her alan\u0131na n\u00fcfuz etmesiyle birlikte ihtiya\u00e7lar\u0131m\u0131z\u0131 her ge\u00e7en g\u00fcn daha fazla online y\u00f6ntemlerle kar\u015f\u0131l\u0131yoruz. Ancak dijital ortamdaki aktivitelerimizin artmas\u0131 da beraberinde dijital g\u00fcvenlik sorunlar\u0131n\u0131 getiriyor. Bunlar\u0131n ba\u015f\u0131nda da online \u00f6deme i\u015flemlerinde ya\u015fanan g\u00fcvenlik sorunlar\u0131 geliyor.<\/p>\n\n\n\n<!--more-->\n\n\n\n<p>3D secure \u00f6deme sistemi de bu sorunu \u00e7\u00f6zme amac\u0131yla geli\u015ftirilmi\u015f dijital g\u00fcvenlik \u00f6nlemlerinden biri. Gelin, birlikte \u201c3D secure ne demek?\u201d sorusunu cevaplayal\u0131m ve 3D secure ile ilgili merak etti\u011finiz noktalar\u0131 ayd\u0131nlatal\u0131m.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-3d-secure-nedir\"><strong>3D Secure Nedir?<\/strong><\/h2>\n\n\n\n<p>En basit tan\u0131m\u0131yla 3D secure, 3 boyutlu g\u00fcvenlik sistemi anlam\u0131na gelir. Online \u00f6deme i\u015flemlerini g\u00fcvenli hale getirmek i\u00e7in geli\u015ftirilen y\u00f6ntemlerden biridir. 3D sisteminde \u00f6deme s\u0131ras\u0131nda m\u00fc\u015fteri, banka ve i\u015f yeri aras\u0131nda \u015fifrelerle sa\u011flanan g\u00fcvenli bir bilgi al\u0131\u015fveri\u015fi ger\u00e7ekle\u015ftirilir.<\/p>\n\n\n\n<p>\u0130ster bir i\u015fletme sahibi olun ister internet \u00fczerinden \u00fcr\u00fcn sat\u0131n almak isteyen bir m\u00fc\u015fteri, online \u00f6deme yapan herkes 3D secure \u00f6deme sisteminden faydalanabilir. Peki, 3D secure tam olarak ne i\u015fe yar\u0131yor?<\/p>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"793\" height=\"440\" data-id=\"8498\" src=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2022\/11\/3d-seruce-online-alisverislerde-ne-fayda-saglarjpg.jpg\" alt=\"3d Secure Online Al\u0131\u015fveri\u015flerde Ne Fayda Sa\u011flar\" class=\"wp-image-8498\" srcset=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2022\/11\/3d-seruce-online-alisverislerde-ne-fayda-saglarjpg.jpg 793w, https:\/\/www.mapfre.com.tr\/blog\/media\/2022\/11\/3d-seruce-online-alisverislerde-ne-fayda-saglarjpg-300x166.jpg 300w, https:\/\/www.mapfre.com.tr\/blog\/media\/2022\/11\/3d-seruce-online-alisverislerde-ne-fayda-saglarjpg-768x426.jpg 768w, https:\/\/www.mapfre.com.tr\/blog\/media\/2022\/11\/3d-seruce-online-alisverislerde-ne-fayda-saglarjpg-585x325.jpg 585w\" sizes=\"auto, (max-width: 793px) 100vw, 793px\" \/><\/figure>\n<\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>3D Secure Ne \u0130\u015fe Yarar?<\/strong><\/h2>\n\n\n\n<p>3D secure, t\u00fcketicilerin online al\u0131\u015fveri\u015flerini daha g\u00fcvenli yapmalar\u0131n\u0131 sa\u011flar. Yani kredi kart\u0131n\u0131, kart sahibinin onay\u0131 olmadan ba\u015fka birinin kullanmas\u0131na imk\u00e2n tan\u0131maz ve \u00f6deme i\u015flemi kredi kart\u0131 sahibinin d\u0131\u015f\u0131nda ger\u00e7ekle\u015fmez. Bunu da bilgilerin \u015fifrelenmesi ve hem al\u0131c\u0131 hem de banka taraf\u0131ndan do\u011frulanmas\u0131 ile yapar.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>3D Secure Nas\u0131l \u00c7al\u0131\u015f\u0131r?