{"id":8513,"date":"2022-11-30T12:20:22","date_gmt":"2022-11-30T12:20:22","guid":{"rendered":"https:\/\/www.mapfre.com.tr\/blog\/?p=8513"},"modified":"2024-09-18T12:40:21","modified_gmt":"2024-09-18T12:40:21","slug":"leasing-nedir-leasing-yapmak-ne-zaman-karli-olur","status":"publish","type":"post","link":"https:\/\/www.mapfre.com.tr\/blog\/dusle\/leasing-nedir-leasing-yapmak-ne-zaman-karli-olur\/","title":{"rendered":"Leas\u0131ng Nedir? Leas\u0131ng Yapmak Ne Zaman Daha K\u00e2rl\u0131 Olur?"},"content":{"rendered":"\n<p>Yeni bir projeye ba\u015flamak, b\u00fcy\u00fck bir giri\u015fim kurmak ya da i\u015fleri b\u00fcy\u00fctmek&#8230; Ticaret her zaman daha fazlas\u0131n\u0131, daha g\u00fc\u00e7l\u00fcs\u00fcn\u00fc isteyen bir alan. Bu alanda ba\u015far\u0131l\u0131 olabilmek i\u00e7in ise sermayeyi en do\u011fru \u015fekilde kullanmak gerekiyor. \u00c7\u00fcnk\u00fc \u00f6z kaynaklar\u0131 do\u011fru \u015fekilde de\u011ferlendirmemek, \u015firketin gelece\u011fini riske atmak anlam\u0131na gelebilir. Bu nedenle yap\u0131lacak yat\u0131r\u0131mlar i\u00e7in de kaynaklar\u0131n do\u011fru analiz edilmesi, ihtiya\u00e7lar\u0131n belirlenmesi \u00f6nemlidir.<\/p>\n\n\n\n<!--more-->\n\n\n\n<p>Leasing ise yat\u0131r\u0131m yaparken \u00f6z kaynaklar\u0131n\u0131 t\u00fcketmek istemeyen \u015firketler i\u00e7in geli\u015ftirilmi\u015f bir finansman arac\u0131. Siz de sermayenizi t\u00fcketmeden yat\u0131r\u0131m yapmak ve b\u00fcy\u00fcmek istiyorsan\u0131z leasing kavram\u0131 ile tan\u0131\u015fman\u0131z\u0131n vakti gelmi\u015f demektir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-leasing-nedir\"><strong>Leasing Nedir?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"724\" height=\"483\" data-id=\"8519\" src=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2022\/11\/leasing-nedir.jpg\" alt=\"Leasing Nedir\" class=\"wp-image-8519\" srcset=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2022\/11\/leasing-nedir.jpg 724w, https:\/\/www.mapfre.com.tr\/blog\/media\/2022\/11\/leasing-nedir-300x200.jpg 300w, https:\/\/www.mapfre.com.tr\/blog\/media\/2022\/11\/leasing-nedir-585x390.jpg 585w, https:\/\/www.mapfre.com.tr\/blog\/media\/2022\/11\/leasing-nedir-263x175.jpg 263w\" sizes=\"auto, (max-width: 724px) 100vw, 724px\" \/><\/figure>\n<\/figure>\n\n\n\n<p>T\u00fcrk\u00e7esi finansal kiralama olan leasing kavram\u0131, bir varl\u0131\u011f\u0131n kira bedeli kar\u015f\u0131l\u0131\u011f\u0131nda kullan\u0131m hakk\u0131n\u0131n kirac\u0131ya verildi\u011fi ve kiralama s\u00fcresi sonunda kirac\u0131ya devredildi\u011fi finansman y\u00f6ntemidir. Leasing s\u00fcrecini daha kolay a\u00e7\u0131klamak i\u00e7in y\u00f6ntemi \u015f\u00f6yle \u00f6rneklendirelim:<\/p>\n\n\n\n<p>\u015eirketiniz i\u00e7in \u00e7e\u015fitli makinelere ihtiyac\u0131n\u0131z var ancak \u00f6z kaynaklar\u0131n\u0131z\u0131 bu yat\u0131r\u0131m i\u00e7in kullanmak istemiyorsunuz ya da b\u00fct\u00e7e planlaman\u0131z buna uygun de\u011fil. Bu durumda bir leasing \u015firketiyle finansal kiralama s\u00f6zle\u015fmesi yaparak bu makineleri belirli bir s\u00fcre i\u00e7in sabit fiyatta kiralayabilirsiniz. Yani ihtiyac\u0131n\u0131z olan makineleri sat\u0131n almadan kullan\u0131rs\u0131n\u0131z.