The premium figure varies according to a number of factors, such as your status as an active employee, your age, and the region you live in. By clicking on this link, you can get instant detailed information about the applicable policy price..
Family discounts are not available for this product.
Policies can be issued to anyone who is covered by the SGK, and who is no older than 60.
The advertisements mention Medical Park Hospitals specifically. Can I go to other hospitals as well?
Yes, you can cancel your policy whenever you want. The policy can be canceled with reference to the remaining number of days. The refundable premium figure will be established on the basis of the time frame that follows the policy start date, and the total benefits paid under the insurance. The terms of cancellation are specified in detail in the Special Terms of the Policy.
For covered treatments in line with the Special Terms of the Policy, you will not be charged any amounts, with the exception of the 12 TRY you are legally required to pay for doctor examinations under the SGK system.
Under the SGK system, my whole family receives medical services based on my insurance premium. Will the premium I pay cover the whole family under this policy as well?
No; separate premiums should be paid for each insured individual.
The policy shall be in effect for 1 year following the policy start date.
No. Different prices apply for employees and dependents. After your retirement, you can get your insurance policy at the price applicable to dependents.
Anyone who is covered by the SGK and who is not older than 60 years old can purchase this policy. In the case the insured was 56 years old or older at the time of the first policy issuance, no renewals will be provided after the age of 60. Individuals who were insured for the first time within the framework of ‘FarkYok Complimentary Health’ Health Insurance at the age of 55 or younger, may continue to purchase the policy after the age of 60, provided that no interruption occurred in the policy coverage. Newborn babies can be covered by their individual insurance policies after 14 days following birth.
The treatment costs for conditions pre-existing as of the policy start date shall not be covered.
If I pay my own bill, will you refund this to me when I submit the bill to you? What is the refund rate?
No; this policy does not offer refund procedures.
Do you issue a receipt upon my payment of the policy premium? Can I get tax deductions with that receipt?
How can I pay for my policy premium? Do you offer discounts on advance payments? Do you offer installment options?
You can pay your policy premium with your credit card. You can pay in advance or in 9 installments using your credit card. No discounts apply for advance payments.
No; the policy applies only inside Turkey.
What should I do for medicine I use on a continuous basis? Will the policy cover medicine used continuously?
No; the policy does not offer medicine coverage.
No; the policy does not offer coverage for eye glasses.
The “Life-Long Renewal Guarantee” is given subject to the terms determined as a result of a risk analysis, on the condition that the insured maintains ‘FarkYok Complimentary Health’ Health Insurance with MAPFRE SİGORTA A.Ş. for three years without interruption, that he/she was originally included in the insurance coverage before the age of 55, and that his/her average loss ratio for the last three years remains under 80%.
I am a foreign national, but I work in Turkey and am registered with SGK. Can I buy the Complementary Health Insurance policy?
Anyone covered by the General Health Insurance offered by the SGK can buy this policy.
I am a student. I am a dependent of my parent in terms of insurance. Can I buy the Complementary Health Insurance policy?
Anyone covered by the General Health Insurance offered by the SGK can buy this policy. (Provided that the policy holder is older than 18 years of age, babies older than 14 days can also be insured).
The Complementary Health Insurance product can be bought only by individuals covered by SGK. Private Health Insurance does not entail that requirement. The network as well as the coverage structure of the two products differ.
No, such fees are not covered.
The Emergency Dental Coverage applies only for the treatments included in the dental package, and at the service providers to which you will be directed according to your location, on the basis of them being included in the network for this coverage element.