<\/strong><\/h2>\n\n\n\n<p>3D secure, kimlik do\u011frulama y\u00f6ntemiyle \u00e7al\u0131\u015f\u0131r. Kimlik do\u011frulama ise SSL (G\u00fcvenli Yuva Katman\u0131) protokol\u00fc ve XML (Geni\u015fletilebilir \u0130\u015faretleme Dili) aras\u0131nda yap\u0131l\u0131r. SSL, web sunucusu ile taray\u0131c\u0131 aras\u0131nda g\u00fcvenli bir ba\u011flant\u0131 olu\u015ftururken XML de bilgisayar sistemleri aras\u0131nda bilgi al\u0131\u015fveri\u015fini destekler. B\u00f6ylece ki\u015fisel bilgiler sistem taraf\u0131ndan do\u011frulanm\u0131\u015f olur ve g\u00fcvenli \u00f6deme i\u015flemi ger\u00e7ekle\u015fir.&nbsp;<\/p>\n\n\n\n<p>G\u00fcvenli \u00f6deme i\u015fleminin nas\u0131l yap\u0131ld\u0131\u011f\u0131n\u0131 bir de t\u00fcketici y\u00f6n\u00fcnden a\u00e7\u0131klamakta fayda var.<\/p>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-2 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"724\" height=\"483\" data-id=\"8499\" src=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2022\/11\/3d-secure-ne-ise-yarar.jpg\" alt=\"3d Secure Ne \u0130\u015fe Yarar\" class=\"wp-image-8499\" srcset=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2022\/11\/3d-secure-ne-ise-yarar.jpg 724w, https:\/\/www.mapfre.com.tr\/blog\/media\/2022\/11\/3d-secure-ne-ise-yarar-300x200.jpg 300w, https:\/\/www.mapfre.com.tr\/blog\/media\/2022\/11\/3d-secure-ne-ise-yarar-585x390.jpg 585w, https:\/\/www.mapfre.com.tr\/blog\/media\/2022\/11\/3d-secure-ne-ise-yarar-263x175.jpg 263w\" sizes=\"auto, (max-width: 724px) 100vw, 724px\" \/><\/figure>\n<\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>G\u00fcvenli \u00d6deme Nas\u0131l Yap\u0131l\u0131r?<\/strong><\/h2>\n\n\n\n<p>Online al\u0131\u015fveri\u015f yaparken g\u00fcvenli \u00f6deme i\u00e7in 3D secure \u00f6deme do\u011frulama arac\u0131 kullanman\u0131z gerekir. Yani \u00fcr\u00fcn sat\u0131n alaca\u011f\u0131n\u0131z web sitesinde 3D secure \u00f6deme deste\u011finin bulunmas\u0131 \u015fart. 3D secure ile g\u00fcvenli \u00f6deme a\u015famalar\u0131 ise \u015fu \u015fekilde:<\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>\u00d6deme i\u015flemi yapmak i\u00e7in kredi kart\u0131 veya banka kart\u0131 bilgilerinizi ilgili alanlara girersiniz ve \u00f6deme yap talimat\u0131 verirsiniz.<\/li><li>Kart sahibi sizseniz cep telefonunuza banka taraf\u0131ndan SMS ile g\u00f6nderilen do\u011frulama kodunu, a\u00e7\u0131lan ekrandaki ilgili alana girersiniz. Genellikle 6 haneli olan bu onay kodu tek kullan\u0131ml\u0131kt\u0131r ve k\u0131sa bir s\u00fcre i\u00e7in ge\u00e7erlidir.&nbsp;<\/li><li>Kodun onaylanmas\u0131 ve hesapta yeterli bakiyenin bulunmas\u0131 ya da kredi kart\u0131nda yeterli limit olmas\u0131 durumunda \u00f6deme i\u015flemi ger\u00e7ekle\u015fir.<\/li><\/ol>\n\n\n\n<p>Son ad\u0131mdan sonra teknik bir sorun ya da limit yetersizli\u011fi olmas\u0131 durumunda \u00f6deme i\u015flemi ger\u00e7ekle\u015fmez ve bunun bilgisi sizinle payla\u015f\u0131l\u0131r.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>3D Secure Sisteminin Faydalar\u0131 Nelerdir?<\/strong><\/h2>\n\n\n\n<p>3D g\u00fcvenlik sisteminin hem t\u00fcketiciye hem de sat\u0131c\u0131ya faydalar\u0131 bulunur:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>E-ticaret \u015firketleri a\u00e7\u0131s\u0131ndan: <\/strong>3D secure, m\u00fc\u015fteri memnuniyetini ve dolay\u0131s\u0131yla sat\u0131\u015flar\u0131 art\u0131r\u0131r. \u00c7\u00fcnk\u00fc her t\u00fcketici, g\u00fcven i\u00e7inde al\u0131\u015fveri\u015f yapmak ister ve m\u00fcmk\u00fcn oldu\u011funca pratik yollarla al\u0131\u015fveri\u015f yapmay\u0131 tercih eder. 3D secure sistemi ise kredi kart\u0131 bilgilerinin \u00e7al\u0131nmas\u0131n\u0131 ve doland\u0131r\u0131c\u0131l\u0131k riskini azaltarak t\u00fcketiciye pratik \u00f6deme y\u00f6ntemi sunar. Bu da m\u00fc\u015fteri memnuniyetini art\u0131r\u0131rken dolayl\u0131 olarak sat\u0131\u015flar\u0131n\u0131z\u0131 da art\u0131r\u0131r.