&nbsp;<\/p>\n\n\n\n<p>S\u00f6zle\u015fmede belirtilen s\u00fcrenin sonunda ise makinelerin m\u00fclkiyeti, sembolik bir \u00fccret kar\u015f\u0131l\u0131\u011f\u0131 size ge\u00e7er. B\u00f6ylece hem \u00f6z kaynaklar\u0131n\u0131z\u0131 do\u011frudan harcamam\u0131\u015f olursunuz hem de yat\u0131r\u0131m mal\u0131n\u0131n operasyon s\u00fcre\u00e7lerini de finansal kiralama \u015firketine devretmi\u015f olursunuz.&nbsp;<\/p>\n\n\n\n<p>Bu a\u015famada \u201cLeasing mant\u0131\u011f\u0131 nedir?\u201d diyorsan\u0131z k\u0131saca \u015funu s\u00f6yleyebiliriz: \u0130\u015finiz i\u00e7in ihtiyac\u0131n\u0131z olan yat\u0131r\u0131m mal\u0131n\u0131, elinizdeki \u00f6z kaynaklar\u0131 yani \u015firketiniz i\u00e7in ay\u0131rd\u0131\u011f\u0131n\u0131z sermayeyi harcamadan kiralayarak kullanabilme ve uygun zamanda m\u00fclkiyet hakk\u0131n\u0131 elde etme imkan\u0131 sunmas\u0131d\u0131r.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Leasing Yapmak Ne Zaman Daha K\u00e2rl\u0131 Olur?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-2 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"724\" height=\"483\" data-id=\"8518\" src=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2022\/11\/leasing-yapmak-ne-zaman-daha-karlidir.jpg\" alt=\"Leasing Yapmak Ne Zaman Daha Karl\u0131d\u0131r\" class=\"wp-image-8518\" srcset=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2022\/11\/leasing-yapmak-ne-zaman-daha-karlidir.jpg 724w, https:\/\/www.mapfre.com.tr\/blog\/media\/2022\/11\/leasing-yapmak-ne-zaman-daha-karlidir-300x200.jpg 300w, https:\/\/www.mapfre.com.tr\/blog\/media\/2022\/11\/leasing-yapmak-ne-zaman-daha-karlidir-585x390.jpg 585w, https:\/\/www.mapfre.com.tr\/blog\/media\/2022\/11\/leasing-yapmak-ne-zaman-daha-karlidir-263x175.jpg 263w\" sizes=\"auto, (max-width: 724px) 100vw, 724px\" \/><\/figure>\n<\/figure>\n\n\n\n<p>\u0130\u015fletmeniz i\u00e7in herhangi bir ta\u015f\u0131n\u0131r ya da ta\u015f\u0131nmaz varl\u0131\u011fa yat\u0131r\u0131m yapmay\u0131 d\u00fc\u015f\u00fcnd\u00fc\u011f\u00fcn\u00fczde \u015fu soruyu sorabilirsiniz: Bunu ger\u00e7ekten sat\u0131n almam gerekiyor mu? \u00c7\u00fcnk\u00fc sat\u0131n almak her zaman en k\u00e2rl\u0131 se\u00e7enek olmayabilir. \u0130\u015finiz i\u00e7in mutlaka kullanman\u0131z gereken bir varl\u0131k varsa sat\u0131n almaya alternatif olarak finansal kiralama y\u00f6ntemini d\u00fc\u015f\u00fcnebilirsiniz. \u00d6zellikle sahip olmak istedi\u011finiz yat\u0131r\u0131m mal\u0131, sermayenizin \u00f6nemli bir k\u0131sm\u0131na bedelse, leasing yapmak bu durumda \u00e7ok k\u00e2rl\u0131d\u0131r.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Leasing Yapman\u0131n Avantajlar\u0131 Nedir?<\/strong><\/h2>\n\n\n\n<p>Finansal kiralama yapman\u0131n tek avantaj\u0131 sadece \u00f6z kayna\u011f\u0131 yani \u015firket sermayesini elde tutmak de\u011fildir. Bununla birlikte \u015firketlere sa\u011flad\u0131\u011f\u0131 bir\u00e7ok fayda bulunur.