{"id":9020,"date":"2023-07-27T07:57:27","date_gmt":"2023-07-27T07:57:27","guid":{"rendered":"https:\/\/www.mapfre.com.tr\/blog\/?p=9020"},"modified":"2024-09-18T10:51:22","modified_gmt":"2024-09-18T10:51:22","slug":"yatirim-fonu-nedir","status":"publish","type":"post","link":"https:\/\/www.mapfre.com.tr\/blog\/dusle\/yatirim-fonu-nedir\/","title":{"rendered":"Birikimleri De\u011ferlendirmenin Yolu: Yat\u0131r\u0131m Fonu Nedir?"},"content":{"rendered":"\n<p>Birikiminiz olsa bile neye yat\u0131r\u0131m yapaca\u011f\u0131n\u0131z\u0131 veya paran\u0131z\u0131 nas\u0131l de\u011ferlendirece\u011finizi bilmemeniz asl\u0131nda \u00e7ok normal. \u00c7\u00fcnk\u00fc hem yerli hem de yabanc\u0131 pek \u00e7ok menkul k\u0131ymet ve sermaye piyasas\u0131 arac\u0131 bulunuyor. Ayr\u0131ca birikiminizi sadece tek bir yat\u0131r\u0131m arac\u0131na koymak, fazlas\u0131yla riskli. Bu nedenle farkl\u0131 ara\u00e7larla bir portf\u00f6y olu\u015fturabilmek olduk\u00e7a \u00f6nemli. Ancak bu da hem bilgi hem de zaman isteyen bir s\u00fcre\u00e7.<\/p>\n\n\n\n<!--more-->\n\n\n\n<p>\u0130\u015fte, tam da bu noktada yat\u0131r\u0131m fonu yard\u0131m\u0131n\u0131za ko\u015fuyor. O halde gelin, birikimlerinizi de\u011ferlendirebilece\u011finiz yat\u0131r\u0131m fonu nedir, incelemeye ba\u015flayal\u0131m.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-portfoy-nedir\"><strong>Portf\u00f6y Nedir?&nbsp;<\/strong><\/h2>\n\n\n\n<p>Yat\u0131r\u0131m fonunun detaylar\u0131na ge\u00e7meden \u00f6nce bu konu ile ba\u011flant\u0131l\u0131 olan portf\u00f6y kavram\u0131n\u0131 a\u00e7\u0131klayarak ba\u015flayal\u0131m.&nbsp;<\/p>\n\n\n\n<p>Portf\u00f6y, asl\u0131nda c\u00fczdan demek. Kelime anlam\u0131ndan da anla\u015f\u0131laca\u011f\u0131 gibi portf\u00f6y, yat\u0131r\u0131m ara\u00e7lar\u0131n\u0131n toplam de\u011ferini ifade eder. Yani alt\u0131n gibi k\u0131ymetli maden, d\u00f6viz, hisse senedi gibi yat\u0131r\u0131mlar\u0131n\u0131z varsa bunlar\u0131n t\u00fcm\u00fc sizin portf\u00f6y\u00fcn\u00fcz\u00fc olu\u015fturur. \u201cPeki, portf\u00f6y olu\u015fturmak i\u00e7in hangi yat\u0131r\u0131m ara\u00e7lar\u0131 daha k\u00e2rl\u0131?\u201d diye d\u00fc\u015f\u00fcn\u00fcyorsan\u0131z bu sorunun cevab\u0131, yat\u0131r\u0131m fonunda gizli.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-yatirim-fonu-nedir\"><strong>Yat\u0131r\u0131m Fonu Nedir?&nbsp;<\/strong><\/h2>\n\n\n\n<p>Yat\u0131r\u0131m fonu, \u00e7e\u015fitli yat\u0131r\u0131mc\u0131lar\u0131n birikimlerinin ortak bir havuzda birle\u015ftirildi\u011fi ve profesyonel fon y\u00f6neticileri taraf\u0131ndan minimum risk &#8211; maksimum kazan\u00e7 ilkesine g\u00f6re de\u011ferlendirildi\u011fi portf\u00f6yd\u00fcr.&nbsp;<\/p>\n\n\n\n<p>D\u00fc\u015f\u00fcn\u00fcn ki bir havuz var ve bu havuzda hisse senedi, d\u00f6viz, kira sertifikas\u0131 gibi farkl\u0131 yat\u0131r\u0131m ara\u00e7lar\u0131 bulunuyor. Yat\u0131r\u0131m fonu sayesinde t\u00fcm yat\u0131r\u0131m ara\u00e7lar\u0131n\u0131 tek tek kendi havuzunuza eklemek yerine bu yat\u0131r\u0131m ara\u00e7lar\u0131 ile dolu havuza bir kat\u0131l\u0131m pay\u0131 \u00f6deyerek t\u00fcm ara\u00e7lar\u0131n getirilerinden yararlanabilirsiniz. K\u0131sacas\u0131 kendiniz bir portf\u00f6y olu\u015fturmadan yat\u0131r\u0131m fonu ile profesyoneller taraf\u0131ndan y\u00f6netilen bir portf\u00f6ye kat\u0131lman\u0131z m\u00fcmk\u00fcn.