\u00a0<\/li><li><strong>T\u00fcketiciler a\u00e7\u0131s\u0131ndan: <\/strong>G\u00fcvenli \u00f6deme sistemi, kredi kart\u0131 veya banka kart\u0131 bilgilerinin \u00e7al\u0131nmas\u0131 veya ba\u015fkalar\u0131 taraf\u0131ndan kullan\u0131lmas\u0131 ihtimalini \u00e7ok \u00f6nemli oranda azalt\u0131r. B\u00f6ylece al\u0131\u015fveri\u015f s\u0131ras\u0131nda kendinizi g\u00fcvende hissetmenizi sa\u011flar ve al\u0131\u015fveri\u015f s\u00fcrecinizi kolayla\u015ft\u0131r\u0131r. Tabii online al\u0131\u015fveri\u015f yapman\u0131n veya internette zaman ge\u00e7irmenin ba\u015fka riskleri de bulunur. Kendinizi bu risklerden korumak ve dijital g\u00fcvenli\u011finizi sa\u011flamak i\u00e7in \u201c<a href=\"https:\/\/www.mapfre.com.tr\/blog\/yasa\/phishing-nedir-nasil-onlem-alinir\/\" target=\"_blank\" rel=\"noreferrer noopener\">Bu \u0130nternet Doland\u0131r\u0131c\u0131l\u0131\u011f\u0131na Kar\u015f\u0131 \u00d6nlem Al\u0131n: Phishing Nedir? Nas\u0131l \u00d6nlem Al\u0131n\u0131r?<\/a>\u201d ba\u015fl\u0131kl\u0131 yaz\u0131m\u0131z\u0131 okuyabilirsiniz.\u00a0<\/li><\/ul>\n\n\n\n<p>3D secure \u00f6zelli\u011fini kullanmak istemedi\u011finizde bu fonksiyonu kapatman\u0131z\u0131n m\u00fcmk\u00fcn oldu\u011funu belirtelim. Bunun i\u00e7in yapman\u0131z gereken, kredi kart\u0131 veya banka kart\u0131n\u0131z\u0131n ait oldu\u011fu bankan\u0131n m\u00fc\u015fteri hizmetlerini aramak ve 3D secure kapatma i\u015fleminin ger\u00e7ekle\u015fmesi i\u00e7in talepte bulunmak. Ancak online \u00f6deme i\u015flemlerinizi daha g\u00fcvenli bir \u015fekilde yapabilmeniz i\u00e7in bu \u00f6zelli\u011fi a\u00e7\u0131k tutman\u0131zda fayda var.<\/p>\n\n\n\n<p>G\u00fcvenli al\u0131\u015fveri\u015fler dileriz!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>G\u00fcvenli al\u0131\u015fveri\u015f yapman\u0131n yollar\u0131 neler? Biz bu soruyu 3D secure kavram\u0131yla bu yaz\u0131da a\u00e7\u0131klad\u0131k. \u00d6\u011frenmek i\u00e7in yaz\u0131y\u0131 hemen okuyun.<\/p>\n","protected":false},"author":3,"featured_media":8500,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[886,1972],"tags":[899,903],"class_list":["post-8496","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dusle","category-iyi-yasam-dusle","tag-ipucu","tag-teknoloji"],"_links":{"self":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/8496","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/comments?post=8496"}],"version-history":[{"count":3,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/8496\/revisions"}],"predecessor-version":[{"id":8503,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/8496\/revisions\/8503"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media\/8500"}],"wp:attachment":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media?parent=8496"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/categories?post=8496"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/tags?post=8496"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}