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Kredi hacmini daraltmaz:<\/strong> Kredi \u00e7ekmeden leasing \u015firketiyle anla\u015farak istedi\u011finiz varl\u0131\u011fa sahip olursunuz. B\u00f6ylece kredi limitinizi harcamam\u0131\u015f olursunuz ve di\u011fer ihtiya\u00e7lar\u0131n\u0131z i\u00e7in kullanabilirsiniz.<\/li><li><strong>Operasyon s\u00fcre\u00e7lerinde daha az efor harcaman\u0131z\u0131 sa\u011flar: <\/strong>Sat\u0131n alma, ithalat, sigorta i\u015flemleri gibi operasyon s\u00fcre\u00e7lerinin finansal kiralama \u015firketine devredilmesiyle operasyonlara harcayaca\u011f\u0131n\u0131z efor azal\u0131r.<\/li><li><strong>D\u00fc\u015f\u00fck KDV tutar\u0131 \u00f6dersiniz: <\/strong>Yat\u0131r\u0131m mal\u0131n\u0131 kiralad\u0131\u011f\u0131n\u0131zda %1 KDV \u00f6dersiniz. Ancak sat\u0131n ald\u0131\u011f\u0131n\u0131z mal i\u00e7in \u00e7ok daha fazla KDV tutar\u0131 \u00f6demeniz gerekir. \u00dcstelik KDV\u2019yi finansal kiralama \u015firketine taksitle \u00f6deme imkan\u0131 elde edersiniz. B\u00f6ylece elinizde daha fazla nakit kal\u0131r.&nbsp;<\/li><li><strong>Farkl\u0131 yat\u0131r\u0131mlar\u0131 finanse etme imk\u00e2n\u0131 tan\u0131r: <\/strong>Yat\u0131r\u0131m mal\u0131n\u0131 sat\u0131n almayarak sermayenizle farkl\u0131 yat\u0131r\u0131mlar\u0131 finanse edebilirsiniz. Bu sayede \u015firketinizin yat\u0131r\u0131m getirisini yani yat\u0131r\u0131mlardan elde edece\u011finiz gelirleri art\u0131rabilirsiniz.&nbsp;<\/li><li><strong>Kira s\u00fcreci sonunda varl\u0131\u011f\u0131 sat\u0131n alabilirsiniz: <\/strong>Leasing s\u00f6zle\u015fmelerinde belirlenen kira s\u00fcresi sonunda mal\u0131n m\u00fclkiyet hakk\u0131na sahip olabilirsiniz.&nbsp;<\/li><li><strong>Amortisman:<\/strong> Leasing ile al\u0131m\u0131 ger\u00e7ekle\u015ftirilen yat\u0131r\u0131m mal\u0131 i\u00e7in amortisman (y\u0131pranma\/a\u015f\u0131nma pay\u0131) kirac\u0131 taraf\u0131ndan ayr\u0131l\u0131r. Ayl\u0131k \u00f6demelerin faizi k\u0131sm\u0131 finansman gideri olarak gider kaydedilir.<\/li><\/ul>\n\n\n\n<p><strong>Vergi, resim, har\u00e7 muafiyeti:<\/strong> Leasing s\u00f6zle\u015fmeleri ve leasing i\u00e7in teminat al\u0131nmas\u0131na ili\u015fkin i\u015flemler her t\u00fcrl\u00fc vergi, resim ve har\u00e7tan istisnad\u0131r.<\/p>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-3 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"683\" height=\"512\" data-id=\"8516\" src=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2022\/11\/finansal-kiralama-nedir.jpg\" alt=\"Finansal Kiralama Nedir\" class=\"wp-image-8516\" srcset=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2022\/11\/finansal-kiralama-nedir.jpg 683w, https:\/\/www.mapfre.com.tr\/blog\/media\/2022\/11\/finansal-kiralama-nedir-300x225.jpg 300w, https:\/\/www.mapfre.com.tr\/blog\/media\/2022\/11\/finansal-kiralama-nedir-585x439.jpg 585w\" sizes=\"auto, (max-width: 683px) 100vw, 683px\" \/><\/figure>\n<\/figure>\n\n\n\n<p>Karar\u0131n\u0131z\u0131 verdiniz ve leasing yapacaks\u0131n\u0131z. Ancak ihtiyac\u0131n\u0131z olan yat\u0131r\u0131m mal\u0131n\u0131n leasing y\u00f6ntemiyle kiralan\u0131p kiralanmad\u0131\u011f\u0131 veya bulundu\u011funuz i\u015f alan\u0131n\u0131n buna uygun olup olmad\u0131\u011f\u0131n\u0131 sorguluyor olabilirsiniz. O halde t\u00fcm bu sorular\u0131n\u0131z\u0131 bir tabloda yan\u0131tlayal\u0131m.