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Comprehensive Car Insurance

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Extended Motor Insurance is an insurance policy providing coverage subject to policy limits for your increased financial liability and emergency road assistance services. This regards amounts in excess of the statutory traffic insurance coverage limits with respect to injuries you may inflict on third parties due to an accident your vehicle may suffer, bodily damages the driver and the passengers may incur and financial losses you may incur with respect to your vehicle and your personal belongings in the vehicle.

If you extend your policy entailing a no-claims discount with our firm;

  • Claims where you are found to be 100% free from liability will not affect your no-claims discount rate regardless of its current level and your no-claims discount rate will rise to the next level at the end of the term.
  • Having one claim, limited to either your windshield or radio player, arising during the policy term will not affect your no-claims discount and your no-claims discount rate will rise to the next level at the end of the term.
  • The no-claims discount will be disrupted in case of claims caused on any grounds other than 1 windshield or radio player claim during the policy term. However, if the discount rate applicable to the Insured was 40%, 50%, or 60%, the no-claims discount will fall to the previous tier should an event disrupting the no-claims discount occur. (If the claim in question was repaired at the General Service Vehicle Repair Center, the discount rate will be maintained as it is and will not fall to the previous tier).

The following no-claims discount levels apply:

  • 30% for renewal at the end of the 1st year
  • 40% for renewal at the end of the 2nd year
  • 50% for renewal at the end of the 3rd year
  • 60% for renewal at the end of the 4th year and any subsequent years
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