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-yatirim-fonu-nasil-alinir\"><strong>Yat\u0131r\u0131m Fonu Nas\u0131l Al\u0131n\u0131r?&nbsp;<\/strong><\/h2>\n\n\n\n<p>\u015eimdi, birikimlerinizi de\u011ferlendirmenin yolu olan yat\u0131r\u0131m fonlar\u0131 nas\u0131l al\u0131n\u0131r, bir bakal\u0131m. Yat\u0131r\u0131m fonlar\u0131na t\u00fcm bankalar ve yat\u0131r\u0131m kurulu\u015flar\u0131 \u00fczerinden kolayl\u0131kla ula\u015fmak m\u00fcmk\u00fcn. Mevcut bankan\u0131z veya farkl\u0131 bir banka arac\u0131l\u0131\u011f\u0131 ile yat\u0131r\u0131m fonu alabilirsiniz. \u0130htiyac\u0131n\u0131z olan tek \u015fey ise bir yat\u0131r\u0131m hesab\u0131 a\u00e7mak. Yat\u0131r\u0131m hesab\u0131 a\u00e7t\u0131ktan sonra fonlara ula\u015fabilir ve al\u0131m-sat\u0131m yapabilirsiniz. Ayr\u0131ca bu i\u015flemleri, banka \u015fubesine gitmeye gerek kalmadan internet ve mobil bankac\u0131l\u0131k \u00fczerinden kolayl\u0131kla ger\u00e7ekle\u015ftirebilirsiniz.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-yatirim-fonundan-nasil-gelir-elde-edilir\"><strong>Yat\u0131r\u0131m Fonundan Nas\u0131l Gelir Elde Edilir?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"710\" height=\"492\" src=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2023\/07\/yatirim-fonundan-nasil-gelir-elde-edilir.jpg\" alt=\"Yat\u0131r\u0131m Fonundan Nas\u0131l Gelir Elde Edilir\" class=\"wp-image-9024\" srcset=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2023\/07\/yatirim-fonundan-nasil-gelir-elde-edilir.jpg 710w, https:\/\/www.mapfre.com.tr\/blog\/media\/2023\/07\/yatirim-fonundan-nasil-gelir-elde-edilir-300x208.jpg 300w, https:\/\/www.mapfre.com.tr\/blog\/media\/2023\/07\/yatirim-fonundan-nasil-gelir-elde-edilir-230x160.jpg 230w, https:\/\/www.mapfre.com.tr\/blog\/media\/2023\/07\/yatirim-fonundan-nasil-gelir-elde-edilir-585x405.jpg 585w\" sizes=\"auto, (max-width: 710px) 100vw, 710px\" \/><\/figure>\n\n\n\n<p>Yat\u0131r\u0131m fonu ald\u0131ktan sonra bu fonlardan gelir etmenin farkl\u0131 yollar\u0131 bulunuyor. Bu yollar ise \u015fu \u015fekilde:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>K\u00e2r pay\u0131:<\/strong> Fonda bulunan menkul k\u0131ymetlerden k\u00e2r elde edildi\u011finde bu k\u00e2r, portf\u00f6ye yans\u0131t\u0131larak yat\u0131r\u0131mc\u0131lar aras\u0131nda da\u011f\u0131t\u0131l\u0131r.&nbsp;<\/li>\n\n\n\n<li><strong>Al\u0131m-sat\u0131m: <\/strong>Fonun sahip oldu\u011fu varl\u0131klar\u0131n de\u011feri artabilir. Fiyat\u0131 y\u00fckselen bir varl\u0131k sat\u0131ld\u0131\u011f\u0131nda fon, sermaye kazanc\u0131 elde eder ve bu kazan\u00e7, portf\u00f6y de\u011ferine yans\u0131t\u0131l\u0131r.&nbsp;<\/li>\n\n\n\n<li><strong>Fiyat art\u0131\u015f\u0131:<\/strong> Menkul k\u0131ymetlerin piyasa de\u011ferinde art\u0131\u015f oldu\u011funda bu varl\u0131k sat\u0131lmay\u0131p fon i\u00e7erisinde tutulabilir. B\u00f6yle bir durumda yat\u0131r\u0131m\u0131n de\u011feri ve fona kat\u0131l\u0131m pay\u0131n\u0131n fiyat\u0131 artar.