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Leasing Y\u00f6ntemi ile Ne Kiralanabilir?<\/strong><\/td><td><br>\u0130n\u015faat ve i\u015f makineleri<br>Trakt\u00f6r, bi\u00e7erd\u00f6ver veya balyalama makinesi gibi zirai makineler <br>Deniz, demir, hava yolu ta\u015f\u0131tlar\u0131<br>Ambalaj ve matbaa makineleri gibi bas\u0131n yay\u0131n ekipmanlar\u0131<br>Di\u015f\u00e7i \u00fcniteleri, cerrahi ve tan\u0131 cihazlar\u0131 gibi t\u0131bbi ekipmanlar<br>\u0130malat makineleri<br>Ofis ekipmanlar\u0131<br>Yaz\u0131l\u0131mlar<br>Gayrimenkuller<br>Tekstil makineleri<br>G\u00fcne\u015f Enerji Santrali veya R\u00fczgar Enerjisi Santrali gibi yenilenebilir enerji ekipmanlar\u0131<\/td><\/tr><tr><td><strong>Leasing Firmas\u0131ndan Kimler Faydalanabilir?<\/strong><\/td><td><br>Anonim ve limitet \u015firketler ile \u015fah\u0131s \u015firketleri<br>Her t\u00fcrl\u00fc ortakl\u0131klar<br>Avukat, serbest muhasebeci, mali m\u00fc\u015favirler, kendi ad\u0131na \u00e7al\u0131\u015fan di\u015f hekimleri ve doktor gibi serbest meslek \u00e7al\u0131\u015fanlar\u0131<\/td><\/tr><\/tbody><\/table><figcaption> <\/figcaption><\/figure>\n\n\n\n<p>Yat\u0131r\u0131m varl\u0131klar\u0131n\u0131 elde etmede finansal kiralama olduk\u00e7a efektif bir y\u00f6ntemdir. Bu teknik, orta ve uzun vadeli b\u00fct\u00e7e planlamalar\u0131nda yayg\u0131n olarak kullan\u0131l\u0131r. Siz de b\u00f6yle bir yat\u0131r\u0131m d\u00fc\u015f\u00fcn\u00fcyorsan\u0131z ve ilk a\u015famada sat\u0131n almadan yat\u0131r\u0131m mal\u0131ndan faydalanmak istiyorsan\u0131z bu teknik sizin i\u00e7in uygun olabilir.<\/p>\n","protected":false},"excerpt":{"rendered":"<p> Leasing nedir? Leasing kavram\u0131 hakk\u0131nda merak etti\u011finiz her \u015feyi bu yaz\u0131da bulabilirsiniz. \u00d6\u011frenmek i\u00e7in t\u0131klay\u0131n!<\/p>\n","protected":false},"author":3,"featured_media":8515,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[886,1964],"tags":[1393,899,903],"class_list":["post-8513","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dusle","category-nasil-baslanir","tag-girisimcilik","tag-ipucu","tag-teknoloji"],"_links":{"self":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/8513","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/comments?post=8513"}],"version-history":[{"count":3,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/8513\/revisions"}],"predecessor-version":[{"id":8524,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/8513\/revisions\/8524"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media\/8515"}],"wp:attachment":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media?parent=8513"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/categories?post=8513"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/tags?post=8513"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}