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>Yat\u0131r\u0131m fonundan gelir elde etmenin bu yollar\u0131 d\u0131\u015f\u0131nda fon \u00e7e\u015fitlerine ve uygulanan stratejiye g\u00f6re gelir elde etme y\u00f6ntemleri de\u011fi\u015febilir. Se\u00e7ti\u011finiz fonun a\u00e7\u0131klamas\u0131ndan, gelir da\u011f\u0131t\u0131m politikas\u0131 ve \u00f6ng\u00f6r\u00fclen getiri kaynaklar\u0131 hakk\u0131nda ayr\u0131nt\u0131l\u0131 bilgiye ula\u015fabilirsiniz.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Yat\u0131r\u0131m Fonu \u00c7e\u015fitleri Nelerdir?&nbsp;<\/strong><\/h2>\n\n\n\n<p>Portf\u00f6ye al\u0131nacak menkul k\u0131ymetlere g\u00f6re Sermaye Piyasas\u0131 Kurulu taraf\u0131ndan yat\u0131r\u0131m fonlar\u0131 10 ba\u015fl\u0131\u011fa ayr\u0131l\u0131r. Her bir ba\u015fl\u0131k ise asl\u0131nda bir \u015femsiye fon yani i\u00e7erisinde bulunan varl\u0131klara g\u00f6re alt fonlar\u0131n birle\u015ftirildi\u011fi bir \u00e7at\u0131d\u0131r. O halde gelin, bu ayr\u0131ma g\u00f6re yat\u0131r\u0131m fonu \u00e7e\u015fitlerini ve bu \u00e7e\u015fitlerin \u00f6zelliklerini incelemeye ba\u015flayal\u0131m:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Bor\u00e7lanma ara\u00e7lar\u0131 fonu:<\/strong> Fon toplam de\u011ferinin en az %80\u2019i, yerli &#8211; yabanc\u0131 kamu ve \u00f6zel sekt\u00f6r bor\u00e7lanma ara\u00e7lar\u0131na yat\u0131r\u0131l\u0131r.&nbsp;<\/li>\n\n\n\n<li><strong>Hisse senedi fonu:<\/strong> Fon toplam de\u011ferinin en az %80\u2019i, yerli &#8211; yabanc\u0131 ihracat\u00e7\u0131lar\u0131n paylar\u0131na yat\u0131r\u0131l\u0131r.&nbsp;<\/li>\n\n\n\n<li><strong>K\u0131ymetli madenler fonu:<\/strong> Borsada i\u015flem g\u00f6ren alt\u0131n ve di\u011fer k\u0131ymetli madenlere ba\u011fl\u0131 sermaye piyasas\u0131 ara\u00e7lar\u0131na yat\u0131r\u0131lan fonlar\u0131 kapsar.&nbsp;&nbsp;<\/li>\n\n\n\n<li><strong>Fon sepeti fonu:<\/strong> Di\u011fer fonlar\u0131n ve borsa yat\u0131r\u0131m fonlar\u0131n\u0131n kat\u0131lma paylar\u0131ndan olu\u015fur.&nbsp;&nbsp;<\/li>\n\n\n\n<li><strong>Para piyasas\u0131 fonu:<\/strong> Portf\u00f6y\u00fcn tamam\u0131, vadesine en fazla 184 g\u00fcn kalm\u0131\u015f likiditesi y\u00fcksek para ve sermaye piyasas\u0131 ara\u00e7lar\u0131ndan olu\u015fur.&nbsp;<\/li>\n\n\n\n<li><strong>Kat\u0131l\u0131m fonu:<\/strong> Portf\u00f6y\u00fcn tamam\u0131; kira sertifikalar\u0131, alt\u0131n ve di\u011fer k\u0131ymetli madenler, kat\u0131l\u0131m hesaplar\u0131 gibi faize dayal\u0131 olmayan ara\u00e7lara yat\u0131r\u0131l\u0131r.&nbsp;<\/li>\n\n\n\n<li><strong>De\u011fi\u015fken fon:<\/strong> Portf\u00f6y da\u011f\u0131l\u0131m\u0131 bak\u0131m\u0131ndan di\u011fer \u00e7e\u015fitlere girmeyen t\u00fcm fonlar\u0131 kapsar.&nbsp;<\/li>\n\n\n\n<li><strong>Serbest fon:<\/strong> Yat\u0131r\u0131m ara\u00e7lar\u0131 ve y\u00f6netim \u015fekli bir kurala ba\u011fl\u0131 olmayan, sadece uzman yat\u0131r\u0131mc\u0131lar\u0131n kat\u0131labildi\u011fi fonlar\u0131 kapsar.&nbsp;<\/li>\n\n\n\n<li><strong>Garantili fon:<\/strong> Ba\u015flang\u0131\u00e7ta yat\u0131r\u0131lan birikimin tamam\u0131n\u0131, bir k\u0131sm\u0131n\u0131 veya getirilerini belirli bir vadede geri \u00f6demeyi taahh\u00fct eder.&nbsp;<\/li>\n\n\n\n<li><strong>Koruma ama\u00e7l\u0131 fon:<\/strong> Ba\u015flang\u0131\u00e7ta yat\u0131r\u0131lan birikimin tamam\u0131n\u0131n, bir k\u0131sm\u0131n\u0131n veya getirilerin belirli bir vadede geri \u00f6denmesi amac\u0131yla en iyi sonuca ula\u015fmaya \u00e7al\u0131\u015f\u0131l\u0131r. Ancak garantili fonda oldu\u011fu gibi bir \u00f6deme garantisi sunulmaz.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Yat\u0131r\u0131m Fonu Al\u0131rken Nelere Dikkat Edilmeli?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"724\" height=\"483\" src=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2023\/07\/yatirim-fonu-alirken-nelere-dikkat-edilir.jpg\" alt=\"Yat\u0131r\u0131m Fonu Al\u0131rken Nelere Dikkat Edilir\" class=\"wp-image-9023\" srcset=\"https:\/\/www.mapfre.com.tr\/blog\/media\/2023\/07\/yatirim-fonu-alirken-nelere-dikkat-edilir.jpg 724w, https:\/\/www.mapfre.com.tr\/blog\/media\/2023\/07\/yatirim-fonu-alirken-nelere-dikkat-edilir-300x200.jpg 300w, https:\/\/www.mapfre.com.tr\/blog\/media\/2023\/07\/yatirim-fonu-alirken-nelere-dikkat-edilir-585x390.jpg 585w, https:\/\/www.mapfre.com.tr\/blog\/media\/2023\/07\/yatirim-fonu-alirken-nelere-dikkat-edilir-263x175.jpg 263w\" sizes=\"auto, (max-width: 724px) 100vw, 724px\" \/><\/figure>\n\n\n\n<p>T\u00fcm bu yat\u0131r\u0131m fonlar\u0131 aras\u0131ndan se\u00e7im yaparken tabii ki dikkat edilmesi gereken unsurlar bulunuyor. Sonu\u00e7ta yat\u0131r\u0131m fonu birikimlerinizi de\u011ferlendirmek i\u00e7in bir ad\u0131md\u0131r ve bu ad\u0131m\u0131 atarken varl\u0131\u011f\u0131n\u0131z\u0131 koyaca\u011f\u0131n\u0131z yat\u0131r\u0131m fonunu dikkatli bir \u015fekilde se\u00e7menizde fayda var. Yat\u0131r\u0131m fonu al\u0131rken dikkat etmeniz gerekenleri ise \u015f\u00f6yle s\u0131ralayabiliriz:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bir yat\u0131r\u0131m fonuna yat\u0131r\u0131m yapt\u0131\u011f\u0131n\u0131zda risk ald\u0131\u011f\u0131n\u0131z\u0131 unutmay\u0131n. Fon i\u00e7erisindeki menkul k\u0131ymetlerin de\u011feri artabilir veya d\u00fc\u015febilir. Ayn\u0131 zamanda her yat\u0131r\u0131m fonunun riski ayn\u0131 d\u00fczeyde de\u011fildir. Birikiminizi kaybetmemek i\u00e7in risk de\u011ferinizi \u00f6\u011frendikten sonra alabilece\u011finiz riske en uygun yat\u0131r\u0131m fonunu se\u00e7melisiniz.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Yat\u0131r\u0131m fonunun ge\u00e7mi\u015f performanslar\u0131n\u0131 inceleyerek daha sa\u011flam bir ad\u0131m atman\u0131z m\u00fcmk\u00fcn. Tabii ki ge\u00e7mi\u015fte iyi performans g\u00f6stermi\u015f bir fonun gelecekte de ayn\u0131 performans\u0131 yakalamas\u0131 garanti de\u011fil. Ancak uzun vadeli yat\u0131r\u0131mlar i\u00e7in analiz yapmak olduk\u00e7a \u00f6nemli. Ayr\u0131ca bu analizi, fonlar aras\u0131nda k\u0131yaslama yaparak geni\u015fletebilirsiniz. Analiz i\u00e7in t\u00fcm fonlar\u0131 tek bir sistem \u00fczerinden g\u00f6steren ve kar\u015f\u0131la\u015ft\u0131rma imkan\u0131 tan\u0131yan <a href=\"https:\/\/www.tefas.gov.tr\/\" target=\"_blank\" rel=\"noreferrer noopener\">TEFAS<\/a> yani T\u00fcrkiye Elektronik Fon Al\u0131m Sat\u0131m Platformu\u2019nu kullanabilirsiniz.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Fonu almadan \u00f6nce gider oranlar\u0131 hakk\u0131nda bilgi edinmelisiniz. \u00c7\u00fcnk\u00fc gider oran\u0131, do\u011frudan getiriyi etkiler. Ancak \u015funu belirtelim: Gider oran\u0131 y\u00fcksek olan bir fon, y\u00fcksek getiri de sa\u011fl\u0131yor olabilir. \u00c7\u00fcnk\u00fc gider oran\u0131, al\u0131m-sat\u0131m gibi nedenlerden dolay\u0131 de\u011fi\u015febilir. Bir yat\u0131r\u0131m fonunda s\u0131k al\u0131m-sat\u0131m yap\u0131ld\u0131\u011f\u0131nda gider oran\u0131 artar. Ancak bu al\u0131m-sat\u0131mlarla elde edilen kazan\u00e7 ile giderler kar\u015f\u0131lanarak y\u00fcksek getiri elde edilebilir.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>Yat\u0131r\u0131m fonu al\u0131rken \u00f6zellikle risk \u00f6l\u00e7\u00fcm\u00fc ve analizi konusunda bir yat\u0131r\u0131m uzman\u0131 ile ilerlemek, do\u011fru yat\u0131r\u0131mlar yapman\u0131z i\u00e7in olduk\u00e7a \u00f6nemli. Bu nedenle birikimlerinizi de\u011ferlendirmek i\u00e7in bir uzmana dan\u0131\u015fmay\u0131 unutmay\u0131n.&nbsp;<\/p>\n\n\n\n<p>K\u0131sacas\u0131 yat\u0131r\u0131m de\u011ferini etkileyen pek \u00e7ok unsur bulunur. Bunlardan en dikkat edilmesi gereken de finans piyasalar\u0131ndaki de\u011fi\u015fimlerdir. \u00c7\u00fcnk\u00fc bu de\u011fi\u015fimler, yat\u0131r\u0131m de\u011ferini art\u0131rabilece\u011fi gibi d\u00fc\u015f\u00fcrebilece\u011fi i\u00e7in de olduk\u00e7a \u00f6nemli. Yat\u0131r\u0131m de\u011ferini ve hatta yat\u0131r\u0131m yapman\u0131z\u0131 etkileyecek risklerden biri olan y\u00fcksek enflasyon hakk\u0131nda detayl\u0131 bilgi almak isterseniz \u201c<a href=\"https:\/\/www.mapfre.com.tr\/blog\/yasa\/enflasyon-nedir-nasil-hesaplanir\/\" target=\"_blank\" rel=\"noreferrer noopener\">Enflasyon Nedir? Enflasyon Nas\u0131l Hesaplan\u0131r?<\/a>\u201d yaz\u0131m\u0131z\u0131 okuyabilirsiniz.<\/p>\n\n\n\n<p>MAPFRE Sigorta<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Birikimlerinizi k\u00e2rl\u0131 bir yat\u0131r\u0131ma \u00e7evirmenin yolu olan yat\u0131r\u0131m fonu hakk\u0131nda merak edilen her \u015fey blog yaz\u0131m\u0131zda!<\/p>\n","protected":false},"author":3,"featured_media":9022,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[886,382],"tags":[899],"class_list":["post-9020","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dusle","category-gundem","tag-ipucu"],"_links":{"self":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/9020","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/comments?post=9020"}],"version-history":[{"count":1,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/9020\/revisions"}],"predecessor-version":[{"id":9025,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/posts\/9020\/revisions\/9025"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media\/9022"}],"wp:attachment":[{"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/media?parent=9020"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/categories?post=9020"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mapfre.com.tr\/blog\/wp-json\/wp\/v2\/tags?post=9020"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}